People in Conferred Gods: Rising from humble beginnings, I am the God of Wealth

Beyond the primordial wilderness, in all the myriad realms.

Yang Xuan appeared out of thin air in a vast world without causing the slightest disturbance.

Nuwa is preparing to separate the Primordial Purple Qi to become the representative of humanity, and many powerful beings in the prehistoric world are also worrying about how to borrow merit. Yang Xuan naturally cannot be idle either.

Now, the primordial world is only one step away from evolving into the Eternal True Realm. The plans of the Chaos Gods and Demons in the primordial world have been thwarted by Yang Xuan, and Luo Hou has been suppressed.

It's obvious that before long, the chaotic gods and demons will launch a massive attack.

The worst-case scenario would be if Taiqing's incarnation had just found the realm of gods and demons, and then the chaotic gods and demons launched an attack on the prehistoric world.

Better safe than sorry. Yang Xuan was always cautious in his actions, and he would always make two or even three contingency plans for whatever he did.

To avoid this worst-case scenario, the strength of the Primordial World must be increased as much as possible.

Issuing merit loans to help many powerful beings in the primordial world become saints is a way to enhance one's strength.

Yang Xuan has come to this world today to enhance the strength of the Primordial World from another perspective.

When the primordial world evolved into its myriad realms, Yang Xuan joined forces with various sages to perfect the Chaos Star Array.
This vast array of worlds will be formed into a grand formation, protecting the three primordial realms and creating a natural barrier.

However, this is not the final form of this great formation. According to Yang Xuan's deduction, the current unparalleled formation composed of billions of worlds is only the outer part of the formation.

The complete form of this grand formation should be connected to the myriad realms surrounding the primordial world, the endless stars of the celestial realm, and the boundless ghostly energy of the terrestrial realm.

Then, by connecting them through the mountains and rivers of the human realm, the entire primordial world was arranged into an array.

If this formation is completed, any one of its operations will contain the power of the primordial world. Even if it is dominated by a quasi-saint or even a Great Luo Golden Immortal, it can unleash the power of the Primordial Chaos.

If Hunyuan were in charge, this could definitely become a powerful weapon to protect the prehistoric world.

Moreover, once this formation is set up, it will be equivalent to connecting the entire primordial world together, which will also help the primordial world evolve into the Eternal True Realm.

However, to achieve this level, it would require the joint assistance of billions of living beings in the primordial world; it is a massive undertaking.

If the timing is not right, many beings may jump out to obstruct this matter because of their own interests.

Clearly, now is an excellent time.

With the threat of a world-ending calamity looming, anyone who dares to obstruct this matter would be making an enemy of the entire prehistoric world. No matter how greedy they are, they will not go too far.

Moreover, participating in the setup of the Chaos Starry Sky Array is a beneficial thing for the Primordial World, and can be used to repay loans.

Nowadays, all living beings are either worrying about how to borrow more merit to accumulate, or thinking about how to repay their loans in the future.

If the matter of the Chaos Starry Sky Array were made public at this time, there would be no need for much publicity; a large number of beings would participate.

In the past, although the beings of the primordial world knew that they could gain merit by participating in the construction and maintenance of the primordial world, they did not know how much merit they could gain or whether it was worth their effort.

Even the immortals in Heaven and the Underworld can only know their basic salary; how much merit will be bestowed by Heaven and Earth is unknown.

But now with the merit loan, the situation is different.

Before participating in the construction and maintenance of the prehistoric world, they can gain merit, enjoy the benefits first, and then put in the labor. This makes things clear and gives them more motivation.

However, before announcing this matter, Yang Xuan still needs to formulate a specific set of rules, at least to establish a general framework, in order to avoid any trouble.

Yang Xuan came to this world today for this very reason.

To be on the safe side, he decided to conduct an on-site investigation to first ascertain the situation in all the heavens and myriad realms, and then, based on the actual situation, make precise adjustments according to the array diagram deduced by the sages.

Of course, he is now a saint with the cultivation level of Hunyuan and has mastered two complete Great Daos.

Although it was called a field investigation, in reality, with a single thought, he could cover dozens of worlds and understand their general situation, which was enough.

In just over a thousand years, Yang Xuan gained a general understanding of the actual situation in all the myriad realms and the primordial world.

Subsequently, Yang Xuan traveled to the outer heavens and sought assistance from the Tongtian Sect Leader.

Over three thousand years, based on these field investigations, the diagram of the Chaos Star Array was slightly adjusted to better suit the current situation of the prehistoric world, and the difficulty of setting it up was correspondingly reduced.

More than a thousand years later, Yang Xuan combined the distribution and strength of various forces in the prehistoric world to create a complete framework.

With this framework, we can ensure that everything proceeds in an orderly manner, without any chaos, incorrect array placement, or leakage of the array diagram.

