Let You Design The Software: Do You Directly Create Douyin?

After the Penguin internal meeting.

Time continues to pass forward.

After Weixin Wallet launched Huabei.

The usage rate of Weixin wallet will continue to increase and be listed in the subsequent time.

Before.

Many Weixin users actually use Blue Wallet, another payment software on their mobile phones, for most of their consumption time.

But when Huabei appeared.

As long as Huabei is opened for some accidental reason, the usage habits of these users will gradually shift from blue wallet to Huabei.

Except for the original users of Weixin.

In a few days, this feature has also attracted a large number of young users of QQ and Blue Wallet.

In the three days after Huabei became a hot search topic, the number of daily active users of Kuangkuan and Blue Wallet dropped by several million every day at a rate that is almost visible to the naked eye.

However, Weixin's daily activity data is skyrocketing.

After three days of hot searches.

Weixin disclosed various data about Huabei for the first time.

In these three days, the number of Weixin users who have opened Huabei exceeded 20 million!

The overall number of Weixin users has also increased by more than 15 million.

And at this time.

Weixin rarely discloses who has opened the Weixin wallet, because almost most Weixin users have already opened wallets, and it is meaningless to count them separately.

After this data was made public, it naturally caused a lot of heat.

Many people don't think of it.

In just a few days, the number of Huabei users has exceeded 20 million.

You know, many software users cannot achieve this result even when their user growth rate is the fastest, but a function added by Weixin can be completed easily.

And for this result.

Wang Mo actually had some predictions.

After all, Huabei was indeed a necessity for many young people in my previous life. It may not be used often, but there will always be a few days when money is not enough.

For many users who are in urgent need of money, Huabei and reserve funds can indeed be called a timely help.

but.

Seeing Weixin Huabei's exaggerated results, many Internet practitioners in the outside world are a little worried.

Because they all know it.

The more users who activate Huabei, the greater the overdue rate and problems of Huabei may be.

After all, 10% of Baihuabei users are overdue, and 10% of 10 million users are overdue. The two are not the same concept at all.

The losses that the two can bring are ten times different.

Not to mention.

Generally, for this function, the more users there are, the higher the overdue rate will be.

Bank credit cards mean that the more users of a certain bank who have opened credit cards, the higher the overall overdue rate will be.

So looking at Huabei's rapidly increasing number of users, Penguin Group seems quite happy.

They even hope that Huabei will have more users.

Because in that case, when Weixin cannot support Huabei because of its high overdue rate, Junzi Group will suffer even more losses.

The current gentleman group.

Although it controls several behemoths, its overall cash flow and foundation are still far behind Penguin Group and Ali Group.

All current consumption of Huabei users is advanced by Junzi Group. As long as the overdue rate after one month is higher than a certain value, Weixin will suffer huge losses.

Penguin Group and Ali Group are now waiting for the moment when Weixin collapses because of Huabei.

but.

In Penguin and Ali's eyes, before the moment of Huabei's collapse came, the number of users of their two foundational software was still flowing towards Weixin.

Huabei has this function.

The appeal to young user groups is really great.

Even if there is no need to use Huabei for the time being, things are unpredictable. As long as there is not enough money in a short period of time due to some reasons, Huabei will become the first choice of these young users.

And as long as they use Huabei, the payment software they use in normal times will also be switched from Blue Wallet to Huabei.

This situation is most common at the end of the month.

Ten days after Huabei was launched, it happened to be the end of this month.

During these few days at the end of the month.

The number of registered users of Weixin Huabei has skyrocketed, and the number of users of Weixin itself has also continued to surge.

The number of daily active users of Kequou and Blue Wallet is still in an unstoppable and crazy decline.

Now the daily activity of both Kuokou and Blue Wallet has fallen below the 600 million level.

at the same time.

Because the users of Blue Wallet are all payment users, the loss of users of Blue Wallet is still several times that of Qianqian.

Even though its number of previous users has exceeded 20 to 30 million, the number of users of Blue Wallet has fallen to the same level as that of Kuabou only ten days after Huabei was launched.

at the same time.

The first day of the following month.

Junzi Group Building, head of Weixin Department.

“Currently, the number of activated users of Huabei has exceeded 40 million, and the amount spent in advance has exceeded 10 billion.”

"."The number of users who have activated Huabei in the past two days has also increased significantly compared to the middle of the month. "

“The number of daily active users of Weixin has also increased from 350 million to 57.

"Now the distance between Wei Xin, Kou Kou and Lan Qian is not much."

Zhao Ming's voice rang in Wang Mo's office.

At this time, Zhang Fan and others were also in the office.

Originally, this achievement was quite exaggerated, and everyone should be happy to hear it.

But after Zhao Ming finished speaking, everyone's faces were more serious, and there was no trace of excitement or excitement.

There is only one reason why everyone is so worried.

That is.

They are also unable to determine what Huabei's final overdue rate will be.

If not as many people repay Huabei after one month as they imagined, then Weixin will indeed suffer huge losses.

After Zhang Fan heard what Zhao Ming said, he couldn't help but speak.

"This result is indeed quite exaggerated."

"But the point is."

"How many of these people who have opened Hua (get Li) be able to pay back the money?"

It’s not just Zhang Fan who is worried about this problem, but basically everyone else in Wang Mo’s office is too.

Because something like Huabei has never appeared before, let alone in the Yan Kingdom, even in the world.

After all, in essence, Huabei, which can be opened online almost unconditionally, is almost completely different from credit cards that require various information to be opened offline.

Huabei, which can be opened with almost no restrictions, will definitely attract all kinds of people with ulterior motives.

No one has confidence in whether this feature can be successful.

And in the face of everyone's concerns.

Wang Mo's expression seemed quite calm.

Because only he knows what Huabei's final results will be.

Then hook.

Wang Mo also looked at the others and smiled.

"Don't worry."

"Trust is all mutual."

"This function is not as fragile as you think.