Let You Design The Software: Do You Directly Create Douyin?

“For a function that may affect the background of Blue Wallet.

"He's much more cautious than me."

Xiao Ma's voice continued slowly in the conference room.

And listening to his words, everyone's expressions became a little more ugly.

Because what Xiao Ma said just now only meant one thing.

For this Huabei function launched by Weixin Wallet.

They don't have any countermeasures now, and not only them, Blue Wallet will not copy this feature in the short term.

It seemed as if he noticed the depression in the crowd's atmosphere.

Xiao Ma took a deep breath and spoke again.

"But there's no need for you to worry so much."

"If Huabei really succeeds, it will indeed have a great impact on Qiaokou."

"But the point is."

“It’s not certain whether this feature can stick.”

"The credibility of Internet users is not as high as Weixin imagined."

"Huabei's overdue rate will definitely be quite high, so high that even Weixin cannot afford it.

Listen to Xiao Ma's words.

Only then did everyone react.

yes.

What are they worried about now.

Wei Xin himself was dancing on the tightrope. They didn't necessarily have to do anything to intervene. Wei Xin might just fall off the cliff and be shattered into pieces.

"Huabei has just opened now, and many people don't have high credit limits."

"But after a period of time, as the usage of Weixin Wallet increases, the average amount of Huabei for some people should be two or three.

"Even if there are tens of millions of people who have opened Huabei, if the limit is two to three thousand per person, this number will exceed 100 billion. If 20% of people fail to repay their loans, this number will also exceed 20 billion." .”

"And when some people find out that it's okay not to repay, once this hole is opened, more and more people will not repay."

“In the long run, Zygomatic Xin’s flower function cannot be sustained.

Ma Liuyun's voice also sounded.

Listening to his words, the others nodded and breathed a sigh of relief.

Although there is currently no way to interfere with Weixin's Huabei function, the key point is that it is not certain whether Huabei can survive.

Weixin may suffer huge losses because of this function.

So it shouldn't be them who should be worried now, but Wei Xin.

Weixin is betting that users' credit is enough to support the operation of this function, and they can only hope that the integrity of Weixin users is not that high.

"Let's wait a month and then see."

"The past two days should be a key node for a large number of users to open Weixin Huabei."

"There must be some sneaky people here who will find ways to use Huabei and then refuse to pay it back. If Weixin can't deal with it well, things won't be so smooth in the future.

"One month later, it will be time for the first batch of Huabei users to repay."

"At that point, we will be able to truly understand the potential of this feature."

"It's not enough to challenge our Internet software, but we also want to challenge a type of bank business. It's not that simple.

Xiao Ma also slowly sat back on his chair.

See this.

The tense atmosphere in the conference room also weakened a lot.

"but.

Pony spoke slowly again.

“I don’t know what Wang Hei is thinking.

"I can actually think of launching a function like Huabei that allows users to consume in advance."

"As long as a user uses Huabei, no matter what payment software he used before, his long-term payment method in the future will probably become Weixin Wallet."

Just as Xiao Ma finished speaking, Li He's voice sounded from the side.

"This function is a bit like an episode of Doraemon. The episode was about a machine that allows the protagonist to use his future assets.

Listening to Li Wenqiu's words, many people in the venue laughed.

"You mean, Wang's idea of ​​flowers came from an anime?"

"Although the functions of the two are indeed somewhat similar, it is impossible for Wang Mo to borrow from an anime.

Pony smiled.

But as soon as he finished speaking, his whole expression froze.

Because he suddenly thought that the other party was Wang Mo, and nothing was impossible for him.

but.

It is no longer important how Huabei came up with it.

The most important thing right now is to deploy their offline payment market as soon as possible, and then look at Huabei's potential in a month's time.

In a short period of time, QianKuan users have been losing to Weixin, and they have already gone up.

After all, after the Huabei function is launched, there will definitely be a group of young users who are short of money and want to download Weixin. This is difficult for them to stop.

No matter what direction it is taken from, it will be difficult for QQ to launch Huabei with the same functions in a short period of time.

Subsequently.

Everyone once again discussed the details of the layout of the payment function, and then prepared to break up the meeting.

But at this moment, Secretary Ma walked into the conference room.

"Mr. Ma, there's another video call from Mr. Ma. Should I just hang up like before?"

Listen to this.

Xiao Ma hesitated.

When he decided to launch the payment function on QQ, he had already refused to contact Lao Ma.

Lao Ma's call must be related to Wei Xin's introduction of flowers.

After hesitating for a moment, Xiao Ma asked the others to leave the office first, and then said to the secretary.

"Come in."

"good."

Not long after the secretary left the conference room.

Lao Ma's face appeared directly on a large screen in the conference room.

The next second.

Lao Ma's violent curses began to sound in the conference room.

Xiao Ma stabbed him in the back before, and the addition of a payment function to QQ made him very angry.

Obviously the day before, the two of them were still discussing how to deal with Wei Xin together, but the next day, Koukou directly said that their payment function has been successfully developed and will be online in a few days. "Who can not be angry with such a group.

Although Lao Ma responded immediately, he wanted to add a chat function to the blue wallet.

But because it was not developed in advance, it will still take a long time before this function is added to the blue wallet.

Originally, Lao Ma thought it would be difficult for him to contact Xiao Ma, but this time he didn't expect Xiao Ma to answer the phone, so he immediately started cursing.

After scolding for a while.

Lao Ma's voice gradually weakened.

At this time, Xiao Ma slowly spoke.

"Mr. Ma, you didn't come to me this time just to scold me, right?"

"If you're just trying to vent your anger, you can hang up now."

Pony paused.

"Although Weixin was our common opponent before, you and I now know very well that the nature of Weixin makes it difficult for both of our softwares to defeat it."

"If I don't make any decision, then the users of QQ will definitely be lost, so I have to take this step and keep QQ's core user group."

"I hope you understand."

Listening to these words, Lao Ma sneered.

"Now that Weixin Wallet has launched Huabei, I'm afraid you won't be able to keep it even if you want to."

"You have also launched a payment function on QQ but are you not considering launching Huabei? Do you plan to watch Weiwei snatch away all our young users who are looking for consumption?"

After listening to these words, Xiao Ma also fell silent for a while.

Then he looked at Lao Ma and spoke slowly.

“Weixin’s move will indeed increase the number of young users in a short period of time.

"But I believe that this function is absolutely impossible to succeed, and Huabei's overdue rate cannot be lower than 20%."

"Wang Mo, he overestimates human nature."

At this time, Xiao Ma calmed down completely.

It has almost been determined that Huabei will be an extremely failed function.

It's not just him.

At this time, many other Internet practitioners in the outside world also have the same view.

After all, this kind of borrowing function that directly focuses on the user's creditworthiness has never appeared before in Yanguo. The reason why no one has tried it is because they dare not challenge the greed of human nature.

Only this time.

I'm afraid that Huabei's data will eventually change everyone's worldview. .