Survival Game: Call Me an Honest Businessman
Chapter 138 Loans
Mi deeply regretted it.
He thought he had made a huge profit.
You can get one unit of oats by calling someone over.
The contract actually stated something about "valid customers".
He's not a businessman, and he's never been to school, so how would he know anything about what's effective or ineffective?
As a result, only 3 people spent money to buy things and apply for membership cards, and he still owes that unscrupulous businessman 473 valid customers!
If these people can't gather enough, he'll have to compensate this unscrupulous merchant tenfold, which is 5000 units of oats!
What a heartless and unscrupulous merchant!
Mi twitched his beard: "Oh, kind merchant! Please give me a discount!"
Li Zhi walked to the edge of the barrier with small steps, clutching his heart and sighing, "It's all this wretched world's fault! My poor little mice have all become thin from hunger, and our friends in the Wilderness Market can't even get through this cold winter peacefully~"
She packed up the tent, placed a stone on top, and stood on the highest point again.
Li Zhi looked at the hesitant wandering beastmen in the distance, "From today onwards, I will open a permanent shop here. Whether it's extreme cold or extreme heat, whether there is war or peace, this shop will stand here, selling everyone the necessities of daily life, and it will never close!"
A wandering orc said coldly, "We don't have money to buy supplies."
Li Zhiwen nodded gently. "You are all strong and healthy orcs. You have strong physiques, a resolute spirit, and a hardworking nature. I believe that your predicament is only temporary, not permanent. Therefore, I will open a loan service. You can use your labor, resources, and future time to borrow the daily necessities you need now."
The wandering orc was taken aback.
The trembling young orc at her feet clung tightly to her mother's legs, which were covered only by a single layer of short-haired animal hide.
His face, cracked from the cold, was full of bewilderment.
The wandering orc glanced at his child, gritted his teeth, and asked, "How can I get a loan?"
Li Zhi: "Please wait a moment, I need to check if you are eligible to apply."
The wandering orc was taken aback. "Is there someone who can't do it?"
The other orcs who had been observing also perked up their ears to listen.
Li Zhi said seriously, "Of course, I want to help everyone, but I can't let myself lose money. The loan is to give the temporarily distressed orcs a way to survive, not to give the lazy orcs a reason to continue to degenerate. But please rest assured, as long as you have a strong physique, a firm spirit, and a hardworking character, we will not refuse your loan."
The wandering orc was taken aback, then nodded quickly: "I... I'm very hardworking, and I'm also very strong! I never rested a single day before the extreme cold arrived. I hunted every day, and I could hunt at least three wild animals every day to feed me and my children. It was because the weather turned cold too quickly that I got stuck in the hunting grounds and couldn't come back, which led to... which led to me being trapped here."
Li Zhi's expression softened: "Yes, Ximin, you've done enough. I'll open a loan limit of 30 silver for you. Based on your situation, you'll need to pledge the prey you hunt three months after the extreme cold. Are you willing?"
Simin's eyes gradually brightened: "I'm willing! My lord! As long as you let me and my child live, I'll give you all my future prey!"
Other wandering orcs were also getting restless:
"They only need prey that's been kept for a month?"
"I can get a loan of 30 silver in just 3 months! I can only earn 10 silver a year!"
"That's you. Simin is one of the most valiant warriors of the Cheetah Clan. If the extreme cold hadn't come so quickly, causing her to lose three children, she wouldn't be here at all..."
"If it were us, would we be unable to borrow too much money?"
"Are you stupid? Westminster only needs three months of hunting to pay back the money, you'll need three years! Survive first, then worry about everything else!"
Li Zhi could easily hear the whispers of the wandering beastmen.
She handed the contract to Simin: "I must remind you that although we have specified a date, not a number of prey, if I find that you are deliberately slacking off, we will enforce repayment and you will need to pay a penalty."
Simin signed her name without hesitation: "I will absolutely not breach the contract!"
While Li Zhi and Xi Min were talking, the Rong tribe chief and Mi were also summarizing their evaluation of Xi Min:
Rong tribe chieftain: "Ximin is a very responsible orc, and she has a very good reputation."
Mi: "Simin can still pay off the loan, I think you can ask for more."
Li Zhi handed 30 silver coins to Xi Min and wrote down Xi Min's loan amount, repayment date, and penalty for default.
Upon receiving the silver coins, Simin eagerly exclaimed, "I want three units of oats and three units of wood!"
Li Zhi: "Oats cost 800 copper coins per unit, and timber costs 200 copper coins per bundle. Three units of oats and three units of timber would cost a total of 30 silver coins."
The money that had just been handed to Ximin returned to Li Zhi's hands.
But her experience points increased twice:
[Complete a loan, experience points +4]
[Completed a new store transaction, experience points +4]
Meanwhile, her progress on the Wilderness Market permanent stall quest has increased to 60 silver.
The other wandering orcs could no longer contain themselves and rushed forward:
"I want to apply for a loan!"
"I'll go first! I can take out a loan for my prey for ten years!"
"What should I do if I don't know how to hunt...?"
These wandering orcs pushed Nightwing and the Serpent Clan aside.
Even Mi was spared because Li Zhi pulled him into the safety barrier.
"There are still ten hours left. If you can get 500 valid purchases, you won't have to pay back the 5000 units of oats worth 40 gold coins."
"Also, remember to carefully review loan applications. If someone defaults on their loan, you, as the middleman, will have to pay it off."
Li Zhi's voice entered Mi's brain directly through the voice transmission card.
It was nothing short of the whispers of a demon.
Mi, dragging his long rat tail, walked up to the wandering beastmen and roared, "Line up! All of you, line up!"
The other rats also maintained order.
Soon, the wandering beastmen lined up one by one, and even those beastmen who had previously received the extreme cold relief packages from the tiger, wolf, and fox tribes joined the queue.
The wolves watched from afar, their expressions grim.
The fox clan remained huddled together, and no one could hear what they were saying.
There were only three members of the tiger clan, but none of them took it seriously.
Nightwing and the Serpent Clan had the most complex expressions.
Yu asked Yao, who was still cowering behind the brown bear, "Is this the D-level merchant you mentioned before, the one who could kill ten people with a single tail kick if Tu wasn't protecting him?"
Yao: "...That was indeed the case back then."
Domain then asked Nightwing, "What are you planning to do?"
Nightwing said irritably, "How was I supposed to know? I thought it was a new race, and I could just threaten them and take them away. Who knew they'd be so difficult? I should have just stayed in the trial area to find resources."
Domain: "Does eating the flesh of someone with the heart of a strong person really increase the probability of comprehending the heart of a strong person?"
Nightwing: "I don't know, that's what everyone's saying. But even if it's true, you'd better not get your hands on it. There's no way you'll get a share of that meat—she's disappeared again!"
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