Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 13: New Ways to Use Loans (Please read on!)
Elite Training Camp, the only ancient civilization gravity training room.

The simplified 'Taiyin Power' and 'Taiyang Power' within Luo Feng's body intertwined and nourished the cells in his body.

The profound perception of the two forces of water and fire became clearer and clearer. With the help of the gravity training room, the cosmic energy could continuously penetrate into every cell, nourishing them and gradually improving them.

His physical abilities were rapidly improving until he suddenly reached a critical point: 'Intermediate Warrior!'

The dark golden sphere in his mind instantly released a large amount of mental energy, and his mental energy master level broke through along with the improvement of his physical fitness, reaching the level of a beginner war god!
"Sigh~"

Luo Feng felt a surge of joy as he experienced an increase in his mental energy, feeling that his breakthrough speed was simply too fast.

"A beginner-level War God."

"Luo Feng has successfully broken through." Chen Qi felt that Luo Feng's leveling efficiency was still very slow, even though he had already reached the War God level.

He is considered a super strong person on Earth. He can get a high-paying job with an annual salary starting from 50 billion by simply taking a position in any force. Under normal circumstances, he does not need to do anything. He just serves as a 'face' to show off his power.

However, in Chen Qi's eyes, that was not a war god at all, but merely a seventh-level apprentice.

In the universe, the strongest human forces, such as the 'Virtual Universe Corporation,' use items like 'cultivation chambers' to rapidly increase the energy accumulation of their absolute core elites at lower levels after they break through to higher realms.

Becoming a war god in less than ten days is indeed a remarkable achievement, but this is only the beginning.

The time in the gravity training room wasn't over yet, and Luo Feng continued to immerse himself in his cultivation. Chen Qi was quite impressed by Luo Feng's diligent spirit in his training.

"The 'Crimson Bright Nine Heavens Diagram' can enhance one's perception of the laws of water and fire, but its effect is too weak in the early stages of cultivation."

"Luo Feng can only sense the fluctuations of the laws at this moment."

"It's unclear when you'll master the domain, and there's no chance of any improvement in combat power in the short term."

"I can see that Luo Feng's cultivation has slowed down considerably due to the effects of the 'Nuwa Diagram.' He broke through to the first level of mental power amplitude on his first attempt, but it took him five days to reach level 9. Due to its value, I estimate that there is a vague limit to the increase in 'brain domain breadth.'"

"Furthermore, the higher the amplitude of mental energy, the more difficult it is to increase."

The power of telekinetic amplification is terrifyingly powerful in the early stages of combat. From 1 to 2, it's a doubling of power, but from 2 to 3, it's only a fifty percent increase.

If you upgrade from 9 to 10, your combat power will definitely increase, but the improvement will be less noticeable. Moreover, with a higher psychic amplitude, it becomes more difficult to improve.

"Loan techniques and secret methods can provide powerful functions at a very low price, but they take a long time and the return period is too slow."

Chen Qi didn't think that loan techniques were bad. For example, the Nuwa Diagram Secret Technique had increased Luo Feng's mental power amplitude from 2 to 9 in just a few days, and it could continue to increase slowly afterward. This increase in combat power was already several times over.

If this were told, probably no one would believe that Luo Feng, having only been a martial artist for a short time, already possessed a psychic power amplitude of 9.

However, at Earth's current stage, spending too much time cultivating is not worthwhile; in the universe, the later stages of cultivation often take thousands or tens of thousands of years...

On Earth, broadly speaking, only someone like Hong possesses the strongest fighting power.

"We still need to directly borrow money to improve our strength."

"But... cultivation resources without side effects, and gravity training rooms... all these precious materials are too valuable, and taking out a loan would be too expensive."

"and many more!"

Chen Qi suddenly realized something very important: he realized a special loan mechanism that shouldn't be considered a bug!
He wanted to verify it.

"System, a loan for cultivation resources, amounting to 30% of your current total credit limit, can help Luo Feng improve his physical fitness without any side effects."

【——Loan Agreement——】【Loan Item: One bottle of 'Kemu-021' gene potion】

[The effects of the 'Kemu Gene Potion': It can significantly improve the physical attributes of Warrior-level (Apprentice Rank 4-6). The specific effects vary from person to person. It is estimated that two doses can help Luo Feng improve his physical attributes from his current 'Intermediate Warrior' level to that of an Advanced Warrior.]

[This loan will utilize 30% of your credit limit]

"Two loans, that's 60% of the expected loan amount, which can elevate Luo Feng to a higher realm. The remaining amount is not enough."

Chen Qi pondered.

The next round of testing followed immediately:
"If we add a side effect to this item, such as causing general-level physical strength to suffer from diarrhea for three consecutive days after drinking it, what would its value be?"

【——Loan Agreement——】

[Loan Item: One bottle of special 'Kemu-021' gene potion]

[The effects of 'Special Kemu-021 Gene Potion': It can significantly improve the physical attributes of Warrior-level (Apprentice Rank 4-6). The specific effects vary from person to person. It is estimated that two doses can help Luo Feng improve his physical attributes from his current 'Intermediate Warrior' level to that of an Advanced Warrior. However, Warrior-level users will experience diarrhea for three consecutive days after drinking it.]

[This loan will utilize 29% of your credit limit]

"!!!"

"As expected, it can be reduced! Although it's only by 1%."

"The key to these loans is that they have no side effects."

"If it's just about improving physical fitness, there are many gene-enhancing drugs on Earth, but those drugs have strong side effects and will reduce cultivation potential after use. But what if it's just something as mild as diarrhea?"

"The 1% reduction is probably because the side effect wasn't severe enough. For example, if it were to add a feature that would cause the user to lose their reproductive function, the value of the loan item would definitely be greatly reduced, making it much cheaper."

Chen Qi tried it out, just to test the functionality.

The design removed the side effect of 'three consecutive days of diarrhea', but added a side effect that the gene-enhancing drug would cause loss of fertility.

The price suddenly plummeted, dropping to a loan amount of only '9%'!

A full 21% reduction!

This is the value impact of a significant side effect.

"However, since he has lost his ability to reproduce, Luo Feng definitely won't cooperate. If I deceive him, I would be a fool. I want to help him grow and become stronger together, not to frame him and incur his hatred."

Chen Qi was simply testing whether his conjecture was correct.

"Let me think."

"If adding side effects can lower the price, what about adding complexity to the usage process? The value will definitely decrease as well!"

"First, remove all side effects, but add usage restrictions. For example, it needs to be used in conjunction with a large amount of energy-rich 'monster corpses'. The loan item's function is only to stimulate and convert the energy of the monster corpses, allowing martial artists to quickly absorb it and improve their physical fitness."

Um.
Chen Qi was quite satisfied with the design, which focused on 'stimulated transformative energy' in the loaned items, thus reducing the cost of the items themselves and presumably lowering their value.

It only requires hunting more monsters to use.

but.
Are there a lack of monsters on Earth?
After making adjustments time and time again, Chen Qi waited for the system to provide new items at suitable prices.

(End of this chapter)