1000 Business Lessons Every Businessman Must Know

Chapter 106 Stay away from liars: protect your money

876. Stripping off the Liar’s “Black Coat”

Due to the shortage of steel in the market, Pitt's production difficulties were caused.Pete, the boss of a certain company, was very anxious about this.

One day, the head of the business section brought several people and said that their company could solve the supply problem for Pete Company. They showed Pete the power of attorney, business license, agreement and supply certificate and other materials.

Pete saw all the proofs and listened to his bragging. He said on the spot that the contract could be signed immediately.He took the opportunity to say that the shipping cost was about 50 yuan, and the Petes should bear it!Pete agreed after a moment of thought.So the contract was signed.Next, Pete took a draft of 50 yuan and went with them to a certain place to inspect the goods.A few days later, the other party gave Pete the delivery certificate, transportation fee receipt, and wagon delivery list.After verification, Pete readily handed over the money order to him, and then Pete returned to the company to wait for the goods to arrive, but he waited and waited but couldn't wait.So Pete went to the Railway Bureau to check, but was told that there was no such thing.Now Pete knew he had been fooled.It turned out that the scammers used methods such as alteration and forgery to "resuscitate" a company that had existed in name only, and then carefully planned and negotiated a large steel business.When Pete inspected the goods, it was nothing more than a large local steel market that led Pete.After that, the scammer fled with a draft of 50 yuan.

The scammer's method of defrauding is not only through barter, but also through tricks in the middle link to achieve success in deception.In this scam, if one only pays attention to the safety of the payment, but ignores the safety of the high freight, and takes the promise of cash on delivery lightly, the scammer succeeds in deception and is cheated of a large amount of freight.To deal with this kind of deception, the most important thing is to verify the real situation of the liar. The credentials provided by the other party must be verified one by one.

877. Beware of Bad Checks
One day, Sun Tian, ​​the boss of a certain company, received a handsome businessman.This person claimed to be the boss of a certain factory, and he came to order goods from Suntian Factory because of production needs.The visitor took the initiative to provide relevant documents to Sun Tian, ​​and took out a cash check and said to Sun Tian: "Money and goods are cleared, and there is plenty of money. If you don't believe me, go to the bank and ask." Sun Tian went to the bank according to the account number he provided. The bank inquired, and soon got a positive answer, and now Sun Tian was relieved.

The businessman waited until four or five o'clock in the afternoon to call a car on the grounds of contacting the car.After loading the goods, the other party paid Sun Tian a check because the amount was more than the payment for the goods.He asked Sun Tian to issue an IOU and said he would come back tomorrow.Just like that, the other party swaggered away from Sun Tian's company.

At this time, it was getting late and the bank was closed.Early the next morning, Sun Tian rushed to the bank impatiently.When he got to work, Sun Tian handed over the check, but he was severely reprimanded: "This is a bad check. It is illegal to withdraw money with a bad check!" This was like a bolt from the blue, and Sun Tian was stunned.It turned out that all the money in this account had been withdrawn the previous afternoon!

One way scammers use check fraud is to take advantage of the time difference between check clearing.They purposely chose the time of day for the deal, when it was impossible to check the bad checks.Before that, the scammers had already emptied the account by withdrawing funds from different places.The best anti-fraud secret is to check their bank account first, then set the transaction time in the morning, and go to the bank to exchange immediately after the transaction is completed, so as to avoid leaving a time gap for scammers and allow them to take advantage of it.

878. Don't Be Tempted by High Remuneration
Zhao Qian, the boss of a certain company, met a boss because of his business dealings, but his contact gradually decreased. He only heard that he got rich recently.One day the two met for a drink and dinner.When the wine was hot, the boss told Zhao Qian that he had partnered with others to run a large plastic factory and was in urgent need of funds. The factory had great potential and high profits, and hoped that Zhao Qian would provide part of the funds in the form of a shareholding.He also showed relevant documents such as a business license to Zhao Qian.

