"Ahem—" The white rabbit blushed and quickly put down the snack box.

"I'm not saying you shouldn't eat snacks. On the contrary, it's perfectly normal, because the development of society isn't about everyone starving, but about everyone having something to eat."

If Talulah cannot meet the needs, then some people will be able to eat snacks while others will not, and the pace of development will not be as fast. Conversely, it won't be slow enough to wait until people's moral standards and needs are met.

"And how to grasp this balance is what Talulah will have to learn. If she can't learn it, then she will only become the second Duke Koschei or the second Emperor of Ursus."

If she learns even a part of it, she will become the ruler of New Ursus, bringing a relatively bright future to everyone; if she learns it all…

"Will she become the savior?"

“No, she’ll be sent to the guillotine by her own men. Ah, after all, it’s quite normal for a savior to be nailed to the cross.” Xia Lin shrugged. “You see, isn’t that what makes history and society so interesting?”

"So why don't you teach me? I think I'm more suitable than Talulah..." The white rabbit circled back to this topic.

“Because I’m going to teach you something else…” Xia Lin looked at the shadowy Lungmen city cluster on the horizon ahead.

"I have already taught you how to use guns, this tangible power. Next, I will teach you how to use another, even more destructive force."

But it is an invisible force, far beyond the power of guns and cannons. If you master it, you will master the most powerful force to change Terra…

"What is it? One of those bombs?"

"No, it's different from the bombs that everyone fears. On the contrary, it's something everyone likes. However, it's also more dangerous than a bomb. At least you can see the body of someone who's killed in an explosion, but those who are devoured by it leave no trace. Its name is..."

"Money," the Rat King sighed. The blue Lungmen coins were stacked into thick squares on the table. Behind the wall of money were people bowing their heads. The Rat King knew that they were not bowing to him, but to the Lungmen coins, or to what the Lungmen coins represented.

"This is truly terrifying. Alright, I understand what you're saying. I'm tired. That's it. Let's do as you say." The Rat King waved his hand, and the gang leaders who held sway over the underworld left the ordinary room trembling with fear.

"grandfather!"

"What's wrong?" The Rat King looked at his young granddaughter. "The old town is our territory, why should we give it to someone who doesn't even dare to show his face?"

"No, he showed himself. He's been in front of us the whole time, and we've been doing what he told us to do..."

"Eh? You mean Commander Wei? When did he..."

"It wasn't him," the Rat King looked into the void. "Forget it. Old Wei can't stop this, and neither can I. Anyone among us who tries to stop it will become everyone's enemy. Those who beg for your and the rats' help and don't want to leave will be the first to put the noose around your neck..."

"Ah, how could this be?" Young Lin Yuxia covered her mouth. "But they..."

"This is a new lesson that Grandpa is teaching you. It is very difficult, but also very valuable."

"That person used ten million tons of sugar as collateral to borrow 400 billion LMT from a bank under the Swire Group for the development and renewal of parts of the old city."

The old town is a densely populated area of ​​infected people. Lungmen has tried to redevelop the area more than once, but has failed due to obstruction from the infected and local gangs..."

The Rat King said slowly, "But this time is different. Old Wei can't succeed because he is the commander of Longmen. His money is not under his control. The renovation of the old city is a good thing for the contractors and it is also beneficial to him. But because of this, he can't carry it out. Too many people are making a living in the old city. Too many people."

"If he were to expel the infected, they would resist him, and the gangs that profit from the infected would also oppose him. Such a huge investment also means that investors would have difficulty recouping their costs, so they would also oppose him. Contractors wouldn't be able to get enough money, since Longmen doesn't belong to Lao Wei, so the contractors would also oppose him..."

"Therefore, the redevelopment plan for the old city has been under discussion for ten years without any conclusion..."

Lin Yuxia knew about this; the old city, or rather the slums, was practically the biggest tumor in Lungmen, and the Guard Bureau wouldn't even send anyone inside.

The layers upon layers of illegal constructions and haphazardly connected electrical circuits led Lungmen's power company to refuse service, leaving the area devoid of anything but a large group of infected individuals. Instead, it became the source of chaos and a lawless zone in Lungmen.

“If the city hall opposes him for using citizens’ tax money on this kind of thing instead of ordering new city modules, the city hall will also object, but this time it’s different, quite the opposite.” The Rat King took a drag of his cigarette.

"It has to be said that getting a loan from Swire Group is a really big deal. With Swire Group involved, not to mention the other Lungmen bureaucrats, even Lao Wei wouldn't dare to openly obstruct it, let alone the fact that he wouldn't have obstructed it in the first place."

"If that person fails, ten million tons of sugar will be enough for Swire Group to make a fortune. If he succeeds, Swire Group's foundation is hotels and shopping malls. A new old town means a new business district, and Swire Group will still make money, not to mention that they also have shares to exchange."

"As for the locals, every gang is vying for 40 billion Lungmen dollars. You've seen the chaos they've caused these past few days. Everyone wants to expand their land holdings and demand higher prices from the other side. After all, with 40 billion, it's no problem to easily raise the price and make an extra 100 or 200 million."