As for how to implement it...

Yang Xuan naturally couldn't do it himself, so he immediately summoned Shen Gongbao, Jiang Ziya, and other trusted confidants and asked them to do it.

This was a great job and a tremendous opportunity. Upon learning of this, Shen Gongbao and the others were overjoyed.

Participating in setting up the Chaotic Starry Sky Array will earn you merit points. The more you organize the event, the more merit points you will receive, and the better they will be used to settle merit loan claims.

With this additional channel for clearing out the merit loans, coupled with Yang Xuan's special instruction, Shen Gongbao and the others quickly made a decision.

Many years ago, under Yang Xuan's scheme, they successively severed their corpses and became quasi-saints.

Although most of them are only quasi-saints with one corpse, and have a long way to go before they can prove themselves as saints, they are still qualified to compete.

Even if it doesn't work out, you can still borrow a sum of merit, which will allow your cultivation to advance further.

Therefore, after leaving the Temple of Fate and the Ghost Temple of Fengdu, they successively proclaimed to the Heavenly Way and the Earthly Way, and lent a sum of merit.

With the help of this large amount of merit, his cultivation level began to improve rapidly.

When the other beings in the primordial world learned of this, they immediately became restless, as no one knew whether the merits of the primordial world were limited.

If too much merit is taken by others, they might not get any left.

Over the next three thousand years, beings from all corners of the primordial world proclaimed to the Heavenly Dao or the Earthly Dao, bestowing varying amounts of merit.

The rate at which these beings' cultivation levels increased has noticeably improved.

Unfortunately, over the years, no one has yet borrowed merit to attain sainthood, and no one has even broken through to the level of a near-saint.

One reason is that the difficulty of attaining sainthood and realizing the Tao is too great; it is the true end of the Tao.

Another reason is that all the top supernatural beings in the primordial world are observing.

Although the merits accumulated in the primordial world may be limited and may disappear if one is too late, the primordial world is so vast that there are still twenty positions for saints, so the amount of merits accumulated will certainly not be small.

Instead of rushing into it, it's better to continue observing and determine a more accurate loan amount based on the borrowing experiences of others.

Until this day, the Styx Taoist, known as the Iron-Headed Kid, made his decision first.

He transformed into a streak of blood-red light, flying along the sea of ​​blood into the Netherworld, drawing upon the power of the earth's energy and attracting the attention of many powerful beings in the primordial world.

In the past, Daoist Styx had often imitated others, proclaiming the Heavenly Way or the Earthly Way, but the result was always a joke.

This time, however, all the powerful beings who noticed this matter wore serious expressions, no longer showing the usual interest in watching the spectacle. Since Daoist Styx followed Yang Xuan, he had accomplished many great things, and the impressions of him among the people of the prehistoric world had changed accordingly.

In the beginning, the Styx Taoist proclaimed the Dao of the Underworld, drawing the waters of the Styx River into the Netherworld to perfect its order, leading the Asura race back to the Asura realm, and perfecting the rules of reincarnation.

Having gained immense merit, he severed his own corpse in one fell swoop, becoming the first being to achieve the status of a Quasi-Saint with Three Corpses after the end of the Lich War.

In the years that followed, Daoist Styx actively participated in the construction of the Underworld, the development of the Netherworld, and even the creation of trade routes in the human world.

He gained a lot of merit from these events, and with Yang Xuan's frequent private tutoring, his cultivation had long since reached the pinnacle of the Three Corpses Quasi-Saint level.

Unfortunately, over the years, he has always lacked that crucial opportunity, unable to reach the threshold of Hunyuan, and failed to become a Quasi-Saint, that is, a half-step Hunyuan Daluo Golden Immortal.

When he first heard that there were still twenty saintly positions in the prehistoric world, and that the prehistoric world had opened up the corresponding permissions, and that there was also a merit loan to obtain merit, he felt that this was the opportunity he had been waiting for.

But after years of following Yang Xuan around, it's hard to say whether his stubborn personality has changed, but he has certainly become more mature in his actions.

After returning to the prehistoric world, he did not rush to announce the secret passage, but instead sought out Yang Xuan to humbly seek his advice.

Styx was an important member of the Underworld and a capable assistant of Yang Xuan. Naturally, Yang Xuan could not ignore his request for advice and gave him a prudent suggestion: to wait a few more years and observe carefully.

Minghe readily obeyed Yang Xuan's words.

After thousands of years of observation, combined with Yang Xuan's initial hints, Styx finally has enough confidence today.

His path lies in the netherworld, and the merits he seeks to receive naturally fall into the netherworld.

Secondly, his cultivation had long since reached the pinnacle of the Three Corpses Quasi-Saint level, making him one of the strongest individuals in the prehistoric world.

