Reborn in America, I'm serious about making money.

"Hello, Mr. Michael Harder?"

"Yes, I am Michael Harder. And who are you?"

A young man knocked on a door, which led to the conversation described above. Upon hearing the affirmative reply, the young man was overjoyed.

He was somewhat excited and thrilled. He said, "Mr. Harder, it's a pleasure to meet you. I've read many of your articles in Harper magazine and found them very interesting. I... I'd love to talk to you. I can offer you a consultation fee... to guide me."

The young man talked a lot in front of the door, which left Michael Harder somewhat confused.

"Hey young man, STOP, STOP! You said you read my article in 'Harper' magazine, which one are you referring to?"

"Subprime, mortgage loans, that's it." The young man pulled out several copies of Harper's magazine, pointed to articles, and showed them to him, saying, "I've read them all, and I think you're right, it's excellent..."

"Okay, so, what's up?"

"Oh, of course. I started a fund company this year. I've been out of school for three years and my achievements are minimal. Now, I want to make a name for myself, so I'm thinking of finding some goals and doing something big to make a name for myself. I have talent, I have..."

As the young man recounted his story, Michael learned that he was an opportunist who wanted to achieve great things but lacked the skills and ambition.

"Young man, although I wrote the article, I think you should still be down-to-earth and not aim too high, otherwise it will harm you."

This was advice from someone who had been there, to a younger person. It was very well said, but in the eyes of this young man, it was best to stop talking. He didn't need such guidance; what he needed was a shortcut to making money quickly.

"Mr. Harder, in that case, I understand, but I believe you are right." He said seriously, "My friends also believe you are right. This magazine is our action plan, and we will act accordingly."

"Mr. Harder, I hope to have the opportunity to get some more advice from you in the future." These were the young man's last words before he left.

"certainly!"

Michael Harder was actually quite pleased with this unexpected guest, as he was glad to have a loyal user.

The young man's name was Watson. He had been a real estate agent for three years. Someone encouraged him and invested in him, establishing a fund company and guiding him to start a fund company. He named the fund company after himself, Watson Fund Company.

Watson had only been in the real estate industry for three years, having entered it right after graduating from university. These past few years had been the hottest period for real estate. Although his performance was not as good as those of the veterans or his female classmates who had just entered the industry, he was very familiar with the situation in this circle. Therefore, someone sent him several copies of "Harper" magazine.

"Sir, you should take a look at these magazines; they'll inspire you to do some daring things. Only then can you become the next Haswat."

Guided by this, he read about the subprime crisis in Harper magazine. Combining this with his experiences from the previous few years, he knew that the partner he had never met was very reliable. He was familiar with all of this, and if he made good use of it, they would become rich.

Young people in capitalist societies, like young people all over the world, dream of becoming rich one day, achieving financial freedom, and enjoying a life of luxury surrounded by beautiful women and luxury cars.

He just had a benefactor who helped him, while others didn't.

That day, the Watson Foundation received numerous investments, totaling $3.17 million. Where did this money come from? It was raised online, of course.

He shared his insights online, believing that a new crisis was inevitable in North America. He cited several issues of Harper's Magazine and combined them with his own observations, concluding that a real estate crisis was imminent.

In his latest update, he said: "I met my idol Michael Hader today. He is an honest man and a kind elder. He advised me to work hard and down-to-earth. Although he is right, I am more suited to adventure. When some things are bound to happen, then they are no longer adventures, but a future that can be looked forward to."

Throughout Wall Street, many people like him have recently emerged, more than twenty in total. They are just a small part of the hundreds or thousands of fund companies on Wall Street. At this moment, they are doing similar things. Therefore, they have established a private salon of the "Had" believers association.

Not all of the twenty-odd funds joined in; less than half did. The rest were only thinking about going it alone.

Besides the shared interests that led them to join the salon, these young fund founders share a common trait: they are very flamboyant, love to show off, and frequently appear in the media.

In their words: This is individuality. We are young people and should have the characteristics of young people. Even in this dull and boring financial world, they still maintain the habits of young people.

Show-off and loves to flaunt!

They frequently share their views on blogs or other social media platforms, holding Harper magazine in their hands, and proclaiming their unwavering belief that everyone will become rich someday.

Watson and his team were brimming with confidence, ready to make a big splash. The market at that time didn't believe in the impending subprime crisis, and even if it did, it wouldn't believe that the crisis would be so severe as to destroy many people's lives.

What bad intentions could these Hades believers possibly have? They just want to make money and live a good life.

As for triggering the subprime crisis?

They didn't do that. Since it exists, it has nothing to do with them.

Meanwhile, in a forest on a farm in California, Zhang San was on the phone. The conversation was simple: whether he had distributed all the money he had recently earned.

With his help, Watsons and other Hardy followers set up a fund, ready to make a fortune in the financial markets.

What bad intentions could he possibly have? He just wants these young people to quickly achieve fame.

Even if these people know the truth, what can they do?

If given another chance, they would still plunge into this surging tide without hesitation, becoming the gravediggers of subprime mortgages.

They gained fame, while Zhang San gained profit. He's very skilled at this game, and now he's just waiting for them to launch their designed financial products to the world.