Pirates began to dominate the Chinese entertainment industry.

When President Feng saw Manager Liao, he patted him on the shoulder warmly and said, "Well done."

Then, under his excited gaze, he quickly walked up to Ji Yun and took the initiative to shake hands: "Mr. Ji, I am so sorry for not greeting you sooner. Your investment acumen is truly admirable."

Ji Yun glanced at him.

Manager Liao then stepped forward to introduce him: "This is the Executive Vice President of Shanghai Bank, the current rotating president, vice president of the Shanghai Financial Association, a member of the National Financial Association, and a visiting professor at Fudan University's International Finance Institute..."

Ji Yun was somewhat stunned by the long list of titles comparable to Daenerys Targaryen's.

He didn't know much about the financial industry, but a powerful, fifty-something-year-old financial tycoon came to befriend him.

He's already that good?

"Not at all, it's nothing compared to the global market." Ji Yun politely extended her hand to shake hands with the other party.

"Our industry has always valued young people who understand business and investment. Currently, the global market is experiencing a storm, but Mr. Ji has not only managed to remain unscathed, but has also... achieved great success. There are many questions I would like to ask you."

After Vice President Feng finished speaking, he stared intently at Ji Yun's expression and eyes, trying to see if he had just stumbled upon the answer by sheer luck.

If this is a result of rational judgment... then the investment world has truly produced a superstar, someone worth befriending wholeheartedly.

Ji Yun met the other person's gaze without flinching and immediately understood their purpose.

He also realized that if he could gain the other party's favor or even investment, he would have a background in the investment circle in the future.

Ji Yun quickly recalled movies about financial crises in her mind, trying to trace history from the perspective of later generations.

"President Feng, do you know how Americans buy houses these days?" Ji Yun asked casually, sitting back comfortably on the sofa.

Vice President Feng was taken aback, clearly not expecting Ji Yun to react so easily, and even to ask him in return, "Isn't it also a matter of full payment and loan?"

"The problem lies in the loans. Nowadays in the US, anyone can get a mortgage. Even strippers without a legitimate job can get loans to buy seven or eight houses at the same time from lending companies; some people can even get loans by using a dog's name—"

"What?" Vice President Feng frowned, his eyes sharp. His first instinct was that it was fake, but given the huge losses suffered by companies like Freddie Mac, it didn't seem 100% impossible.

The thought of the terrifying consequences of this chaos made Vice President Feng's expression grave.

Even he, the bank president, hadn't heard a whisper of this from his Wall Street friends. How did this young man, who'd never even been abroad, know? Could he have a background that even he couldn't uncover...?

"But what about the credit rating agencies on Wall Street? Are they blind? How did they approve it? Aren't you afraid..." Vice President Feng carefully sat down next to Ji Yun, humbly seeking advice.

The others were astonished. The bank president was actually acting like a student, humbly asking another 18-year-old student about the inside story of the Wall Street financial system.

They exchanged a glance, not daring to speak, suppressing their shock.

Holding my breath, I stood aside and listened to their conversation, hoping to glean something of profound benefit from it.

"Rating agencies in the US have a nickname: 'JN'. You can get listed if you pay money," Ji Yun said with a smile.

"Those investment banks..." the bank president asked urgently.

"They can just sell it to someone else and make money lying down, so why would anyone want to wake up? Even if a Wall Street bomb explodes, the whole world will foot the bill."

To put it bluntly, the top executives at a major Wall Street investment bank are already planning to enjoy life after receiving hundreds of millions in severance pay; the lower-level employees will simply find another company to continue earning high salaries. The ones who truly suffer the losses are us.

As Ji Yun spoke of the true state of the future, her expression grew increasingly cold.

The impact of the US financial crisis has been enormous. The A-share index alone plummeted from 6126 points to 1664 points, with a market value loss of 21.6 trillion yuan in just one year.

This is equivalent to 13 billion Chinese people losing 1.5 yuan for no reason. However, at this time, most Chinese people could not earn that much money even after a year of hard work.

Therefore, Ji Yun made money from US stocks with a clear conscience.

Even with his long-standing high position and great power, President Feng was still taken aback by Ji Yun's words. Was this the American financial industry that his generation had been striving to catch up with? Was this still the America he had come to know from textbooks?

What Ji Yun said were things he couldn't see in the financial reports and figures.

Following this line of reasoning, the United States, no, the entire world, could be overturned by this financial nuclear bomb.

His preconceived notions cracked at that moment.

"I see, so that's your investment logic." The bank manager lowered his head in thought for a moment, then looked at Ji Yun with a questioning gaze: "So what do you think...?"

Ji Yun smiled and nodded, saying only four words: "Financial crisis."

The bank president remained silent for a long time, trying his best to digest this word that was enough to shock the world.

In his heart, he had already elevated Ji Yun to the highest position.

Manager Liao stood to the side like an ant, looking at Ji Yun with envy. He also wanted to experience what it was like to educate the bank president like a student.

"Where did Mr. Ji obtain this information?" President Feng asked cautiously.

"I have some friends abroad." Ji Yun smiled and didn't say anything more, but in her heart she was grateful to the colleagues who would later make the films "The Big Short".

President Feng nodded, seemingly puzzled, then suddenly stood up.

He beckoned to his female secretary, signaling her to bring the items.

The secretary quickly stepped forward, opened the leather box in her hand, and handed it to the bank manager. Inside lay a platinum card.

"This is our Shanghai Bank's lifetime platinum card, which is also the highest level of membership card. Only 99 cards are available worldwide."

President Feng gave his female secretary a meaningful look.

She immediately opened a gilded service manual and read a few points:

The Platinum Card services mainly include:

First, unlimited access to airport lounges worldwide, already linked to China Southern Airlines and Air China lifetime platinum cards.

Secondly, we have access to top global medical resources—Mayo Clinic, Johns Hopkins Hospital, and the Swiss Anti-Aging Center—all of which can be booked within 48 hours, and in emergencies, we can coordinate a private plane to deliver medication.

Third, the application channels to top global universities—Harvard, Yale, Oxford, and Cambridge—offer Platinum Card members two recommendation slots per year, with a top-tier advisory team partnered with the bank providing full support.

Fourth, emergency rescue services – anywhere in the world, whether you are robbed, harassed by local police, suffer a sudden illness, or are affected by a natural disaster, just call our dedicated hotline and the bank will coordinate with the local embassy, ​​security company, and medical institution to intervene within half an hour.

Fifth, private butler service – can assist in mobilizing private jets and yachts, arranging private doctors and lawyers, and booking any Michelin-starred restaurant or presidential suite in a top hotel worldwide.

Sixth, top-tier social services – Shanghai Bank hosts two closed-door salons annually for Platinum Card members, with participants including leading domestic entrepreneurs, renowned investors, and academic luminaries. It can also facilitate introductions to top social circles such as Cheung Kong Graduate School of Business, the China Alumni Association, and the Yabuli Forum.

Seventh, 24/7 global customer service – you can ask about anything, as long as it's legal. We'll do our best to accommodate your request.

The female secretary closed the handbook, bowed slightly, and her beautiful face and elegant posture were unforgettable.

The VIP room fell silent once again.

Manager Liao's mouth opened slightly; he no longer knew what to say.

He had worked as an account manager for twelve years and had served countless clients, but he had only met three lifetime platinum card members. And those three were people he could only look at from afar, people he didn't even have the right to approach and speak to.

Now, he has personally served his fourth client.