Reborn in America, I'm serious about making money.

"They're a bunch of lunatics, they're too extreme in their actions."

I don't know when it started, but a group of crazy people appeared on Wall Street. They did things that traditional Wall Street people couldn't understand.

What is a traditional Wall Street person? Greedy, financial experts who operate within the "rules".

However, they recently encountered something even more outrageous. This group of people, under the influence of some guy, began to frantically short real estate-related companies and offered all sorts of "betting" agreements. Only a group of young people like them could come up with something like this.

"That Michael Harder, how come his articles have so many followers?" A group of people on Wall Street were sitting together, drinking and chatting, discussing the recent three-year short-selling bet agreement issued by a group of young short sellers on Wall Street.

"I have a feeling that Michael Harder is right; but with the housing market so hot right now, it shouldn't collapse."

One of the senior analysts, looking at the red wine in his glass, casually uttered those words.

"The Fed is still raising interest rates, albeit slowly, but there's no sign of it stopping. If it continues to raise rates, housing prices may really become unbearable."

One of them pointed out one of the reasons that triggered the subprime crisis: Wall Street is full of elites.

"Actually, so what if they're right? Nobody knows whether an accident or tomorrow will come first. We just need to make a profit first."

"Yes, we should enjoy life while we can. I heard there's a new club that opened, and the girls there are incredibly hot."

"Wow, we should go check this out..."

There are many such discussions. Even if we know that a crisis will occur in the future, what can we do? Problems will still arise. They are not saviors or superheroes.

The truth is that they should make as much money as possible before the crisis happens, and then enjoy every day.

Meanwhile, at Leiman Company, four of their senior executives were sitting together discussing some matters.

The president said, "Who knows what's going on with this Michael? How can he bewitch so many people? What does housing price have to do with us? Why are his followers so relentless in their attacks on us?"

He then looked at the contact person from one of the Big Four accounting firms and said, "Your side is okay, right?"

"Of course, Sir, we have no problems at all. You can trust our professionalism; we are one of the Big Four accounting firms, and we are experts."

"Hmm." He seemed to remember something else and looked at the other two, saying, "We can't have any problems, and we can't fall down. We are Lei Man."

What they didn't know was that among the short-selling contracts being sold by the group of young people who called themselves "Had" followers, Lei Man's short-selling contract was the best-selling.

Besides the short sellers, there are also short-selling agreements with Fannie Mae and Freddie Mac, as well as several banks and investment banks. These agreements, so many agreements, are worth more than 10 billion US dollars in total. If the short sellers win, they will get at least 5 billion US dollars. If the housing market collapses and becomes uncontrollable, then they may get even more.

However, they are just believers, mindless fools. Anyway, this money isn't theirs; they just need to leverage it.

A hundred billion dollars is just the beginning. If you win, you'll be surrounded by young models at a club; if you lose, you'll be living a life of homelessness in a tent on the street.

Major Wall Street investment banks are also promoting these short-selling agreements. Among them is surprisingly Raymond Brothers, who are also major sales drivers.

Although the other party had a negative view of them, it didn't affect their business. There's a saying: they could sell the rope that strangled them to the executioner.

In the bustling city of Wall Street, investment banking elites, dressed in sharp suits, bustle about among the skyscrapers. Their target is investors who dream of wealth.

In a luxurious conference room, a seasoned investment banker is enthusiastically presenting a seemingly enticing investment agreement to a group of guests. He skillfully uses various data and charts to try and convince his guests that the real estate market will continue to rise.

"Ladies and gentlemen, we have every reason to believe that the current market is just the beginning, and the real estate market is in excellent health. Our short-selling agreement will provide you with an excellent opportunity to profit as the market rises." The investment banker's words were full of confidence and allure.

However, the guests wore expressions of excitement. They were well aware of the risks of investing and strongly agreed with the bullish view on the market.

"We are optimistic about the market outlook, and we have decided to accept your suggestion," one customer said.

The investment bank's sales manager smiled slightly; he had already anticipated the clients' reaction. "Thank you for cooperating with us again. You won't lose out; we have top-notch analysts and research teams with in-depth understanding of market trends."

To further dispel the clients' doubts, the investment bankers began to cite some historical success stories to prove that short-selling agreements were a contrarian operation against the market and were bound to fail. The consequence of failure would be that they would lose everything, while they would win everything.

Ultimately, swayed by the investment bankers' persuasive skills, the clients signed the betting agreements, participating in this gamble. They anticipated reaping substantial returns as the market rose.

Time passed day by day, and the market remained prosperous. Investors witnessed the continuous rise in housing prices and secretly rejoiced at their choice.

However, they were unaware that a potential crisis was brewing. While everyone was basking in the joy of victory, the changes in the market were not immediately apparent.

This will only happen when the Fed's interest rates continue to rise, making it unaffordable for many homebuyers, at which point the economic situation will begin to become unstable.

Then the real estate market bubble gradually burst, housing prices plummeted, and the entire industry was plunged into panic.

But not yet. Prosperity remains, songs are sung, dances are performed, and everything remains prosperous.

However, once the crisis erupts, those investors who are currently full of confidence will be plunged into despair...

In his farm forest, Zhang San receives news from Wall Street and compiles it into his computer.

He didn't show much emotion. In his view, these Americans were the least likely to play games. It was really too difficult for them to make money without finding a good reason.

If you make too much money, those people will get jealous and start causing trouble for you; if you don't make any money, they'll laugh at you. There's really nothing you can do about people like that.

This is someone else's territory. He can only try to make a little money. Besides, he can be bullish, but he can't short sell. What a typical investor... haha...