Man is devouring, Time Lord

Night fell over the No. 066 military base.

Luo Tianyi walked out of the manor and headed towards Lin Yue's mansion next door.

The manor gates were wide open, and the interior was elegantly lit. In the courtyard, a long table made of star-shaped material was set up, with various cosmic fruits and rare fruit wines neatly arranged.

Lin Yue was already waiting outside. Upon seeing Luo Tianyi arrive, he immediately stepped forward with a smile to greet him. "Brother Luo, you've come at the right time. Most of our colleagues have already arrived."

Upon entering the courtyard, one sees more than ten figures sitting scattered about, all of whom are from the human faction and have been granted the title of Marquis or Immortal.

There are powerful human warriors and powerful warriors from other races.

Upon seeing the imposing aura emanating from Luo, they all stood up.

They were clearly quite surprised that a powerful figure who had been granted the title of King had come to their gathering.

"Brother Luo, my name is Mengli, and my title is Marquis of Chiyan!" A burly man in brown armor hurriedly came forward to greet him.

Following closely behind, the other marquises also stood up and announced their names in turn.

There's the Wind Falcon Marquis with its back covered in wind-blade-like wings, the Frost Marquis whose body is covered in frost, and the Thunder Crack Marquis with four arms...

After a brief exchange of pleasantries, Feng Junhou's gaze fell upon Luo Tianyi: "Brother Luo, what is your title?"

Unlike the Immortal Army Lords, powerful figures at the Marquis and King levels only leave behind their titles and rarely reveal their real names. Only their friends know each other's real names.

Therefore, based solely on the name Luo, they had no idea who Luo Tianyi was.

"The Time Lord".

"Lord Time?" A series of soft whispers suddenly rang out in the courtyard. The assembled marquises exchanged glances, their eyes filled with unfamiliarity and confusion.

In the Eighth Battlefield, at the No. 066 Barracks Base, the powerful figures who had been granted the title of Marquis were all more or less familiar with each other's names, but no one had ever heard of the title "Marquis of Time".

During the brief silence, Frost Marquis frowned slightly and tentatively inquired in a soft voice.

"Recently, throughout this entire low-level extraterrestrial war zone, rumors have been circulating among the alien races about a powerful human who wields a Marquis-level Cloud-Piercing Vine and has hunted down countless aliens. The aliens all call him Marquis Cloud-Piercing Vine... I wonder if it is you?"

"It's just a name that a foreign race has arbitrarily given; it's invalid, it's invalid." Upon hearing this, Luo Tianyi quickly shook his head.

"Haha, I've met Marquis Time." Marquis Frost laughed heartily.

Perhaps the Marquis of Time was unaware, but as soon as the name of the Marquis of Moyun was mentioned, many of the powerful figures present immediately recognized him.

Her eyes, as she looked at Luo Tianyi, held an undisguised envy.

The marquises present, though fighting together on the brutal battlefields beyond the realm, were accumulating cultivation resources.

Whether or not one possesses a Marquis-level Cloud Vine, the efficiency of hunting, the trump card for survival, and the speed of resource plundering are all worlds apart.

The atmosphere gradually relaxed during this casual conversation, with topics ranging from the situation in each battle zone to the movements of the strong members of the opposing faction.

Luo Tianyi listened quietly, then took the opportunity to ask about the common ways for immortal powerhouses to make money.

Everyone shared their thoughts freely and without reservation.

The most basic thing, which all strong people and all races can do, is to hunt down alien races, collect spoils of war, and then exchange faction military merits for hybrid units.

Secondly, there are some suitable for strong human beings.

For example, long-term wealth management involves investing surplus resources in high-quality long-term projects from the top five financial institutions. These projects carry extremely low risk and offer stable returns. Many high achievers have staked their cash reserves on such safe investments.

"Investing in other companies alone is not enough; I have long-term contracts with dedicated investors to manage my spare cash."

"I invested in a virtual game development company in my early years, which was then acquired by the Cosmic Galaxy Bank and made a second-tier subsidiary. That investment increased my assets tenfold, and in just a thousand years, I made an extra 30,000 Hunyuan units out of thin air," Lei Liehou added with a smile.

The people around nodded in agreement, clearly having heard of such opportunities before.

But Luo Tianyi shook his head inwardly.

Thirty thousand mixed units may seem like a lot, but compared to the one hundred million I need right now, it's just a drop in the ocean.

The opportunity for such niche companies to be acquired by the five super powers and experience a tenfold increase in assets is a rare and precious one.

To meet their requirements, the only option is to be acquired and become a top-tier subsidiary, whose assets must be at least 10 billion.

Only through your own investment can you possibly earn 1 million!

