Mixing ancient times with Taobao

Chapter 667
Speaking of the newly issued banknotes, some interesting things happened, such as the names of the banknotes.

Daming Baochao is definitely not good, because Daming Baochao already means a broken thing in Daming, and it is a thing of bankrupt reputation, so it is definitely not allowed to be called Daming Baochao.What is that called?So the officials thought hard, and finally came up with a name: Mingbi.

This name almost killed Zuo Fu, but he strongly opposed it in the court and explained his reasons.When a group of officials heard it, yes, isn't this the same pronunciation as Mingbi?This is unlucky and needs to be replaced.

As a result, a bunch of strange names popped up: what imperial coins, imperial banknotes, Ming bills, Ming Baoyuan...

Facing the naming ability of these people, Zuo Fu didn't even have the strength to complain.In the end, she suggested that it be called RMB.

Everyone listens, this is good!

This is compelling!
Well, the "min" in ancient times is actually different from the "min" understood by modern people. The "min" in ancient times was ordinary free people, and slaves are not "min", so the name is compelling and appropriate. Just use this!
Zuo Fu knew that these people must be thinking about it, but it didn't matter, as long as she came back to call her familiar banknotes!One day, the true meaning of this name will belong to the people it belongs to, so let them misunderstand it now!

The issuance of the first edition of RMB adopts the papermaking technology and anti-counterfeiting technology of the later 80s. .

Among them, one cent, five cents, one dime, five cents, and one piece were minted in a set of metal coins, while five yuan and ten yuan were minted in silver coins.On the day when the banknotes came out, copper coins, gold and silver conversion ratios and recycling prices were displayed in major newspapers and at the gates of banks.

Now the rice price in Daming has been stabilized by Zuo Fu to 260 a stone. After the last grain price confrontation, the rice price has rebounded slightly in the past two years, but this is not a bad phenomenon. In fact, the normal price should be around 260-280. Around [-], otherwise the price is too low, it will really hurt farmers.

According to the current average rice price and the value of other items in Ming Dynasty, after repeated calculations by Zuo Fu and a group of people, the exchange ratio of one tael of silver to RMB is one to one thousand, that is, one tael of silver is equal to 1000 RMB.

The purchasing power of a tael of silver is actually quite strong, especially after Zuofu's years of drizzle and silent reforms, the prices have gradually returned to normal, and their prices have almost returned to around the Wanli period.In fact, to be precise, it is much cheaper than in the Wanli period. The price of rice in the Wanli period was about 2.5 Wen a catty, but now it is around 2.2.

As for pork, due to various advanced farming techniques and the popularization of large-scale farming, its price has been reduced by half compared to Wanli years, from twenty yuan to ten yuan.

So the purchasing power of a tael of silver is much stronger than when Zuo Fu first came here, especially the price of clothing and knitwear has been greatly reduced, which is also a matter of course.In the past, the high cost of knitwear and hats was entirely a matter of production capacity and technology, but now they are all machine-woven. Once the raw materials are reduced, the clothes will naturally be cheaper.

Daming introduced banknote settlement, but Xiyi was happy when he got the news.To be honest, Daming's productivity is really terrible. If they continue to settle in gold and silver, they don't know where to get gold and silver.

Over the years, gold and silver from Dashi and Europa have continuously flowed into Daming, and while exchanging for exquisite items, it has also caused a lot of pain.Since all the hard currency has flowed to Daming, other transactions have become difficult. Now that Daming has launched a paper currency system, this is good news for all countries.

The currencies of other countries cannot be trusted, but Daming can!This insanely rich country is not only rich but also incredibly powerful!All these years, anyone who tried to influence them has been beaten terribly. Those Spaniards who were captured in Luzon and then redeemed couldn't help shaking when they recalled that war. If they could, they would never want to recall it for the rest of their lives. These.

Except for those meals, of course.

Therefore, according to the descriptions of these Spaniards, these foreigners came to a conclusion: Daming’s firearms are cross-age, very advanced, very powerful, and...

As long as you provoke them, they will not be relentless, all kinds of terrible weapons will be used in turn, and there is even terrible magic. The kind of inextinguishable fire seems to be the punishment of the noble duchess, according to the people of Daming , that person is not a person, but a god, which is why she can be an official as a woman.

