Martial Saint: Starting with Accumulating Experience

"The poor study literature, the rich study martial arts. Learning martial arts must cost a fortune. As far as I know, those tonics aren't cheap. Kid, if you can't even afford that, how can you become a martial artist?"

Liu Dabiao spoke with conviction and reason.

Chen Feng was about to refuse when several henchmen stared at him coldly, their intentions obvious.

"Then...can I borrow a little?"

"That's more like it. Once you're out of this alley, where will you find a kind person like me to lend you money? If you become a martial artist, all the money you spend will eventually come back to you."

Chen Feng seemed to be deep in thought, and finally borrowed five taels of silver from Liu Dabiao, with a monthly interest rate of three percent. Seeing Chen Feng press his fingerprint on the paper, Liu Dabiao revealed a satisfied smile.

"Kid! I look forward to you becoming a martial artist soon, haha."

Having said that, he strode away.

As Chen Feng watched the departing figures of the group, he could faintly hear Liu Dabiao talking to his henchmen.

"Brother Biao, is it really okay to lend him so much money? Should we...?"

"Shut up! What about my reputation? I just gave him away, and he's already been stolen. How am I supposed to do business now? I need at least a few days to recover..."

"What if that kid really..."

"Hey, look at him, such a coward. If that works out, I, Liu Dabiao, will never touch a woman again in my life. A poor wretch his whole life, dreaming of becoming a tycoon? Pah!"

"Haha, hahaha..."

Chen Feng's gaze gradually turned mocking.

With a monthly interest rate of 3%, such an enormous sum would mean that an ordinary person would have to work for Liu Dabiao for the rest of their life.

As for Chen Feng... since he has no intention of paying it back, it's like he's made a free profit.

Just then, the system's voice rang in my ears—

Forced to take out a loan... Experience +225

This is even more profitable.

......

Pingcheng, Lin family.

High walls and grand courtyards, bluestone paving, several pots of precious orchids placed in front of the steps, and exquisite palace lanterns hanging under the eaves, all reveal the orderliness of a wealthy family.

Since getting on the Li family's coattails, the Lin family's life has become increasingly comfortable.

"Father! That Chen family brat isn't dead!" Lin Yan cried out, realizing something terrible had happened.

"Not dead? Didn't I tell you to be more thorough? What did I teach you? You have to be decisive in everything you do. What's the point of leaving a loose end?" A slightly overweight middle-aged man sat high in the hall, his brows furrowed.

He is Lin Yan's father, Lin Chong'an.

"I gave the job to two thugs, and they clearly told me that Chen Feng was dead! They must be lying to me."

Why don't you do it yourself?

"Back then, I was still a student. I was afraid that something might happen and that leaving a stain on my record would affect my career."

"...What happened to those two thugs?"

"After giving up on studying, I cleaned things up long ago."

Lin Chong'an took a sip of tea and said calmly, "It's alright. The Chen family has already been destroyed. Even if that kid isn't dead, he can't cause any trouble. You should focus on practicing martial arts. You can just assign someone to handle this kind of trivial matter."

"He became a disciple of the Dragon Martial Arts School."

"..."

"I am now a disciple of Zhou Bingzhong."

"..."

"Just one step away from becoming a martial artist and then a disciple."

"..."

Lin Chong'an put down his teacup, slammed his hand on the table, and cursed, "You unfilial son! You're infuriating! Why didn't you say so sooner!"

"Father, I just heard the news myself," Lin Yan quickly replied. "The most urgent task is to eliminate this threat."

At this moment, a beautiful woman with a graceful figure stepped into the hall. She was Lin Yan's mother, Madam Zhang.

"Don't even mention Yan'er. No one would have expected that the little beast would still be alive. But it doesn't matter. Just crush him before he becomes a threat. What's the point of making such a big fuss here?"

Zhang complained.