"While gangs will try their best to cause trouble, seize territory, and prevent developers from entering, they will never actually refuse."

Because if the other party withdraws their investment, then no one will get the 400 billion; they're in this business for the money, after all. Conversely, if someone really refuses to move, then soon the canal in Longmen will be filled with the corpses of their entire family.

The Rat King tapped his pipe. "Yuxia, do you understand now?"

“From the very beginning, he didn’t need to consult our opinions, and he didn’t need to ask this old geezer of me at all, because he had already gone through this…” The Rat King picked up a stack of Lungmen dollars and placed it in front of Lin Yuxia.

"They laid out an ultimatum in front of me. If I, this rat leader, don't want to become a corpse outside the Dragon Gate the next day, I have no choice but to sign it..."

"But what about those infected people, and those..."

"What about the poor at the bottom? They have nowhere to go even if they get the money. Even if the gangs take the money, it won't end up in their hands. In the end, just like before, the residents will rebel, the investors' costs will skyrocket, the Lungmen bureaucrats and gangsters will raise prices on the spot, and the investors will give up after losing a lot of money, and that will be the end of it? And all that money will go into their pockets and ours, right?"

"No, this time it's different," the Rat King scratched his bald head. "The other party promised to build a brand new shopping street and food processing plant in the area after the upgrade plan is completed. He has ten million tons of sugar that needs to be processed, stored and sold. The other party claims that he will give priority to hiring locals and provide them with the same treatment and status as ordinary citizens of Lungmen. He also promised to set up a security company to provide security services. The Guard Bureau can also get tax revenue that it would not have been able to get before and establish its own police station in this lawless land."

"As an ordinary citizen, I received a not-so-small amount of compensation for the demolition, and the other party never said that they would renovate the entire old city area."

Now, the infected, ordinary people, and gang members in the old city are all eagerly awaiting news, fearing that their territory won't be within the redevelopment area and they'll miss out on a new life. "So, Yuxia, that territory no longer belongs to us," the Rat King said dejectedly. "Young people these days are getting more and more formidable."

"But Grandpa..."

“I advise you not to do anything unnecessary. Someone as capable as him would never remain unknown. If you don’t want to squander all of Grandpa’s savings on a fight against a monster that is bound to rise, you’d better pretend this doesn’t exist.”

"Not to mention, this money was borrowed from Swire Group. If you do this, Beatrice will come and tear you apart tonight, you believe me?"

"40 billion for crickets is negligible in Lungmen's cash flow, but it has solved the old city problem that Lungmen had spent hundreds of billions to solve in the past. Just to maintain the buffer zone of the old city, Lungmen Guard Bureau spends more than 10 billion every year."

However, while Wei can afford to give 10 billion to the Guard Bureau annually, he can't afford to distribute 40 billion to every single person in the old city. That's the problem.

"Hey, Lao Xia, you actually went to borrow money behind my back?"

"This is not about borrowing money... The first lesson in the weapon of money is that money is only money when it is spent, no matter if it is borrowed, stolen, or cheated. When you use it, it becomes your money. Even the act of borrowing money itself can be used as money."

"Are you kidding me, Lao Xia? It's not that I don't trust you, but how did you manage to turn borrowed money into your own? And why can borrowed money be used as money in the first place?"

"Hehe... You've got something to learn from this. Although my professor only gave me a passing grade in my first year of university's basic economics course, it's barely enough to mess with these guys from Longmen."

After all, Star Alliance has completely and thoroughly eliminated natural persons from the economic or financial field. All the bankers who were not convinced either went bankrupt on the spot by their peers who used AI girls as managers, or after successfully forcing their peers to their deaths, they still couldn't outmaneuver their own AI in this field and were emptied of their shares at lightning speed and kicked out.

During that period, the rooftop was overflowing with people, and there were more former bank presidents on the streets than street-sweeping robots. Fortunately, under these circumstances, the financial order actually became more stable.

Similarly, a series of the methods used initially have been included as compulsory courses in university economics foundation courses, with AI instructors. So, even for someone like Lao Xia who only gets a passing grade, it's not a problem for him to pull off some outrageous moves.

In particular, he has substantial capital and is about to teach all investors or financial capitalists in Longmen a lesson—that is, never invest capital in an area where the cost of collecting debts is higher than the debt itself.

Don't make it sound like Taikoo Group could rush into Ursus and take down Lao Xia with losses of less than 400 billion and military spending. Let alone that after killing Lao Xia, what he had left would be enough for everyone's military spending.

So, faced with even greater losses and the paltry sum of 400 billion, they naturally treated it as if it didn't exist. Not only that, they would lend it to Lao Xia again next time, because Lao Xia's strength proved that he could indeed use that new money to make a comeback.

If Lao Xia succeeds, his business and expected profits will be more than 400 billion.

Then, Swire Group will have plenty of ways to make him return the principal and interest—but why would they do that?

If he expects to make a profit, then of course we should lend him more money to expand his business and then live off the interest!

“When you owe 100 Lungmen Dollars, it’s a debt; but when you owe 10 billion, it’s capital. For the sunk cost of 10 billion, they are willing to give you another 20 billion.”

