Get rich quick starting with buying a house with zero down payment

The atmosphere inside the negotiation room was harmonious. After all the details were finalized, the sales office's finance and legal staff rushed over immediately upon hearing the news. The division of labor was clear and the efficiency was maximized.

The printer was running at high speed, printing, checking, and binding the purchase contracts for eighteen properties one after another. Several copies were neatly placed on the table, with clear terms and complete procedures. Everything was ready.

Lei Guoliang bent down to write, the pen tip gliding across the paper, the characters neat and vigorous, written in one go, without the slightest hesitation.

Buying one more house now means you can earn millions more in the future.

If he could, he would love to buy hundreds, or even thousands, of apartments; in his mind, it would be a sure-fire way to make money.

Most importantly, it's a business that requires no initial investment.

Looking at the thick stack of signed contracts on the table, Chen Lifeng's heart finally settled down. He let out a long breath, his eyes filled with joy. He carefully put away all the documents and solemnly promised.

"Mr. Lei, rest assured, we will provide a VIP expedited channel for the entire process, including subsequent registration, bank approval, loan disbursement, and property certificate processing, with dedicated personnel providing one-on-one support for a seamless one-stop service."

All registration and loan procedures will be completed within one week, and the funds will be guaranteed to be received within two weeks. The property keys will be handed over to Fanyin immediately, ensuring no delays in any stage of the process—viewing, renting, or move-in—and guaranteeing seamless rental income!

Ji Fanyin stood quietly to the side, her gaze fixed on Lei Guoliang's calm and composed back. The admiration in her eyes grew stronger, and her understanding of him was completely overturned.

Over the next two weeks, Lei Guoliang traveled between several potential areas within Shenzhen Town.

He accurately identifies properties that are facing sales difficulties for various reasons, developers are under great pressure to recover funds, and have great potential for future appreciation.

Negotiation, signing contracts, securing loans, and obtaining cashback... the same operations are repeated time and again, only on a larger scale and with increasingly sophisticated techniques.

He subsequently acquired a total of sixty properties, scattered across five different neighborhoods. The apartments were primarily two-bedroom units ranging from sixty to seventy or eighty square meters, with a small number of three-bedroom units of one hundred square meters.

Two weeks later, the bank finally disbursed all the loans for the twelve apartments in Phase III of Future Coast and the eighteen additional apartments in Fashion Garden.

Future Coast Phase III received 1018800 yuan in repayments, Fashion Garden received 1160640 yuan in repayments, and together with the previous repayment of 773760 yuan, the total is 5426000 yuan.

With each cashback payment arriving, Lei Guoliang's account was replenished. Combined with his previous 20 yuan, Lei Guoliang now had 2953200 yuan in his account.

If the payments for the remaining 60 properties come in gradually, his cash savings will reach over 760 million yuan, while his debts will reach over 3800 million yuan.

Ji Fanyin once again demonstrated her value. Thanks to her efficient management, all eighteen newly added apartments in Fashion Garden were rented out in just three days, with rental contracts signed quickly and amicably.

However, the eleven large apartments available for rent in Phase III of Future Coast have become a problem. Three days have passed, and only two have been rented out with difficulty: one three-bedroom and one two-bedroom.

Lei Guoliang made a phone call to Ji Fanyin without any formalities: "Ji, the Future Coast rental business isn't working out. Can you think of a way to help me push it?"

In addition, I recently acquired sixty more units in several other developments, which I also need to rent out as soon as possible.

You help me release the information, and you set the commission rules.

Ji Fanyin, on the other end of the phone, already knew that Lei Guoliang owned properties in Future Coast, but when she heard that he had acquired another sixty units, she couldn't help but gasp, almost dropping her phone.

"Brother Lei...you...you must have more than a hundred sets in total, right?" Her voice trembled with disbelief.

One hundred and two sets! This number was completely beyond her comprehension.

In her view, this was no longer an investment, but some kind of madness that she couldn't comprehend.

"Yes, one hundred and two sets." Lei Guoliang's tone was so calm, as if he were saying he had bought one hundred and two cabbages.

"It's a pity that a bank can only process a maximum of six sets, otherwise I would dare to take on a thousand sets."

These words carried a hint of genuine regret, and a kind of ambition that made Ji Fanyin feel dizzy.

Ji Fanyin was speechless for a long time, her mind filled with the astronomical figure that the monthly mortgage payments for those more than one hundred houses would amount to.

