Reborn in America, I'm serious about making money.

Jim Clark, a student at USC, was among the early computer enthusiasts. He created a small website, but it didn't get much traffic; it was a student forum that only circulated within the USC campus.

On Monday, Jim was heading back to his place after class. He had been renting a place to live since his junior year of college, but not with his girlfriend. A nerdy guy like him didn't have a girlfriend; bookworms weren't popular in college.

On the road, someone called out to him. He hesitated and turned around, seeing a middle-aged man walking quickly towards him, saying, "Are you Mr. Jim Clark?"

"Oh, yes, I am. I don't know you."

"Let me introduce myself. I'm from Big Red Tree Investment Fund. We've taken a liking to your website and would like to invest in you and your team."

"But I don't have a team. This website is just for internal communication..." His voice grew weaker and weaker because he realized that this was the legendary angel investor. Moreover, he felt incredibly stupid, so incredibly stupid. How could he refuse? Why was he telling the truth? He should have just made something up.

"We were drawn to your idea; it's really good, and you're a genius..."

Jim Clark was blinded by the other party's boasting. Without knowing what was going on, he signed a contract in which the other party invested one million dollars, taking 80% of the shares. At the same time, Jim Clark would take 20 dollars of the one million dollars, which was the equity left for the other party in case they didn't touch it because they were afraid that the other party's share was too small.

With $800,000, Jim started recruiting a team, and the other party sent a financial director; then, Jim found that he didn't recognize the website anymore. The website had undergone a major overhaul and become a dating site, like a class reunion or fraternity.

In short, my old website was a complete mess.

Then they started their promotional campaign, conducting on-site promotions at various schools and then promoting it on some websites.

The crowd quickly expanded, reaching over three million users. In just over a month, Jim truly felt that it didn't matter whether Jim was there or not.

"We've run out of money and need to raise more funds." This time it was the CFO who said, "Our client base has increased, but we're out of money and need to raise more funds."

"But I don't know how to raise funds."

The CFO smiled kindly and said, "Don't worry, we won't let this website fail."

Alumni Network Company – that's the name Da Hong Shu Company gave to this website; it's a great website. The company immediately launched its second round of financing, this time with Black Spade A Fund Company.

This round of financing will raise 20%, estimated at eight million US dollars, with an investment of two million US dollars.

Following this round of financing, Alumni Network underwent its second upgrade, which gave many users a fresh experience.

"We will upgrade it every now and then to keep users feeling fresh."

Jim's shares are now worth $160 million, while the other party's shares are valued at $640 million. It's unbelievable how quickly wealth has been accumulated.

After the third upgrade, an on-campus secondhand trading section was created for trading secondhand items owned by students.

After the fourth upgrade...

They ran out of money again, so they conducted their third round of financing...

Jim marveled at how he could win without lifting a finger. Although he was just a mascot, the website upgraded quickly, burned through cash fast, but its valuation increased even faster.

As he sighed, he wasn't the only one sighing; in a corner of Silicon Valley, a gaming website was being built.

They also attracted venture capital and developed rapidly, just as fast as the alumni, but with a different focus. This website became famous on campus and then became popular in the gaming community.

Furthermore, it also went through the first, second, and third rounds of financing in a short period of time.

He exclaimed, "I never imagined my website would be so popular, and it feels like I'm just a founder who does nothing."

There are many such websites throughout California.

Although their websites are all different, they all have one thing in common: the founders have all become incredibly wealthy; another thing is that they are all homebodies; and congratulations to them, they have all found girlfriends, and their girlfriends are all very beautiful.

Another common characteristic is that the reason why they spend money so quickly is that they often throw parties. Every once in a while, these tech geeks will hold a party.

Perhaps because they had been suppressing their emotions for too long, they started to have a lot of fun. During their fourth round of financing, they raised $5 million, and they wanted to celebrate for that $5 million.

If you look closely, you'll notice that these websites are developing too smoothly, as if there's a hand pushing them forward. However, they're just for show and have lost control of the company. To put it bluntly, they may be kicked out of the company in the near future.

Of course, they will also gain a lot of wealth.

Because they've only been established for a short time, they might have to go through a tough time after raising five million dollars, according to their dear CFO.

"Our goal is to go public, but our company has been established for too short a time, and we have been developing for too short a time, so we need to stabilize for a while, which will take about a year."

The same words, spoken by different CFOs in different companies, have varying degrees of credibility... If you don't know, they're naturally very credible; but if you know that they're not the only company saying this, then their credibility is like that of the president.

In this way, a large number of Internet companies were established in the last few months of 1994.

Many investment funds located on Sand Hill Road are also ready to invest in those startups, then go public, profit, and exit...

However, some observant people may notice that these companies' cash flow is conducted through Golden Globe Bank.

However, no one questioned this, because Golden Globe Bank was established relatively recently and spared no effort in attracting customers, so this was normal.

Next year, Golden Globe Bank will see a surge in lending, and the debtors will be the internet companies whose funds are flowing through it.

The final five million dollars was just a drop in the bucket for a money-burning company like an internet company.

However, Golden Globe Bank has received instructions from above to conduct rapid assessments of certain internet loans and then grant loans based on the circumstances.

As for how to conduct a quick assessment, it is carried out by the manager of the Emerging Industries Credit Department.