Old Xia chuckled, "Yelena, this weapon is incredibly complex!"

"Uh..." The white rabbit was so shocked that she dropped the candy.

Chapter 2 Why are streetlights erected?

Chapter 104

In the old town of Longmen, the thick isolation wall crumbled little by little under the workers' sledgehammers. Then, rows of heavy vehicles and engineering equipment slowly drove in. Unlike the previous unsuccessful old town renovations, the locals offered almost no resistance. In fact, gangs even helped maintain order and allowed the construction team to enter.

They cleaned up the illegally constructed buildings, tidied up the electrical circuits, dismantled all the haphazardly connected parts, inspected the aging modules in various areas, and formulated repair and replacement plans. They did it very carefully and diligently, and the source of the long-standing chaos actually showed a hint of prosperity and busyness.

"Four hundred billion... At this rate, we'll probably have to pledge even more shares and sugar to Swire Group soon, right?" Old Wei muttered to himself, puffing on his pipe and looking at the hustle and bustle of the old town in the distance.

"Hmm, husband, what are you saying?"

"I said, that kid from Xia's United Agricultural Group is actually serious. Four hundred billion might be enough to feed those gangsters."

"But a complete renovation of the entire old town is probably impossible. Hmph, they actually went all the way to Rembitox to find a contractor; I wonder where they'll get the rest of the money once they run out."

Old Wei personally reviewed several versions of the old city renovation plan. Even if we cut the cheapest version in half, the total investment would still be more than 400 billion yuan.

"No, that child... he, he didn't spend any money."

"Huh?" Old Wei almost dropped his pipe. "They didn't spend any money? Are these Rembitox merchants crazy?"

“Sigh—” Princess Wenyue sighed, “He can do things that you can’t do, so he doesn’t need to spend money.”

“What he can do, I can’t do…” Old Wei frowned, his mind racing, and soon he had a look of sudden realization.

But his brows furrowed even more. "That's right, he can do that, but I can't, and... tsk, we've been tricked, that old cat has been tricked too."

“That 40 billion was just bait. Now that he’s done this, the entire Dragon Gate, me, Rat, and that Big Cat are all tied up.”

Old Wei understood how Old Xia managed to bring in so many contractors from Rembit to work without spending a single penny; it was something he couldn't do, and it was impossible for him to do.

"This will be the company headquarters in the future. Considering that the land in the old city is generally of low value and has poor structural bearing capacity, I hope to use low-rise buildings to create a large-area building and make it a landmark building in the area."

"Yes, this is the central structural area. Both the docking and the condition of the decks are quite good. So, how many floors would you like?"

"Yes, it would be best to have six or seven floors above ground, with a total height of no more than 30 meters, and four floors underground, all the way to the power layer. I will also be carrying out a major renovation project on the regional power structure next."

“Then I must congratulate Power Company on its fortune in advance…” Carter, from Rembit, said with a smile. “So, do you have any other requests?”

"We don't have the hardware yet, so please send me a drawing first." Xia Lin spoke with the air of a competent client. "A complete 3D rendering, then a 2D one, oh, let me see what else we can add later."

"That's natural. Do you have any other needs?"

"Oh, yes, here, and here..." White Rabbit, with a candy in his mouth, watched Old Xia and a group of engineers from Rembiton talking enthusiastically, pointing and drawing on the map of the old city. He felt a sense of uncertainty. The current project quote was already close to 30 billion, not to mention the subsequent structural renovation, resident demolition compensation, interior decoration, and so on.

"We don't have enough money, do we?" She was already prepared to run away with Lao Xia at any time.

"Skadi, if anything happens, are you confident you can fight your way out?"

“Hmm, no problem, the defenses here are very weak…” Skadi looked around and nodded. She was quite confident in her ability to kill people.

The preliminary renovation plan for the old city has been largely finalized. In fact, it is a replica of the previous Longmen renovation plans. Lao Xia only spent a small amount of money to obtain the complete set of plan drawings from the bidding company. He only needs to make some simple modifications based on the plan.

For example, the Guard Bureau was moved to another location, and the original location of the Municipal Administration Center was used as its own company headquarters.

Otherwise, a mobile urban renewal plan cannot be solved by just talking about it casually.

However, Lao Wei and the professionals from Longmen had already taken care of these troubles for him in the previous bidding and evaluation processes.

"Old Xia, how much money do we have left?"

"Oh, there's still over 30 billion left. After all, we still have to pay for the first batch of building materials and demolition costs ourselves."

"Huh? How come there's still so much left? Didn't those Rembitos people take the money?"

“Not for now, and I don’t plan to pay them.” Old Xia squinted. “Yelena, money is not just currency on the surface; it is a powerful and invisible force. One dollar is not just the value of one dollar, nor is it just one dollar.”

“I borrowed money from Swire Group and exchanged some shares. If they want to make more money from the future land and recover this debt, then once the demolition and redevelopment are completed, they will have to invest hundreds of billions to build their own land. And these hundreds of billions are their investment for their own profit. I don’t need to pay them; they will pay them out themselves.”

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