Lin Chong'an remained silent for a long time before saying, "I'll immediately send someone to find out where that kid is living now, and find someone from a gang to get rid of him, lest things get complicated."

A flash of joy crossed Lin Yan's eyes. "Hmph, Chen Feng, you're just a clown. Let's see how you fight me now."

Then, Lin Yan spoke again: "There's one more thing..."

"explain."

"I've made a breakthrough in my martial arts today and would like to host a banquet for some of my fellow disciples, but..."

Lin Chong'an understood what his son wanted to do before he even finished listening, and waved his hand, saying:

"Go get the money yourself. Be generous to your friends; they'll all be part of your network in the future. If you find any talented people, you can offer them some incentives to attract them. How much you offer is up to you..."

Lin Yan nodded repeatedly, listening attentively.

Seeing his appearance, Lin Chong'an couldn't help but sigh.

My son is smart, but he's too playful. It seems he hasn't practiced martial arts properly, and he spends most of the money I give him on drinking.

"Alright, go ahead."

......

into the night.

The night was so thick it seemed impossible to see through, even the stars were swallowed by the dark clouds, and a cold wind swept through the streets and alleys, making the branches of old trees sway wildly.

In the distance, the Fusheng Restaurant was brightly lit, where wealthy young men were still indulging in pleasure.

Chen Feng hid himself in a dark corner.

He was dressed in tattered clothes and his face was smeared with mud, looking like a homeless beggar.

Leaning against the wall, head bowed low.

If you don't look closely, you won't notice him at all.

After Sun Qiang told Chen Feng the news, Chen Feng would secretly go to the vicinity of the Lin family every night to scout out, observe, and familiarize himself with all the roads around the Lin family.

This alley was the only way Lin Yan could travel between the restaurant and his home. The alley was lined with clutter, and few people passed by.

Chen Feng was like an experienced hunter, silently arranging everything, just waiting for his prey to take the bait.

He had long since figured out Lin Yan's travel patterns.

Lin Yan would often host banquets at Fusheng Restaurant or go to Zuichunlou to enjoy himself.

This is also why Chen Feng was confident that he could take Lin Yan down by himself—Lin Yan's body had long been weakened by wine and women after years of frequenting brothels.

He possesses superior physical attributes but lacks any practical combat ability.

Chen Feng held a dagger in his hand. The Five Elements Fist was easy to recognize, so he didn't use it as a backup. A sharp weapon to slit the throat could kill instantly.

Now we're just waiting for Lin Yan to come out...

As the night deepened, the noise in the restaurant gradually subsided.

A moment later, a familiar voice pierced through the night and reached Chen Feng's ears. Several unsteady figures stepped out of the door, the one in the lead being Lin Yan.

After saying goodbye, the group dispersed from the restaurant entrance, leaving only Lin Yan, who hummed an off-key tune and swayed as he walked towards Chen Feng.

"Hmph! Cheng Huai'an, he's also an ungrateful bastard... hiccup!"

Lin Yan's voice drew closer, tinged with drunkenness.

Chen Feng's eyes darkened, his whole body tensed, and then he slowly shifted his body to a different position, making himself look like he was half-paralyzed in the alley.

The clutter in the alley wasn't enough to completely conceal the situation, and if Lin Yan noticed the shadows and became wary, it would be disastrous. Therefore, rather than lying in ambush, it was better to disguise himself; Chen Feng tried his best to appear harmless.

Nearly.

Closer...

Unaware of his surroundings, Lin Yan walked into the alley and caught a glimpse of Chen Feng leaning against the wall. After squinting at him, he regarded him as just an ordinary beggar and walked away with disgust.

"Pah! Where did this beggar come from? He scared me half to death! What bad luck!"

After cursing, he didn't forget to kick Chen Feng.

[Experience the life of a beggar... Experience +23]

Chen Feng: "..."

When Lin Yan fully exposed his back to Chen Feng.

Chen Feng no longer hesitated.

The opportunity he had been waiting for had arrived.