Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 14 'The Heaven-Devouring Divine Tree', Plants vs. Monsters! (Please continue reading!)
After numerous adjustments, Chen Qi finally designed a loan product that he was very satisfied with...

【——Loan Agreement——】

[Loan Item: 'Greedy Tree']

['Gluttonous Tree' Ability: Its gluttonous trait allows it to virtually endlessly devour the corpses of apprentice-level monsters. With sufficient energy, it can rapidly grow and mature. When energy is abundant, the 'Gluttonous Tree' will consume energy to produce 'Gluttonous Fruits.' Consuming a Gluttonous Fruit temporarily activates the 'Gluttonous' trait in a martial artist's cells, greatly increasing the efficiency and amount of cosmic energy absorbed! The 'Gluttonous Fruit' only works on apprentice-level martial artists.]

[This loan will utilize 30% of your credit limit]

"Tsk tsk, a gluttonous tree."

"This can be said to kill two birds with one stone. Now, relying on the Gluttonous Fruits produced by the Gluttonous Tree, once they are grown up and have enough credits, they can be transformed into plant life and thus participate in the battle."

"For example, the 'Devouring Heaven Divine Tree' and other high-level races."

Chen Qi designed the loan project and immediately found Luo Feng, showing him all the details of the agreement:

"Luo Feng, look at this."

"'Greedy Tree'..." Luo Feng looked at the description carefully, and finally said, "The items for this loan are so complicated, but they look pretty good. But why are they so cheap?"

Chen Qi briefly introduced his design process.

Luo Feng instantly understood. However, he raised an important question at the end, saying, "We took out a loan to build this Gluttonous Tree, and we still have to raise it so that it can bear fruit. It also needs to eat monster corpses, and we mainly rely on monster corpses to repay the loan."

"How are we going to pay off the loan?"

"Interest will be charged if the loan is overdue."

"..." Chen Qi still felt that Luo Feng was too conservative, so he said, "These are not problems. Putting aside the fact that you have improved, I have many places I can recommend you to get treasures, such as the 'Civilization No. 9 Ruins', the 'Baba Tower of Meteorite Star'... Never mind, you probably don't understand what I'm talking about."

"In short, once your strength improves, it will be easy to pay back the money. Also, if you are overdue, so be it. The system's interest rate is not high. You can easily pay back the interest by killing some monsters. Don't worry."

Luo Feng hesitated, seemingly deep in thought. He was considering paying off his current debts and clearing out all his loans first, trying his best to avoid overdue interest payments.

Therefore, Chen Qi could only use carrots to entice them.
“Your brother Luo Hua’s disability will soon allow him to afford the ‘water of life’ I mentioned, as long as you take out this loan.”

"..."

"Okay, then let's take out the loan!"

Luo Feng thought about how his younger brother had been disabled for so many years. Now that he had hope of changing the situation, it would be better to help his brother stand up as soon as possible and return to a normal life.

"That's right."

"Come on, blink..."

After the loan process, a huge patch of soil appeared in the system space, and on the soil grew a tiny green seedling, only three or four centimeters long.
It's a bit like the seedlings in the "New Plant" flowerpot in the "Zen Garden" of a classic tower defense game from a past life.

The 'Greedy Tree' swayed its two leaves like two tiny hands, waving them as if begging for food... On the very center of the trunk, there was a tiny 'mouth'.

"It's also a modified version of Plants vs. Zombies from Swallowing Star."

Plants vs. Monsters!

……

The next day.

Luo Feng attended a banquet hosted by Huaxia last night and met many of Huaxia's geniuses.

Yesterday, on the Black Dragon Carving Ranking: —No.184 Luo Feng (560701)—the appearance of this string of characters also indicates that the training camp has gained a new member.

However, some members who went out to hunt monsters only noticed the newcomer this morning after returning, and some couldn't help but ask about the new member, 'Luo Feng'.

"Luo Feng? Another newcomer has joined the training camp?"

"That's right. They were sent by the military, and they also received preferential treatment from the Extreme Martial Arts Academy. This month, they can use the one-hour lunch break in the gravity training room."