After the two discussed it, they signed a contract that read, "A joint-stock loan of 50 yuan with an interest rate of one year, with an annual interest of 25 yuan, paid off when due, and all plastic parts and machines as collateral, which can be borrowed in any form." Recovery" loan agreement.Zhao Qian gave him the loan, because Zhao Qian knew that he was always rich, and he had a loan agreement, collateral, etc., and his procedures were complete, so Zhao Qian had no doubts about his repayment ability .After the expiration, Zhao Qian went to collect the money, but found that he had nothing to do with the plastic factory, and that the license was just borrowed by him.Zhao Qian went to his house to demand money, but found that there were many creditors, and he had disappeared for a long time.Zhao Qian finally understood that he had been cheated.

In order to succeed in defrauding, scammers often make heavy promises or create false appearances to interfere with people's normal thinking.Like this rich boss, because of the illusion of his generous spending, it interferes with people's normal thinking of debt repayment, and blindly believes that the rich boss must have the ability to repay the loan.However, he ignored the simple truth that since he is rich, why bother to borrow money, and did not conduct property investigations on him, which eventually led to the loan becoming a fraud and heavy losses.In fact, to prevent a scammer from "borrowing", the most fundamental thing is to conduct a property investigation on him, and then apply for a mortgage guarantee. You must not be tempted by the scammer's rhetoric and high remuneration.

879. There Is No Pie in the Sky

One day, Zhou Hao, the boss of a certain company, received the person in charge of another company.They explained their intentions to Zhou Hao. It turned out that it was their first transaction. To be on the safe side, that company asked Zhou Hao's colleagues to participate in the settlement as a third party, and offered a generous reward.Zhou Hao was complacent about his company's reputation, and was also moved by the generous reward, so he readily agreed.

After the transaction between the two parties, Zhou Hao's company issued a receipt certificate and collected the cash from Zhou Hao's colleagues, and then the company paid Zhou Hao to withdraw the money.Within a few days, Zhou Hao's company was brought to court with a subpoena.It turned out that the company used fake goods to defraud Zhou Hao's colleagues, and then withdrew money from Zhou Hao's company and absconded. Since the receipt certificate was issued by Zhou Hao's company, Zhou Hao's colleagues took Zhou Hao to court and filed a lawsuit against Zhou Hao. Zhou Hao asked for the payment.And Zhou Hao couldn't produce any evidence to prove that the crooks had withdrawn the money.Therefore, Zhou Hao and his two companies got into a dispute, and in the end Zhou Hao's company had to bear part of the responsibility.

There is almost no pie in the sky.If there is a pie in the sky, then you have to be careful. There may be a huge secret hidden behind this phenomenon. At this time, if you are seduced by this illusion, you will definitely fall into the trap set by the liar, and you will eventually be caught by the liar. Lie and get into unnecessary trouble.In fact, the best way to deal with this kind of scam is to be vigilant against the huge rewards promised by the scammers and refuse to participate in the two-party transaction.

880. Laying a Trap to Draw You Into the Bait
One morning, a middle-aged man who claimed to be the chief of a company's regional office walked into Zheng Ke's office.The visitor took the initiative to take out the photocopied business license, legal person power of attorney and business card, etc., and then introduced their company's products to Zheng Ke, which were the raw materials that Zheng Kemen's company urgently needed, so Zheng Ke was very interested in this business.After intense negotiations, the two parties made concessions to each other and finally reached an agreement: after Zheng Kefang received the notice of the other party's plan to supply wagons, he would take the money for the goods and go to the shipping station with the other party to pay.Such an "honest" business deeply moved Zheng Ke. More than ten days after the signing of the supply contract between the two parties, the other party sent a telegram saying: "The wagon has been completed, please bring the money and send it quickly." So Zheng Ke took The money order went to the supplier.The supplier lied that the goods had been loaded and brought back the railway invoice and delivery certificate.Zheng Ke believed the other party and handed over the money order to them.A few days later, Zheng Kefang went to the train station to check and found that there was no such thing, and those certificates were forged.At this point, Zheng Ke realized that he had been cheated, and at this time the funds in the money order had been withdrawn by the scammer.