After a long while, she finally found her voice: "I'll try... Future Coast. The rent is high there, and the tenants are a different group. I need to try a different approach."

I will organize and release the information for the other sixty sets immediately.

"Okay, thank you for your hard work." Lei Guoliang paused, then suddenly changed the subject, his tone becoming casual: "By the way, Xiao Ji, I have a question for you."

"Huh? Brother Lei, what are you saying?"

"do you have a boyfriend?"

The abrupt question startled Ji Fanyin, her cheeks instantly flushing: "No...no. I came to Shenzhen right after graduating from high school. I'm always thinking about how to make money and eat, I don't have time to think about anything else."

She felt inexplicably flustered. Why was Brother Lei suddenly asking this?

"Oh." Lei Guoliang's voice was devoid of emotion: "After a while, I'll move to that big four-bedroom apartment in Future Coast."

The house is big, and it feels too empty for one person. Would you like to move in? I won't charge you rent; you just need to help with cleaning and cooking occasionally.

I'll pay for the groceries. How about it, want to consider it?

Moving in...to live together?!

Ji Fanyin was completely stunned. Her heart felt like it had been clenched tightly and was pounding rapidly. Her ears were ringing, and her face was burning hot.

This...this is too sudden! What does Brother Lei mean by this? Does he...do he like me? Otherwise, why would he let a girl move in with him?

But they've only known each other for a short time? And he bought so many houses all at once, he's so rich...

A jumble of conflicting thoughts left her bewildered. Should she refuse, or... agree?

If she refused, wouldn't that upset Brother Lei? Besides, a high-end community like Future Coast, where she didn't have to pay rent... that was too tempting for her.

But, a man and a woman alone together...

"Brother Lei, you...you're not joking, are you?" Her voice was dry as she tried to sound calm.

"If I move in with you... then... what about your girlfriend, or... your sister-in-law? Won't they mind?"

"I'm single, no girlfriend, no wife. My family is all back in my hometown, I'm all alone here."

Lei Guoliang's answer was concise and to the point, dispelling her most immediate concerns, but it also stirred up the vague expectations and anxieties in her heart.

"Well... isn't this a bit inappropriate?" Ji Fanyin's voice lowered, filled with the shyness and hesitation typical of a young girl: "We... aren't in a boyfriend-girlfriend relationship..."

There was a few seconds of silence on the other end of the phone. Those few seconds felt like an eternity to Ji Fanyin.

"Whatever, I was just making a suggestion." Lei Guoliang's voice returned to its previous calmness, showing neither disappointment nor insistence.

"If you find it inconvenient, then forget it. Focus on finding a place to rent. I'll hang up now."

"Beep beep beep..."

The dial tone came through, and Ji Fanyin stood there, phone still in hand. Lei Guoliang's last words, "Whatever," echoed in her ears, leaving her feeling empty and confused.

She didn't know whether she should breathe a sigh of relief or feel disappointed.

Outside the window, the town of Shenzhen was always bustling with activity. And her life, too, seemed to be being pushed in a completely unknown direction by a tremendous force that she couldn't fully comprehend.

Lei Guoliang's seemingly casual invitation was like a pebble thrown into her originally calm heart lake, creating ripples far deeper than she had imagined.

The busy tone after the phone call ended was particularly clear in the cramped rented room.

Ji Fanyin stood there, holding her still-warm phone, lost in thought, her mind a jumble of thoughts.

Brother Lei asked her to move in with him... He doesn't charge rent, she just needs to cook and clean...? What kind of nonsense is this?

Employment? Caregiver? Or... something else? His tone was so calm just now, as if it were just a casual remark, but her heart was in turmoil.

A high-end residential area, no rent to pay, and the chance to see Brother Lei every day... the temptation was too great for her.

But what followed was immense unease and shyness. A lone man and a lone woman in a room—even if Brother Lei seemed like a gentleman, gossip was a powerful force. How could they possibly explain things later?

But another voice whispered in my heart: Brother Lei isn't a bad person. He helped me so much, taught me so many things, and never took advantage of me.

The bus incident doesn't count; that was an accident.

He might simply feel that the house is too big for one person to live in, so he wants to find a reliable person to help manage it.

Moreover, he said it was to help with cleaning, grocery shopping, and cooking, which sounds... more like a job?

A torment of thoughts swirled within her. Ultimately, the fear of the unknown and the concern for her reputation temporarily overwhelmed the hidden expectation and immense temptation in her heart.