Furthermore, he has made significant contributions to the prehistoric world over the years by Yang Xuan's side.

With his qualifications, he is definitely a top-tier customer. If we disregard loan repayment issues, the amount of merit he can obtain is among the highest in the entire universe.

After years of thought and observation, he decided to take out a large loan.

If one does not have the determination to fight to the death, what is the point of cultivating the Tao or becoming a saint?

The Styx Daoist's expression was resolute, as stubborn as ever. Sensing the power of the earth in the void, he raised his right hand and said in a deep voice:
"Heavenly Daoist, I am the Daoist of the Styx River in the Underworld. Today I wish to borrow the merits for becoming a saint. I hope the Heavenly Daoist will grant my request!"

"What?!!"

Before the underground passage could respond, all the powerful figures watching the scene gasped in surprise.

They had originally planned to have Daoist Styx scout out the way and see how much merit he could lend, so they could have a reference for themselves.

To everyone's surprise, Styx was so audacious, immediately asking to borrow merit to become a saint, showing no intention of taking things slowly, catching everyone off guard.

Their plan was to first improve their own cultivation by borrowing merit, and then, after achieving the status of a near-saint, borrow more merit to plan their path to sainthood.

In this way, not only will the pressure of repaying the loan be much less, but the hope of becoming a saint will also be greater, making it arguably the safest option.

Therefore, they all believed that the three emperors of the human race would be the first to attain sainthood after Yang Xuan.

Unexpectedly, Styx left himself no way out, immediately asking to borrow merit to become a saint, aiming straight for the position of a saint.

After a brief moment of shock, everyone looked on with anticipation.

If the Styx River can truly achieve sainthood in one step, then can they do the same?

As for the loan repayment issue...

Compared to becoming a saint, what is this?

Om-!
Before the powerful beings could think further, even more Daoist power surged forth in the Netherworld.

At the same time, the power of the business way also manifested, forming a pitch-black contract with the power of the earth way, which fell before the Styx Daoist.

With a sweep of his divine sense, Daoist Styx understood the contents of the contract.

This contract is the merit loan agreement. It contains many clauses, with no loopholes, but it's also very simple; it can be summarized in one sentence:

Today, the Styx River borrows merit from the underground passage; in the future, it will be needed to maintain the operation of heaven and earth, improve the construction of the primordial world, and when the cataclysmic calamity arrives, it will need to participate in the great war and live and die with the primordial world.
Furthermore, periodic contributions are required to repay a loan; failure to do so will not only incur interest but also result in penalties.
Only after the loan is paid off can they regain their freedom.

To be honest, these treaties are not exactly equal.

But the Styx Daoist only glanced at it before revealing a look of wild joy. He hurriedly bit his index finger and left his true spirit mark on the contract.

If I can become a saint, why would I be afraid of not being able to repay the loan?

next moment.

The contract before the Styx River gradually became transparent, and eventually disappeared under the influence of the power of the trade route.

At that moment, the once stable heavens and earth began to ripple like the surface of water.

Followed by.

The boundless merits of the underworld slowly emerged, illuminating the Netherworld in a golden hue, and fell towards the body of the Styx River.

In no time, all the immeasurable merits entered his body, and his aura increased wildly.

A moment later, his aura became incredibly profound, and he had actually entered the realm of Hunyuan Wuji Da Luo Jinxian, obtaining the position of Earthly Saint!

The countless ghosts, spirits, and spirits of the underworld all have their own responsibilities, and they all call upon the Daoist Styx, Styx, and respect him as a saint.

The same applies to the countless beings in the human realm, the celestial realm, and all the myriad realms.

"After countless eons of arduous cultivation, one finally attains the Primordial State!"

Even a stubborn guy like Styx was deeply moved as he felt the changes within himself.

After a long while, he calmed down and bowed to the gradually dissipating power of the underground passage.

"Truly compassionate!"

Then, he bowed again to the Ghost Palace of Fengdu and said in a deep voice:

"Thank you for your guidance, Your Majesty!"

If Yang Xuan hadn't offered the merit loan, how could he have had the opportunity to announce the truth today?

Without Yang Xuan's guidance, how could he have made the decision to risk his life for survival, and how could he have had the courage to apply for the merit to become a saint?

Despite his stubbornness, Styx has always been a person who can distinguish right from wrong. Yang Xuan has been kind to him, and even though he is now a saint, he is still grateful to Yang Xuan and will follow his lead!

As for how to repay the loan, it's still the same old saying: once you become a saint, why are you afraid of not being able to repay the loan of merit?
At worst, he could just work for the underground for countless eons; he, Styx, wasn't afraid of that!
Moreover, with the world-ending calamity approaching, this is an excellent way to earn merit points, and what he excels at most is slaughter! (End of Chapter)