Get rich quick starting with buying a house with zero down payment

On the third day of the appointment, Lei Guoliang arrived on time and drove to the sales office of Fashion Garden.

The sales office was sparsely populated, with very few prospective buyers. The real estate market was sluggish, and the entire area felt deserted.

At the door, a slender and neat figure had been waiting for a long time. Ji Fanyin was dressed in a clean and crisp business suit, her hair was neatly combed, and her eyebrows and eyes were bright and clear. She exuded a capable and sophisticated aura from head to toe.

Her gaze remained fixed on the intersection, and the moment she saw Lei Guoliang approaching, her eyes lit up instantly. She quickly stepped forward to greet him, a sweet smile playing on her lips, her voice brimming with joy:

"Brother Lei, you're here! I have some great news to tell you: all twelve houses you bought before have been rented out, not a single one left, completely sold out!"

"Are all twelve apartments rented out?"

Lei Guoliang paused slightly, a perfectly timed hint of surprise flashing in his eyes.

He knew that there was a high demand for small apartments in this area, with a constant stream of tenants and a shortage of available properties. However, he did not expect the efficiency to be this high.

From listing the properties to completing the entire rental process, it only took two days. All twelve properties were rented out seamlessly, a speed that still exceeded his original expectations.

Ji Fanyin nodded vigorously, her eyes crinkling with a smile, and patiently explained in detail:

"Brother Lei, you don't know, all the houses in our community are brand new and ready to move in. They are fully furnished and equipped with appliances and furniture. Everything is brand new and clean, and you can move in right away."

In addition, our pricing is affordable, offering excellent value for money. As soon as the listings were put on rental platforms, they were instantly snapped up by a large number of potential tenants.

Having said this, she sighed softly, a hint of helplessness flashing in her eyes, as she revealed the current fragmented state of the housing market:

"The rental market is booming, but the housing market is extremely sluggish. Most young office workers in the surrounding industrial parks and office buildings are unwilling to take on high mortgages and be tied up for half their lives. They would rather live a stable life by renting every month than grit their teeth and buy a house to settle down."

Many tenants who are interested in your properties are afraid of missing out, so they sign long-term leases of two or three years right away. Basically, the properties are rented out instantly as soon as they become available; you don't have to worry about finding tenants at all.

After hearing these words, Lei Guoliang was very satisfied. A faint smile appeared in his eyes. He took a step and walked straight into the sales office, exuding a calm and composed aura.

"If we can rent it all out without any vacancy losses, that would be the best outcome. Come on, take me to your Manager Chen."

He turned his head to look at Ji Fanyin beside him, his tone resolute, without the slightest hesitation:

"Since the rental market here is so hot and there's no vacancy pressure at all, I'm planning to buy twelve more units—no, eighteen more!"

The word was uttered crisply and decisively, without the slightest hesitation.

He looked up at Ji Fanyin, who was standing there stunned, and asked in a deep voice, "If I buy eighteen units at once, given the current demand, can I still rent them out quickly?"

"There will be absolutely no problem renting it out! There are more than enough customers!"

Ji Fanyin instinctively responded immediately, but the next second she suddenly opened her eyes wide, her face full of disbelief and her pupils filled with shock.

Previously, Lei Guoliang's purchase of twelve properties at once had already caused a sensation in the entire sales office, refreshing everyone's understanding and making him the biggest heavyweight customer in the entire sales department.

Now, another eighteen units have been added, bringing the total to a full thirty units. Such a terrifying amount of hoarding is unparalleled in the entire Fashion Garden development.

"Brother Lei, are you...are you serious? You really want to buy eighteen sets at once?"

"Of course it's true. When have I ever joked about something so important?"

Lei Guoliang's lips curled into a faint smile, feigning nonchalance and deliberately speaking in a teasing tone.

"However, if you find following up too tiring or troublesome and don't want to take on this business, then I'll have to make other plans and find another salesperson to handle the follow-up process."

Upon hearing this, Ji Fanyin's heart tightened immediately. She quickly took half a step forward, her brows and eyes showing a hint of charming panic, and her tone was soft and sweet with a touch of coquettish pleading.

