Man is devouring, Time Lord

The next day.

Inside the No. 066 military base, Luo Tianyi walked straight between different independent manors and soon arrived at the outside of a quiet and elegant independent manor.

After gaining the approval of the manor owner, Luo Yi stepped inside.

"Luo, why are you in such a hurry? We just finished asking yesterday, and you're leaving today!" Inside the manor villa, Cuiyinghou sat on the sofa and smiled.

"Since I had nothing to do, I thought I'd get things settled as soon as possible." Luo Tianyi walked over slowly and sat down as well.

After the banquet ended last night and everyone returned to their residences, Luo Tianyi took the initiative to contact Cuiyinghou in the virtual universe, and the two chatted privately for a while.

Luo Tianyi finally understood the lending rules of the two major banks.

Within the entire human territory, the bank branches scattered across various cosmic nations have extremely low authority.

Since the strongest person in charge of this type of branch is only a Marquis Immortal, they can only provide loans to Immortal Army Lords at most, with the amount limited to within 10,000 Mixed Yuan Units.

Once someone reaches the rank of Marquis, they can borrow large sums of money, often starting at hundreds of thousands or millions of yuan. Local branches have absolutely no approval authority or corresponding power.

Only by going to the headquarters of the Universe First Bank can one obtain large loans at the level of Marquis or King.

"Alright, let's set off immediately!" said Cuiying Hou in a friendly tone.

Marquis Cuiying was quite happy to be able to build a closer relationship with a powerful figure like Luo Tianyi, who was at the level of a king.

"This is troublesome." Luo Tianyi nodded.

Since teleportation to the divine kingdom is not possible within the military base, Luo Tianyi and Cuiying Hou flew out of Military Base 066 and arrived at a remote starry sky outside.

Then, the Cuiyinghou Divine Kingdom teleported them directly to a mineral planet near the headquarters of the Cosmic Galaxy Bank.

The headquarters of the five major human powers are each located on a giant continent spanning tens of light-years.

The continent where the Cosmic Galaxy Bank is headquartered is a smooth and solid land, flowing with dazzling golden light all day long. Every inch of land and every rock layer seems to be carved from the finest cosmic gold.

Looking across the vast expanse of the starry sky, the entire colossal continent resembles a supreme giant gold coin eternally suspended in the dark sea of ​​stars, magnificent and imposing, its power permeating all directions.

After entering the mainland, the two boarded the Star River Bank's private spaceship and traversed the vast and boundless headquarters continent, traveling deep into the mainland.

As we walked, a magnificent building with an extremely unique shape suddenly appeared.

The entire building resembles a twisted and intertwined DNA double helix, with two colossal structures intertwined and spiraling upwards, climbing infinitely layer by layer.

"We've arrived," said Cuiying Hou softly, pointing ahead.

"The Cosmic Galaxy Bank is enormous, with extremely detailed business divisions." She then explained, "Savings, pawnbroking, asset valuation, power financing, high-end lending—all departments are completely independent, each with its own dedicated giant building."

"This building in front of us is an office building that specializes in handling large loans."

Luo Tianyi glanced around for a moment, then followed Cuiying Hou into the building.

The two followed the private internal passage straight up and soon arrived at the twenty-fifth floor, where they were met by a slender woman.

The woman, known as the Moon Queen, possessed an otherworldly beauty. Her silver hair cascaded down her shoulders like the radiant moonlight, and she exuded a cool and elegant aura. She was one of the managers of the lending business department.

"Greetings, King Yueyao." Marquis Cuiying said respectfully.

Luo Tianyi smiled slightly and nodded in greeting.

King Yueyao first fixed her gaze on Marquis Cuiying, her expression softening: "Jinqiong's disciple?"

"Very good, you have already achieved immortality."

"I am deeply grateful for your guidance, teacher, and for the praise from King Yueyao," Marquis Cuiying replied respectfully, bowing his head.

"Hmm!" King Yueyao nodded, then looked at Luo Tianyi beside him.

"Unexpectedly, the new Immortal King title at the Giant Axe Arena has surprised everyone."

The moment Luo Tianyi stepped into the building, the bank's intelligent system had already detected his life force and sent all his registration information directly to Yueyao Wang.

The records state that passing the sixteenth level of the Heavenly Bridge grants one the title of Marquis, a high-level title, but in reality...

"I imagine those who bet on Marquis Liefeng or Marquis Xuanhuang in your Giant Axe Arena will be dumbfounded when they hear this news."

The powerful figures of the five super powers among the human race often discuss in private who among them is most likely to become the next king.

Take the Giant Axe Arena for example. The candidates that everyone was discussing before, besides the three members of the Giant Axe Secret Realm who could become kings as soon as they broke through, were Marquis Liefeng and Marquis Xuanhuang.

Although Luo Tianyi was included in the list of candidates because he had comprehended the essence of the laws of time, everyone thought that even if he could be crowned king, it would be a long time from now.

Unexpectedly, he took the first step.

"Life is truly unpredictable!"

King Yueyao suppressed his emotions, slightly turned to the side, and raised his hand to lead the way: "Follow me."

After saying that, he turned around and led Luo Tianyi into the Flowing Light Elevator, which went straight up.

"King Yueyao, if I may ask, how many Chaos Units could I borrow based solely on my own strength and potential without mortgaging any treasures?" Luo Tianyi asked during the journey.

A thoughtful look crossed Yueyao Wang's brows. After a moment, he slowly spoke: "I cannot decide your specific loan amount on my own. It must be entered into the bank's intelligent review system and then reviewed and determined jointly by several king-level executives."

"However, in my experience, you don't need to mortgage anything. With your strength and potential alone, you can easily secure a quota of hundreds of millions of mixed units."

An ordinary king who has just attained the initial stage of immortality would accumulate a net worth of approximately one billion Chaos Units throughout his life.

Therefore, for those who apply for unsecured loans after being granted royal titles, banks, for risk control reasons, will at most only grant a loan of tens of millions of yuan.

However, Luo Tianyi passed through the sixteenth level of the Eternal Sky Bridge in just two hundred years, and his strength advanced rapidly once again.

His cultivation potential has clearly not yet reached its limit, and his future path is broad. He has a great chance of reaching the advanced level of King or even the peak of King in the future.

The Cosmic Galaxy Bank prioritizes a borrower's current repayment ability and future growth potential when lending. Therefore, offering Luo Tianyi an unsecured loan of over 100 million Hunyuan units was naturally no problem for them.

"Hundreds of millions!" Luo Tianyi murmured.

Now, there's no need to think about anything anymore.

First, borrow over 100 million Mixed Yuan Units from the bank, which will just cover the shortfall in opening the first blind box for the King Conferment. Then, continue your adventures, hunt down powerful Marquis Conferment experts, and complete the Marquis Conferment with a 10,000-fold return.

This is simply the best choice.