To find the potential of a top-tier subsidiary, one must invest in it and it has recently received funding!

Each of these is incredibly difficult, let alone three times as difficult!

"Stable investments are too slow. If you want to make quick money, besides the extraterritorial battlefield, you can also take on high-level missions from the Cosmic Mercenary Alliance."

"Many powerful individuals and small immortal teams post hiring requests in the alliance to form teams to venture into high-risk secret realms and collect rare materials." At this moment, Marquis Chiyan chimed in.

"Of course, the higher the return, the higher the risk."

Luo Tianyi pondered for a moment, but did not approve of the plan.

To earn a profit of 100 million, the risks are too much for my slender frame to handle!

Throughout the conversation, they listed all the conventional ways to make money, including hunting, investing, commissioning, and mercenary missions.

Without exception, they are either lengthy processes with scattered returns, or extremely risky and life-threatening.

Small-scale turnover is easy, but large-scale, rapid resource gaps cannot be filled by any conventional means.

Everyone raised their glasses for a sip, exchanging a few casual remarks, their tone filled with emotion.

Cultivation requires a vast amount of resources, but accumulating a large amount of Hunyuan units quickly has always been extremely difficult.

Just then, a clear and gentle voice slowly rang out, taking over the conversation.

Everyone looked in the direction of the sound and saw a female noblewoman dressed in a light green gauze dress slowly raising her eyes on one side of the long table. Several small green vines were wrapped around her hair.

This is Cuiying Hou, a core member of the Universe First Bank.

"Lord Time, if you want to quickly acquire wealth but are unwilling to take on too much risk, you might consider applying for a loan from one of the two major cosmic banks."

"The first bank of the universe and the galactic bank of the human race will determine the corresponding loan amount based on the applicant's own conditions."

In fact, whether on Earth or in the vast universe today, the core definition of a bank has never changed.

In essence, a bank is a financial intermediary and a credit creator.

It absorbs idle social funds (deposits) and allocates them to individuals or enterprises with funding needs (loans), thereby optimizing the allocation of social resources, and managing risks and providing payment and settlement services in the process.

The same applies to the two major banks of humankind.

Of course, in addition to their established banking business, they also undertake the task of cultivating strong individuals among humanity.

"What are your own conditions?" Luo Tianyi's eyes narrowed slightly as he took the initiative to ask, a hint of anticipation already rising in his heart.

"Firstly, your own treasures can be used as collateral; secondly, your own strength. Marquis Shiguang, your strength has greatly improved, and you are already at the level of a king. This is the best source of confidence; thirdly, your own potential. Your growth potential is also the key factor for the bank to determine the loan amount; finally, there is the purpose of the loan. If the purpose is reasonable and the prospects are promising, the loan amount can be increased." Marquis Cuiying smiled.

Marquis Chiyan chimed in at the opportune moment: "I've also heard that these two major banks can lend money very quickly, but the interest rates are a bit high, and you have to repay on time, otherwise the bank will send powerful people to hunt you down."

The two major banks are not afraid of anyone defaulting on their debts.

As the five super powers in human territory, they also hold partial authority over the virtual universe.

Want to renege on your debts and become a deadbeat?

To put it another way, as long as you can connect to the virtual universe network, the bank can instantly track your whereabouts. If you are a marquis, a king will hunt you down; if you are a king, a venerable one will arrest you.

Only by completely leaving their homeland, severing their connection to the virtual universe, and wandering alone outside human territory, could they possibly evade capture.

No human immortal being would be willing to bear such a price.

"Your human race is still the best. Whether you are a core member of a super power or not, they can help you in every way." A noble of an alien race with pale golden scales on his back sighed softly.

"For us alien races, the only ways to accumulate large amounts of Chaos Units are to come to the extraterrestrial battlefields or venture into secret realms. We have almost no other options, unlike you humans who are so relaxed."

The other members of the different ethnic groups who had been granted titles also nodded in agreement, their envy undisguised.

The other ways to make money discussed by powerful humans like Marquis Chiyan all involve playing the financial game.

However, finance, especially wealth at the level of immortal gods, is simply beyond the reach of weak and ordinary races.

Luo Tianyi sat to the side, listening quietly to the discussions of the crowd, having already made up his mind.

According to Cuiying Hou, it wouldn't be difficult for him to borrow tens of millions of Hunyuan units!

In the courtyard, the group chatted about loan-related matters for a while before gradually changing the subject.

As night deepened, everyone rose to take their leave.

Luo Tianyi also bowed to Lin Yue, Marquis Chiyan, and the others to bid them farewell, and then turned back to his manor.

That night's casual conversation led him to another possibility for quickly raising money.