Get rich quick starting with buying a house with zero down payment
Chapter 9: My bank deposits are about to break 10,000.
She took a few deep breaths, forcing herself to calm down. Brother Lei had said that finding a place to rent was the most important thing.
Yes, let's get things done first. Doing things well is the most important thing. As for whether or not to move... we'll talk about that later.
She shook her head, as if to shake off those chaotic thoughts, and then immediately sat down at the folding table that also served as a desk, took out paper and pen, and began to list her plans.
Future Coast's larger apartments are targeted at high-end tenants, so they can no longer be like Fashion Garden, posting small advertisements on ordinary rental boards and streets.
We need to find a way to contact some companies' administration or HR departments to see if there are any high-income executives who are seconded abroad or have families with them, or technical personnel who need long-term rentals.
Furthermore, those sixty small apartments scattered across different residential areas need to be categorized, and different promotional strategies need to be developed for different tenant groups in different areas...
She became exceptionally focused on her work, temporarily forgetting her earlier struggles. It wasn't until her cousin, Lin Xiaomei, returned from her night shift that she found her still engrossed in her work.
Lin Xiaomei leaned closer to take a look and exclaimed in surprise, "Oh, Fanyin, so diligent? Calculating this month's commission? Did your big client buy another house?"
"Yes, I bought it." Ji Fanyin said without looking up.
"Bought again? How much did you buy? How much commission do you get?" Lin Xiaomei's eyes lit up.
"Quite a bit. Commission... I haven't calculated it yet, I'm busy with other things." Ji Fanyin said vaguely. She didn't want to say more, afraid of scaring her cousin, and also afraid of attracting more questions that she couldn't answer, such as Lei Guoliang's invitation.
"What could be more important than calculating commissions?" Lin Xiaomei looked curiously at what she had written. "Future Coast... a high-end leasing strategy?"
"Hey, Fanyin, are you getting promoted to planning? Your sales department even handles rental planning?"
"I did this for a client," Ji Fanyin explained simply, and continued writing.
Lin Xiaomei looked at her focused profile, then suddenly remembered something. Lowering her voice, she asked with a teasing smile, "By the way, your big client, Mr. Lei, he's a really nice guy, young and promising, and he's so supportive of your business. Is he... married? Does he have a partner?"
Ji Fanyin paused, the ink spreading into a small blot on the paper. She didn't look up, but her ears quietly turned red.
"Cousin, what are you asking about! How would I know about their client's privacy!"
"I was just asking casually," Lin Xiaomei said with a grin, her suspicions growing stronger after seeing her reaction.
"I think he treats you quite differently. If you're really single, you'd better seize this opportunity! You'll never find another good catch like this!"
"Then you won't have to live in this shabby place anymore, you can live in a big house..."
"Cousin!" Ji Fanyin interrupted her, both embarrassed and anxious, "Don't talk nonsense! Brother Lei and I are just ordinary clients!"
He asked me for help because I'm a conscientious worker! If you keep talking nonsense, I'm ignoring you!
"Alright, alright, I won't say anymore." Seeing that she was really anxious, Lin Xiaomei knew when to stop, but the smile in her eyes deepened.
"For a regular client, would you be willing to do so many rental planning for them? Can a regular client buy a dozen or twenty units at a time?"
Furthermore! If they are just ordinary customers, why don't you bring other customers to your home and cook for them yourself?
My dear, I've been there, and I know some things you need to understand. When an opportunity comes, seize it, and it might change your life forever.
Most importantly, it's not easy to meet a man you like and who makes your heart flutter.
After saying that, she yawned, turned around and went to wash up, leaving Ji Fanyin alone, staring blankly at the plan on the page.
Have you figured it out? Seize the opportunity?
She touched her still burning earlobe, and the turbulent waters in her heart were even more restless.
On the other hand, after hanging up the phone, Lei Guoliang didn't really take Ji Fanyin's hesitation to heart.