Liars usually set a trap to impress you first, and then lure you into the bait. After you bite the bait, the liar will get away with it.In this scam, the trickster used by the crook was not very clever, but he succeeded.This is mainly due to the fact that scammers set up suspicious positions, fish in troubled waters, and forge certificates to cheat.The best anti-fraud method to deal with this kind of deception is to strictly follow the rules of doing business, inspect the goods for payment, and hand over the money order to the other party after ensuring that the goods are authentic, so as to avoid being deceived and save the trouble of regretting.

881. Don't easily get involved in unfamiliar industries

One day, several business "friends" of Liu Bo came to his door.They said that the price of steel in a certain place is very different from that in the local area, and they can earn millions of yuan just by flipping hands. Moreover, they claim that they still have connections in the local area and can buy steel at a low price.It's just that they are short of funds, and they can't eat the fat in front of them, so they want to introduce this business to Liu Bo, so as to get a favor.Liu Bo was tempted by such a large profit.Followed them to a certain place, handed over the money order after inspecting the goods, and got a receipt.After the goods were delivered to the local area, I went to the local steel market for a round, inquired about the price, and found that the price difference between the two places was not very big, and then went to the buyer to sell the steel in my hand, but was told by the other party that the goods were inferior. Steel can't be sold at that price at all.When Liu Bo heard this, he was like a thunderbolt, and hurried to find the other party to return the goods, but found that the other party had disappeared.This not only lost a sum of freight, but also spent a lot of money to buy a batch of inferior products, which can be described as a heavy loss.

It is easy to get involved in unfamiliar industries and unfamiliar markets, and it is easy to be deceived by scammers and fall into their well-designed scams and cannot extricate themselves.Therefore, merchants must be careful not to easily get involved in industries that they are not familiar with. Even if the industry has huge profits, they need to wait until they have a certain understanding of the industry before entering the market.In this way, it is possible to effectively prevent being deceived by scammers.

882. Credulity Will Bring Lifelong Regrets
Zhao Jian was busy with business in the company, when a client came suddenly, Zhao Jian recognized at a glance that he was a certain celebrity that Zhao Jian had admired for a long time, which surprised Zhao Jian and felt honored.The other party explained to Zhao Jian the purpose of his visit.It turned out that he is currently the deputy general manager of a certain company and the company's image ambassador. Now the company is in urgent need of a batch of important materials, and he is responsible for solving them. These materials happen to be managed by Zhao Jian's company.

After Zhao Jian listened, out of respect for him, he immediately said that everything was on Zhao Jianjian.Zhao Jian prepared the goods with full respect, and when he was about to collect the payment, he said that he did not bring all the money with him, and he would pay part of the money first, and the rest would be delivered in a few days.After speaking, he gave Zhao Jian a check, and issued an IOU to Zhao Jian, and even wrote down his personal information such as address and phone number to Zhao Jian.Out of trust in the celebrity, Zhao Jian agreed to his request.

A few days later, Zhao Jian went to the bank to enter the account, only to find that the checking account had been withdrawn.Zhao Jian called that number again to search, but the result was that there was no such person.Then ask about the celebrity's movements. It turned out that he was performing in other places during that time.At this point, Zhao Jian knew that he had been cheated, but the liar had long since disappeared.

In the business field, pay attention to paying the money and delivering the goods, so you must not deviate from this principle when doing business.Nowadays, there are many people pretending to be famous people to bluff and swindle in the society, and it is often difficult to distinguish the real from the fake. A momentary credulity will be exchanged for a lifetime of regret.The best way to prevent fraud is to act in accordance with the principle no matter who is using it. If the other party uses a check, it must be verified immediately.Only in this way can we effectively prevent being cheated.

