Get rich quick starting with buying a house with zero down payment

As soon as he got off the plane, he received a call from the Minnesota developer. The bank had approved the loans and disbursed them, and the first payment had been deposited into his account. He was asked to check his account.

Lei Guoliang checked the bank's SMS notification on his phone; an additional 228 million yuan had been deposited into his account.

Meanwhile, Lin Wei from Mingzhou sent a work report, saying that she had received a notice from the developer to take possession of the thirty apartments, which were now ready for rent.

Back at their home in Phase III of Nanshan Future Coast, Ji Fanyin's gentleness remained unchanged. Lei Guoliang was in his study, quietly reviewing annual reports from various locations.

Shenzhen Town: The core business is solid, monthly rental income is stable, and the second-hand housing business has begun to contribute to profits. Ji Fanyin manages the store in an orderly manner.

In both Shanghai and Hangzhou, Su Wanqing skillfully manages her dual operations. In Shanghai, rental cash flow is healthy, and both new and used housing brokerage businesses are thriving. In Hangzhou, Wulin No. 1 was quickly fully rented out.

Lin Wei from Jiangshan Yipin in Mingzhou also sent a briefing, saying that she has arranged for the pre-booked tenants to come and sign contracts, pay rent and deposits, and move into their new homes.

Beijing: Han Mei is making steady progress, and her real estate brokerage business is going smoothly. She has already facilitated more than a dozen second-hand home transactions this month.

In addition, partnerships were established with several real estate developments, and several group viewings were organized, resulting in the sale of 37 new homes. The total transaction amount reached 18 million yuan, with commission income exceeding 360,000 yuan.

Guangzhou: Shen Mo has managed the Imperial View Garden very well, achieving the target rent, and has begun to offer brokerage services for both new and used homes.

Hometown: 400 properties have been transferred and are currently vacant, representing a huge potential for future appreciation.

Everything was going according to plan, even slightly exceeding expectations. Lei Guoliang relaxed. The reborn individual's foresight, coupled with a highly efficient execution team, made his expansion path exceptionally smooth.

The so-called competition is currently limited to a few local agencies, with their mild slander or poaching posing no threat in the face of their absolute strength and business model advantages.

New Year's Eve, Shenzhen. Unlike the usual chilly factory dormitories, the homes on Future Coast are brightly lit and warm.

Ji Fanyin prepared a sumptuous New Year's Eve dinner, just for the two of them.

The Spring Festival Gala was on TV, and there were occasional firecrackers outside the window. Although fireworks and firecrackers are prohibited in Shenzhen Special Economic Zone and Nanshan District, a small number of people still secretly set them off.

Ji Fanyin smiled as she kept serving food to Lei Guoliang, but deep in her eyes, there was a hint of loneliness and concern that she tried her best to hide.

Lei Guoliang saw it all. He knew what she was thinking.

"Did you call home?" he asked.

"I called, I called this afternoon." Ji Fanyin nodded: "My parents asked me to... wish you a Happy New Year."

She paused, then lowered her voice: "They... still hope I can go back for the New Year."

This was expected. How could parents be completely at ease and happy that their daughter was spending the Lunar New Year in a remote town with a man they didn't even know?

There were probably many words of advice and sighs on the phone.

"It's my fault, I've been too busy lately and haven't had time." Lei Guoliang put down his chopsticks, his tone calm but serious: "After the New Year, when spring comes, I'll go home with you and formally meet your parents."

Ji Fanyin looked up abruptly, her eyes widening instantly, sparkling with disbelief, surprise, and a hint of panic: "Really...really? Guoliang, you...you're willing to come to my house?"

"I'm willing," Lei Guoliang nodded. This wasn't a spur-of-the-moment decision. Ji Fanyin was his cornerstone—gentle, loyal, and completely devoted.

Giving her a clear explanation and a sense of security is necessary, and it's something he's willing to do.

As for the form of the marriage, he doesn't want to be bound by traditional marriage, but he can offer sufficient recognition and material security. Meeting the parents is the first step.

"But... my parents are farmers in the countryside. Their house is small and messy. They're worried about you..." Ji Fanyin was both happy and worried.

"It's alright. My parents are farmers, and my family is from the countryside. It's settled then." Lei Guoliang interrupted her concerns: "Let's eat."

Ji Fanyin's mood clearly lifted, her previous dejection vanished, and she chattered on about family matters and the fun things she did during Chinese New Year when she was a child.