He extended that invitation partly out of practical considerations.
The 142-square-meter house on Future Coast is indeed spacious enough for one person to live in, but it requires daily maintenance.
Ji Fanyin is a good cook, hardworking and clean, and easy to use.
The other half is a subconscious, somewhat controlling probing, wanting to see the girl's boundaries and potential.
Her refusal is normal; it shows she is cautious and has a sense of self-preservation, which is not a flaw.
If she agrees, he will draw a clear line and treat it truly as just an employment relationship.
For him at this stage, a reliable, capable, and grateful personal or business assistant is far more valuable than an ambiguous live-in girlfriend.
His thoughts quickly returned to those cold numbers and the massive plans.
One hundred and twenty houses may seem glamorous, but in reality, they are like a sword of Damocles hanging over one's head.
The monthly mortgage payment is a real burden, and the rent must be paid as soon as possible to generate positive cash flow.
The large apartments at Future Coast present a challenge, but also an opportunity to test Ji Fanyin's abilities.
The other sixty scattered properties are also troublesome to manage, and an efficient and low-cost trusteeship system must be established as soon as possible.
He rubbed his temples. The precognition of a reborn individual, at the level of specific execution, cannot replace the tedious and arduous work.
He needs help, he needs a system, and he needs to transform his accidental personal success into a replicable and sustainable model.
Perhaps it's time to set up a property management company or a real estate agency to better manage the properties I own and the rental business.
Ji Fanyin could be the first employee, but she clearly wasn't capable of running the business. They needed someone knowledgeable in finance, law, and real estate transaction procedures…
The sky outside the window darkened without us noticing, and the city's neon lights came on again. The light in Lei Guoliang's room became the only stable source of light in this small dormitory room in the factory.
He knew he was weaving an ever-growing web. At the center of this web was his absolute confidence in housing price trends over the next two decades.
The network's structure consists of his exploitation of rules to maximize leverage, his ever-expanding asset portfolio, and the operational system he is painstakingly building.
Risks and opportunities coexist, and pressure and ambition go hand in hand.
But this is the battlefield that reborn people should be on.
He closed his notebook, walked to the window, and gazed at the still brightly lit streets outside. In the depths of the town, there is never true tranquility at night.
Just like his heart at this moment, it was surging with an endless desire for the future and an extreme calm that required him to proceed cautiously step by step.
Ji Fanyin's answer was just a minor episode. His true journey lay in the city beneath his feet and the impending, magnificent golden age.
He picked up his phone and sent Ji Fanyin a text message: "Try your best to handle the rental matter according to your ideas."
Try to rent out all the properties in Future Coast within a month. If that's not possible, you can lower your rental expectations a bit; renting them out first is the key.
Other property listings will be widely posted. Let me know as soon as there are any updates.
The text message was sent successfully. He put down his phone and started thinking about which property development to visit tomorrow.
Or you could consider buying a few more houses in Fashion Garden.
With Ji Fanyin's help, the houses on Future Coast were gradually rented out.
Subsequently, the loans for sixty houses in five residential communities were approved one after another, and the repayments were gradually deposited into Lei Guoliang's account.
Finally, Lei Guoliang bought another eighteen properties in Fashion Garden.
By this point, Lei Guoliang owned as many as 120 properties and owed loans to 20 banks.
I've basically gone through all the banks in Shenzhen that I can think of where I can apply for a mortgage.
The total debt has reached 43.8 million yuan, with monthly payments as high as 215,000 yuan.
The houses have all been rented out one after another. The total rent received each month is 288,600 yuan, which covers the monthly mortgage payment and leaves a surplus of more than 73600 yuan each month.
In addition, I received a rental deposit of 535200 yuan.
Lei Guoliang's bank account deposits have reached over 876 million yuan. Including his own savings, his total cash deposits in the bank are over 983 million yuan, which is about to exceed 1000 million yuan.
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