"One hour a day? How can the training camp be so biased?"

"Who says otherwise? Many people are saying that the number one player can only use 90 hours a month, but Luo Feng is doing well. He just arrived and he's already using one hour a day. There are still almost 20 days left in the month! Even I, who's in the top 30, am not as good as him this month. I can only use 6 hours."

The news of Luo Feng entering and leaving the 'Gravity Training Room' to cultivate has spread, so many people in the training camp have their eyes on him.

Upon hearing this, William, who had just returned, was displeased and muttered, "What exactly is the Limitless Martial Arts Academy up to? Are they favoring the Chinese? I'll go find them and challenge them to a fight. I'll win some money from them to vent my anger and, incidentally, put a stop to their arrogance!"

"Don't be so reckless. Luo Feng, the newcomer, is no ordinary newcomer. Even I, who am ranked in the top 30, am not entirely confident that I can beat him. Putting aside whether he agrees or not, if I lose, I will lose face completely." 52-year veteran student 'Milo' advised William.

Milo then told William some more about Luo Feng.

Information about Luo Feng has already been obtained by many people. It is no secret that Luo Feng is a high-level mental master of the War God level and his combat strength is close to the threshold of the War God level. He is a student who has reached the level of the top 30 as soon as he entered the training camp.

"At eighteen, he's already at the threshold of the God of War level after just becoming a martial artist? Could he be the illegitimate son of some big shot? His talent is astonishing; he's already standing at such a high starting line as soon as he becomes a martial artist."

William felt a pang of jealousy. He had been in the elite training camp for some time, but he was still far inferior to Luo Feng, who had only recently become a martial artist.

'Milo' recalled some publicity about Luo Feng and said with a confident expression:

"It's just that the starting line is a little earlier. Many Chinese media outlets even say that Luo Feng will be their new strongman at the level of a councilor. I think that's all there is to it. As for whether he can become a councilor, it's still uncertain who will be stronger or weaker between us in the future!"

“Indeed. It’s normal to improve quickly in the early stages by relying on one’s talent as a mentalist, but later on, everyone has to rely on their own abilities. Improving and accumulating experience as a mentalist is not so easy.” William agreed, then thought of the preferential treatment Luo Feng had received.

He felt even more annoyed:

"Just wait and see. If Luo Feng's ranking this month isn't much different from his ranking before he entered the competition, then we'll file a complaint with the Limitless Martial Arts Academy, saying that they're arbitrarily distributing precious cultivation resources!"

"We'll report them for rigging the training camp and kick Luo Feng out too, making him give back the cultivation resources."

“That’s a good suggestion. He was certainly very strong when he came in, but if he receives more preferential treatment, the improvement won’t be particularly significant. If we all report him, then that teacher from the Chinese side, ‘Yang Hui,’ will probably be in a difficult position.” Milo also thought it was a good suggestion.

The two discussed it animatedly, but only dared to talk about it.

The Chinese military has publicly stated that Luo Feng is under their protection, so these two wouldn't dare risk ruining their future by secretly taking any small actions.

另外
With their combined strength, these two couldn't do anything to Luo Feng.

A mentalist with a psychic power amplitude of 9, a beginner-level war god, would certainly be among the top ranks in the elite training camp.

Those who were dissatisfied with Luo Feng's special treatment were mainly William and Milo, who barely made it into the top 30 after five years of experience. They were just ordinary elite training camp members, and the real higher-ups of the Limit Martial Arts Academy wouldn't take them seriously.

Chen Qi and Luo Feng couldn't hear it. If they had, they would have just made a sarcastic remark.
'Two clowns.'

Chen Qi and Luo Feng aren't thinking about competing with the 'geniuses' on Earth right now; they're just focused on how to improve their strength as quickly as possible. They're currently heading into the wilderness to kill monsters to feed the 'Gluttonous Tree'.

I'd like to collect any ideas you have about loan products. Thinking about this is giving me a headache.

In addition
Please continue reading, thank you!

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(End of this chapter)