Lei Guoliang listened most of the time, occasionally offering a few words of response, creating a warm atmosphere.

Just then, his phone rang. It was his eldest sister from his hometown.

"Guoliang, Happy New Year! Have you eaten yet?" The older sister's voice was filled with a strong local accent and festive cheer.

"Happy New Year, sister! We're having a meal right now. Is everyone at home doing well?"

"Good, all good! Your three nieces are back too, it's lively! Are you alone in Shenzhen?" the eldest sister asked with concern.

Lei Guoliang glanced at Ji Fanyin, who had suddenly quieted down and seemed a little nervous, and said frankly, "No, my girlfriend is here too. We're spending the New Year together."

There was a two-second silence on the other end of the phone. The older sister's voice lowered, filled with relief and a hint of complexity: "It's good that you have a girlfriend. It's good that you have a girlfriend to spend the New Year with... It's good that you have someone who cares about you. I'm relieved. When... will you bring her back to meet us?"

"Let's wait until spring, depending on the time," Lei Guoliang said.

"Okay, okay! Make sure to let me know in advance, and I'll cook you something delicious!" The older sister cheered, then added a few more words about taking care of yourselves before hanging up the phone.

This phone call was like a silent declaration and connection. Ji Fanyin's anxious heart was relieved, replaced by a sweet and reassuring feeling of being indirectly recognized by his family.

"Is it the eldest sister?" she asked softly.

"Yes. Say hello and let me take you back to see me," Lei Guoliang relayed simply.

Ji Fanyin's face flushed under the light, and she nodded emphatically, "Mmm!"

This little incident added a touch of solemnity and a sense of commitment to the future to this New Year's Eve spent just the two of them.

After the New Year's Eve dinner, Ji Fanyin called home to wish her parents a Happy New Year and chatted on the phone for a long time, while Lei Guoliang returned to his study alone.

He spread out a national map and circled several cities in red: Dalian, Qingniao, Jinling, and Xiamen.

This was the goal he needed to achieve quickly in the first half of 2004.

These cities each have their own characteristics: Dalian and Qingdao are important ports and tourist cities in the north, Nanjing is an ancient capital of six dynasties and a center for science and education, and Xiamen is a special economic zone with a livable environment.

They were all on the eve of a housing price surge, and their private sectors were thriving, making them suitable for his model.

His strategy was simple: a blitzkrieg. He would take advantage of the relatively quiet market after the Spring Festival, when developers might face increased financial pressure, to snap up properties.

The ultimate form of Anjia Tianxia, ​​a nationwide real estate brokerage chain, will naturally take shape as these outlets expand.

Current asset management focuses on accumulating capital and high-quality properties, while future intermediary services will be the core of generating stable cash flow and significant brand influence.

He picked up a pen and wrote down the core goals for 2004 in his notebook:

Four new cities were added, with 120 core properties acquired in each city.

Anjia Tianxia real estate agency is adding several new stores in each of the six cities where it has already established a presence, attempting to standardize its operations.

Team upgrade: Improve the training system and launch a store manager reserve program.

The goals are clear, and the path is well-defined. Efficient replication and expansion are possible.

It was nearly midnight when they finished writing the plan. Ji Fanyin tidied up the kitchen and brought out fruit and hot tea. As the clock struck midnight, the two stood on the balcony, watching the fireworks bloom sporadically in the distance.

"Guoliang, Happy New Year." Ji Fanyin nestled against him, her voice filled with happiness and anticipation.

"Happy New Year." Lei Guoliang hugged her tightly, but his gaze was fixed on the distant night sky.

On the sixteenth day of the first lunar month, before the festive atmosphere of the New Year had faded, Lei Guoliang arrived in Nanjing by plane and began visiting the sales offices of various real estate developments.

At each sales office of a property development, he would inquire in detail about the sales situation, how long the development had been open, and how many units were still available.

Most importantly, it's not fully furnished; it comes with all the necessary furniture and appliances, so you can move in immediately.

If it doesn't meet this condition, he won't stay any longer. As for those pre-sale apartments that haven't been topped out yet, Lei Guoliang won't even step into the sales office.

In order to get things done quickly, Lei Guoliang would probably only look for one property development and buy all 120 units, avoiding the need to spend more time dealing with several developers at the same time.

Hard work pays off. On his fifth day in Nanjing, Lei Guoliang had already identified his target property.