883. Keep your eyes open for investment projects

As the person in charge of the company, Li Zhe has always been troubled by the choice of investment projects.On this day, a person came suddenly, claiming to be a consultant of an investment company, and there was an investment project in hand that needed investment from the investor. The project was very attractive and could obtain huge returns in a short period of time.Li Zhe couldn't help being moved.The other party showed relevant supporting documents to Li Zhe, and invited Li Zhe and the person in charge of the project to visit the main facilities and workshops of the project.In this way, Li Zhe was completely convinced of the project, so he immediately met with other leaders of the company to make a final decision, and the investment plan was thus finalized.Under the urging of the other party, Li Zhe quickly transferred the investment funds to the other party's account.

Not long after that, he found that the other party had disappeared and disappeared. Li Zhe went to check his account again, and it turned out that he had already been withdrawn.

Idle funds are undoubtedly a waste.Investing money for liquidity and growth is the number one thing an entrepreneur wants to do.Scammers also set their sights on huge investment funds.The most important way to deal with this kind of deception is to have a comprehensive understanding of the project, and the investment funds must be controlled by one's own side, and the right to use must not be easily handed over to the other party.

884. If you have doubts, you must solve them. Don't be confused.

Zhang Gang is complacent about the big business he just negotiated with a big customer from out of town. Because the other party is generous and happy to do things, and the two parties have agreed to pay for the goods and deliver the goods first-hand, so Zhang Gang is happy and generous to meet such a person. I am very happy with my big customers, and I can't help but be overjoyed at the large profits that are about to come easily.

Therefore, Zhang Gang quickly prepared the goods for the customer, and for the sake of safety, he even checked them first.Soon customers from other places came to pick up the goods. After Zhang Gang accompanied him to inspect the goods, the other party handed Zhang Gang a money order and asked Zhang Gang to go to the account immediately. If he couldn't pay, he would come back to him immediately.When Zhang Gang was full of suspicion and was about to leave, he suddenly stopped Zhang Gang and said that he would invite Zhang Gang to have dinner together.The hospitality was hard to come by, so Zhang Gang went to the restaurant with him.And the big customer whispered a few words to the entourage before leaving.After drinking and eating, they shook hands and parted.Zhang Gang immediately went to the bank account, but was told that the money order was fake. When Zhang Gang arrived at the delivery location, the other party had already gone to the building.This time, Zhang Gang cheated the scammer with goods worth tens of thousands of yuan.

Because the businessman is eager to make money, he does not understand money order but settles with the other party with money order. Seeing that the scammer "holds chicken feathers as arrows", although he has doubts, he can't see the flaw.In fact, to enhance the awareness of anti-fraud, if you have any doubts, you must solve them. Take the drafts that you cannot distinguish to the bank for appraisal, and then deliver the goods, so that you will not be deceived.

885. Insisting on clearing the payment for the goods during the transaction
Cui Zhen was at work one day when a person came in suddenly.As soon as he entered the door, he shouted happily that he finally found you, and then asked Cui Zhen to introduce him to the samples of the company's goods.After a brief introduction, the other party immediately proposed to Cui Zhen to order a huge quantity of goods.Cui Zhen couldn't help being startled when he heard that number, and quickly explained to the other party that the stock was not enough, and he needed to go to the general warehouse to transfer the goods.After hearing this, he looked disappointed, and asked Cui Zhen when he would be able to adjust.Part of the deposit can be paid in advance, and the lack of payment will be paid after the goods are fully adjusted and sent to his unit.He introduced their company to Cui Zhen in detail and promised to pay on delivery.

After Cui Zhen sent out all the goods, he waited and waited but couldn't wait for the other party to pay.When Cui Zhen went to the unit in the other place to inquire, the other party told him that there was no such thing.Cui Zhen finally understood that he had been fooled.It turned out that the liar only rented a house in that unit, and then used the name of the unit to cheat Cui Zhen's trust by paying a deposit to Cui Zhen. In the end, he succeeded in defrauding Cui Zhen and others of a large amount of goods.

Money is to be earned, but to earn a lot of money at once, the risks involved are naturally relatively high.Scammers often take advantage of your eagerness to make a deal, use some means to make you relax your vigilance and trust him, and then start to cheat.The main way to deal with such liars is that you can't trust him, and insist on paying for the goods during the transaction, so that you won't be easily caught by the liar.

(End of this chapter)