Of course, in addition to these terrible news, there is also a very reliable news.

According to the description of the Spaniards, these Ming people fought like beasts, but they were very gentlemen when they were civilized. According to them, after they were captured, they were not abused.

If there is anything ungentlemanly to say, it is that these Ming people forcibly shaved off their hair and body hair, and forced them to take a bath, and wash it every day, using something called sulfur soap every day.

In addition, you have to brush your teeth every day, twice a day, and regardless of class, whether you are an officer or a soldier, you are treated the same, and the meals are the same.

Of course, the meals were actually quite good, cooked very deliciously, and as far as the captives were concerned, those meals were rich enough, and it seemed very kind not to give them those moldy things to eat.

Some people were even a little fatter than before when they came out, and these Daming people would give them a physical examination, and if they were sick, they would give them treatment, and they had a very magical pill, after eating it, they could fill their stomachs. The worms in it will come out.If they hadn't seen it with their own eyes, they couldn't believe that there were so many bugs in their stomachs.

A Luzon Ming native who is fluent in Spanish told them that this is the reason why Zuo Jiajun emphasized drinking hot water and not eating raw food.Because there may be parasites in raw water and raw food, people in Daming emphasize drinking hot water and eating cooked food.

What surprised these people even more was that people from Daming could even cure Meidu!A very miraculous medicine, injected into the body through a transparent tube connected to a silver needle, and then the condition can be improved rapidly.

The British were very happy when they heard the news. It seems that the Ming people really regarded them as friends. They had sold this medicine to them a long time ago and gave them the right to sell it. Now their financial income has improved, but they are all Relying on all kinds of magic medicines given by Daming!

So now that Daming has introduced banknote settlement, everyone can accept it.With Daming's endorsement, it will be much more convenient for everyone to do business in the future.

Of course, resistance is not without, but none of the countries want to offend Daming.Those exquisite products and miraculous medicines are only available in Daming. If you don’t accept them, you will be included in Daming’s blacklist like Spain in the future, and you will never get any products in Daming from now on.In order to treat diseases, the Spaniards had to buy more expensive medicines from the British and the French. They absolutely did not want to fall to that point!
In this way, the implementation of banknotes has become smooth.The Royal Bank has trained a large number of personnel early on, and now that the time comes, it will go to various places with the students who have graduated in the past few years to build a bank.

I believe that it won't be long before banknotes will be completely circulated in Daming.The good credit of the Ming court in the past few years has brought confidence to the people. Although many people are hesitant, the situation will gradually improve.

Of course, there are a lot of things in the household department. Zuofu became the boss of the household department, so he can't just focus on "money".

She printed a large number of booklets, and the improved barefoot doctor's handbook suitable for the current Ming Dynasty was distributed to all states and counties, asking for free distribution to people who could read, and asking the local yamen to send people to explain the content.

In addition to this booklet, there are also various breeding and farming instruction booklets, which, like the barefoot doctor's manual, must be distributed to the public, and professionals must be sent to explain and guide.

In addition to these, the bank also provides small loans. Farmers and small traders who meet the conditions can provide loans as long as they have fixed property rights as collateral, and the interest rate will be exempted for three years and reduced for two.That is, interest-free for three years, and half the interest for two years. If you still cannot repay the loan after five years, you will be charged at full interest. The interest rate is [-]%. If you still cannot repay the loan after ten years, you will have to increase it to [-]%. the third.

However, there are strict regulations on the granting of loans, strict supervision on the collection of interest, and a system of consecutive appointments. If someone is found to be oppressing the people with this method, starting with the top leaders, one counts as one, and everyone will be held accountable.

In addition, graduates admitted to technical schools and universities can also get loans without asset mortgages. However, if the loans cannot be repaid within five years, they must sign a 20-year contract and repay with labor. The job cannot be chosen by the state and assigned by the state.

After the loan is repaid, the salary will be paid normally according to the position of his ability, and only the basic salary will be given before the loan is repaid.Yes, the base wage is again a new law proposed by Zuffer, which stipulates the minimum wage standard for each state and county.The standard is very low. It is set according to the local economic situation. The per capita minimum wage in first-level counties should not be lower than [-], in second-level counties it should not be lower than [-], and in lower-level counties it should not be lower than [-].

