Tokyo, 1991: Starting as a bank clerk

Chapter 165 1000 Points!? [Third Update, Requesting Monthly Tickets]

Kiryu Yaya then inserted his membership card, and the points balance in his personal account information panel on the right had increased from "0".

It became "1000".

He stared at the string of numbers for two seconds, then let out a soft breath.

Someone like Seiichi Takatsukasa can casually throw out something that an ordinary person could struggle for a lifetime to achieve.

He withdrew his gaze, leaned back in his chair, closed his eyes, and went over the person's words in his mind again.

The water is deep.

How far you can swim depends on your ability.

Make good use of your wisdom; don't waste it.

He opened his eyes and his gaze fell on the screen.

The information in the trading hall is divided into several categories.

The first category is "listings for sale," which are listings that sellers actively put up for sale.

This type of information is the most abundant and covers the widest range of fields.

From adjustments to bank credit policies to corporate hidden liabilities, from the reserve price of real estate appraisals to undisclosed financial data of listed companies, it covers almost every corner of the financial field.

Each listing for sale includes the seller's membership number, desired points, and credit rating.

Sellers with high credit ratings can list higher prices for the same information.

Because here, the value of information depends not only on the content itself, but also on who is speaking.

The second category is "purchase information," which is information where buyers actively seek to purchase.

This type of information is far less numerous than listings for sale, but each one carries a sense of urgency.

Kiryu Yaya's gaze lingered on one of the purchase requests.

【Purchase Request ID: B-0087】

[Type of Purchase Inquiry: Enterprise Asset Structure Analysis]

[Specific requirements: The true asset structure and hidden liabilities of Toyo Precision Industries, Ltd.]

[Quote Points: 500P]

[Status: In Progress]

Kiryu Yaya's brow twitched slightly.

What is the true asset structure and what are the hidden liabilities?

Isn't this what he's best at?

Kiryu Yaya couldn't help but feel a little tempted.

But then he warned himself that he should never take such a job unless absolutely necessary.

Although the East Committee is anonymous, if he suddenly appears as a new member and provides a series of high-value information, the Secretariat will definitely take notice of him.

By then, even if he wears a mask, the other party will still have a way to find him.

He didn't want to reveal himself yet.

In a dangerous place like Dongzhenghui, keeping a low profile is the first rule for survival.

He looked away and continued browsing the other content on the screen.

In addition to the trading hall, there is another module called "Knowledge Base".

Kiryu Yaya clicked on that module, and the image on the screen changed.

On the left is a long list of contents, divided into several categories: "Macroeconomic Forecast", "Industry Analysis", "Policy Interpretation", "Asset Allocation Strategy" and "Risk Management Practice".

Each major category has several subcategories, unfolding layer by layer like a large, leafy tree.

Kiryu Yaya randomly clicked on a subdirectory under "Macroeconomic Forecast".

An article summary popped up on the screen.

[Title: Outlook for Japan's Economic Trends in the Second Half of Heisei 3]

[Author: Member ID TKS-TK-00021]

Credit Rating: A

[Abstract: Although the Japanese economy is currently undergoing adjustments following the bursting of the bubble, with the Nikkei 225 index falling more than 40% from its peak last year and land prices softening, this report believes that the economic downturn is nearing its end.]

With the gradual implementation of the government's proactive fiscal policies and monetary easing measures, the economy is expected to bottom out and rebound in the second half of the year.

Members are advised to take advantage of the current low point and moderately increase their holdings of high-quality real estate and equity in companies with potential to prepare for the next growth cycle.

[Points required to view the full article: 15 pages]

???

Kiryu Yaya slowly typed out a question mark.

15P.

15 million yen.

Spend 15 yen just to watch this piece of garbage?

It turns out that the Dongzheng Association was just a makeshift operation.

Kiryu Yaya clicked on a few more articles.

They are mostly analyses and predictions about the macroeconomy, industry prospects, and policy trends.

The articles vary in style; some are written like academic papers, with detailed data and rigorous logic, while others are written like casual essays, free-flowing and imaginative.

But regardless of style, every article has one thing in common: confidence.

That unwavering confidence in the future makes one almost forget that the authors of these articles are just ordinary people.

Kiryu Yaya opened each of these articles one by one, and then clicked back one by one, when a nascent idea suddenly came to mind.

He doesn't need to pay to see other people's predictions.

Because he himself holds the future in his own hands.

1991 October.

While those self-proclaimed brilliant economic experts were still debating "when will the economy bottom out," Kiryu Yaya already knew clearly that the bottom of this crisis was yet to come.

And that was his chance.

He doesn't need to buy information through the East Group or seek out other people's asset analysis like others do.

All he needs to do is write down his predictions about the future.

It doesn't require a lot of data or a complicated model.

All you need to do is point out the trends that are actually happening in advance.

Land prices began to fall rapidly in the second half of 1991, non-performing loans were exposed rapidly in 1992, and a large-scale wave of bankruptcies began in 1993...

These were all historical events he had witnessed firsthand in his previous life working in a bank.

He doesn't need to predict; he only needs to record.

Then, these records were submitted to the East China Association in the form of "predictions".

The first and second articles may not have much of an impact, but as long as he persists, history will prove everything.

Then his credit rating in the East China Association will naturally rise accordingly.

By then, won't the points just keep pouring in?

Thinking of this, Kiryu Yaya's heart beat a little faster, and he even thought about what to write for his first article.

But he quickly suppressed the impulse.

Kiryu Yaya raised his head and glanced around.

The people in the hall were still focused on their own screens, and no one noticed him.

He stood up and walked to a service counter in the corner of the lobby.

Behind the service desk sat a woman also wearing a black mask, dressed in a dark gray business suit, with her hair neatly pulled back.

"Hello, how can I help you?"

"If I want to submit my work."

Kiryu Yaya asked, "What procedure should we follow?"

The woman's gaze lingered on his face for a moment, then she nodded.

Is this your first submission?

"yes.

"OK."

She took a form from under the table and pushed it in front of Kiryu Yaya: "Please fill out this application form and attach the manuscript to the back. The content should include: article title, category, abstract, estimated word count, and the reading points you wish to set."

"After submission, the Bureau will complete the review within two business days. Once approved, the article will be available on the knowledge base. You will receive a share of the points earned by members who pay to read it."