"Brother Lei, how could I find it troublesome or unwilling to take on this! You absolutely mustn't find someone else to handle it!"

She bit her lip, a glint of intelligence in her eyes: "If you were to cook for someone else, you'd never taste authentic Sichuan home-style cooking made by me again!"

Ji Fanyin was clear-headed and saw through his little joke at a glance.

From initially following up on the purchase procedures and running around coordinating with the bank, to later diligently managing the property and quickly renting it all out within two days.

She did her best from beginning to end, daring not to slack off in the slightest, and even cooked for them herself. The two of them had already developed a tacit understanding that no one else could match.

What's more, there was also the time on the bus when the two of them hugged each other tightly...

She was certain that Lei Guoliang was just teasing her and would never hand over such a large order to someone else.

The news was reported up the chain of command immediately and soon reached the ears of Chen Lifeng, the sales manager.

When Chen Lifeng learned that Lei Guoliang was going to make another large-scale purchase of eighteen houses at once, he was overjoyed.

With the current housing market in dire straits, sales are difficult, and there is immense pressure to recover funds, Lei Guoliang alone has accounted for a large portion of the sales volume of the housing projects. It is no exaggeration to call him the savior of the sales office.

He dared not delay for a moment, and hurried over to greet him with a respectful and humble attitude. He personally led the way and invited Lei Guoliang to the sales office, to the VIP meeting room with the best privacy.

The meeting room was elegant and quiet, with tea prepared in advance and the table clean and tidy.

Chen Lifeng had already finalized the exclusive preferential treatment plan in advance, continuing the top-tier benefits from last time, without any reduction:

The unit price remains locked at 4800 yuan per square meter, the property appraisal price is set at 6800 yuan per square meter, and each unit will receive a fixed cashback of 64480 yuan.

All miscellaneous fees incurred throughout the entire home purchase process, including deed tax, processing fees, and agency fees, are fully covered by the developer.

All properties still enjoy the exclusive benefit of three years of free property management fees; the preferential policies are retained in their original form without any reduction.

In addition, the loan application channels were specially adjusted this time, excluding the two banks that Lei Guoliang used when applying for a loan at Future Coast Phase III the day before.

We have reconnected with a new batch of partner banks that have more lenient risk control, faster approval, and smoother loan disbursement processes to avoid credit conflicts.

Holding the prepared proposal, Chen Lifeng's eyes held a hint of confusion, his heart filled with doubt. He couldn't understand why the other party was deliberately avoiding the two long-established cooperative banks with smooth loan disbursement processes.

Lei Guoliang took in the doubt in his eyes, picked up his teacup, and calmly and slowly began to explain, his words clear and logical.

"Two days ago, I acquired a batch of properties in Phase III of Future Coast in Houhai, Nanshan District, which used up the personal credit lines of those two banks."

Continuing to use the same batch of banks will result in overlapping credit lines, easily triggering risk control warnings and attracting focused investigations from banks, creating unnecessary trouble.

He spoke calmly and thoughtfully: "We've switched to a completely new batch of banks, so the credit lines don't conflict and the process is much smoother."

In life and in business, we should avoid risks whenever possible, and avoid provoking trouble whenever possible. A more cautious approach is key to long-term success.

Upon hearing these words, Chen Lifeng suddenly understood, and was secretly shocked.

He then realized that this young man, who looked quite young, actually owned more than a dozen properties elsewhere.

With a significant investment spanning two major real estate projects, he possesses keen insight, remarkable courage, and a shrewdness and vision far exceeding that of ordinary people, making him a force to be reckoned with.

He quickly suppressed all his doubts, put on a big smile, and became even more respectful.

"So that's how it is! Mr. Lei's thoughtful planning and meticulous arrangements are truly admirable!"

"Rest assured, we will expedite the entire process for these eighteen houses through a green channel, with dedicated personnel following up on every step and giving them priority all the way."

The rental management of your property will still be handled entirely by Fanyin, guaranteeing immediate occupancy and rental income upon handover, with zero vacancy and zero delays!