Naturally, many people scolded this article, but most merchants accepted it.Because Zuofu protected the interests of merchants, they supported Zuofu's policy.Those who scolded were also those squires, but Zuo Fu didn't know how to ignore these people, and these people didn't dare to be tough, they just complained.

In addition to the minimum wage standard, Zuo Fu also stipulates that each employer must purchase social insurance for each regular worker, and the probation period shall not exceed one month. After one month, social security and medical insurance must be purchased for employees.

As soon as this proposal was put forward, it was welcomed by those great scholars.They wrote countless articles praising Zoffer's move.This is really something that can only be realized in the Datong world!You deserve to be treated like this when you are old, you have medical care, and you have worked for your family all your life!

And it is also very humane. Merchants are not allowed to bear all the burden, and individuals also bear part, so that when everyone gets old and sick, they don’t have to panic, at least the imperial court will take care of them.

As for those who do not have a working unit, they can also pay by themselves. For example, businessmen can pay for social security and medical insurance for themselves. If they choose employee medical insurance, they will enjoy the same benefits in the future.

The retirement age is tentatively set at 45 for females and 50 for males, which will be changed later according to the increase in life expectancy, but this policy will not change for ten years.The longer the working years, the better the retirement benefits, so the public has no resistance.

How could there be conflict?In the past, this was something undreamed of in dreams. The Tang Dynasty was so powerful that they had to live to be eighty to receive their pension!You can get it now at this age, isn't it just like a dream?

And most people in rural areas can also buy a medical insurance with very little money. If they get sick, they can also get a part of the subsidy. For serious diseases such as tuberculosis, they can enjoy the same reimbursement rate as employees.

The profit of medicines is very high. Although the cost of researching medicines is quite a lot, as far as the current situation is concerned, Zuo Fu's research laboratory is not creating new medicines. The cost of medicines is very low, but the profits are very considerable, even if the reimbursement ratio increases to More than 85%, the profit margin is still huge, not to mention external sales.

In the past, drug imitation was relatively expensive, but as generations of graduates graduated, years of education finally began to show results.Science is not a separate subject, it involves a wide range of subjects, and now it is finally slowly developing in an all-round way, and related facilities can also be provided, so the current medicines have gradually begun to be localized.

Rabbits are a very intelligent people, and their potential is quite frightening when they get it right.It only took 70 years for the Rabbit family of later generations to develop from a poor and white agricultural country to a relatively developed country, and this was accomplished under the condition that John Bull, the eagle sauce, imposed a blockade on rabbits.

But in this time and space, there is no such restriction at all. Even if the talent base is weaker, with the existence of "Prophet" Zuo Fu and golden thigh "TB", the speed of explosion is quite fast.Especially in the past few years, after graduating students joined the construction army, the speed has increased exponentially, many problems have been overcome one by one, and the steam engine has come out two years ago, and now the navy has begun research Steamboat gone.

It is foreseeable that in the near future, the Ming Dynasty will get rid of sailing wooden ships, and real iron-clad ships powered by steam will appear on the ocean.At that time, in this era, China will no longer be invincible!

The people are unbelievable about their current life. It seems that in the blink of an eye, their lives have undergone earth-shaking changes. Some emotional scholars even shed tears of excitement when they looked at the bustling city.

Datong!

Datong!

This is Datong!Although the places where Zuo Fu had never been in power changed slowly, they changed!Is the Great Harmony world mentioned by the sage about to be witnessed in this life?
Pure intellectuals are not the same as people who run around like dogs. They are very emotional but also very objective. Looking at the ruddy complexions of the people and the countless children flocking to school, these great Confucians can hardly contain their excitement: Great Harmony is coming !This is their era!They will witness the realization of the Datong world that the sage spoke of!

She did it!She really had to do it!She has really achieved her ambition!She is walking towards the Datong in her heart!

The trend of the times is mighty, those who follow will prosper, and those who go against will perish, no one can stop it!
(End of this chapter)