Morax is dead, Liyue will fall into my hands.

When people are at their most desperate, what they need most is never empathy, but someone willing to lend a helping hand.

In that instant, Li Ye seemed to regain the courage to fight against all despair. He knew that the rain and storm would eventually stop, and the sun would still rise in the east tomorrow.

Li Ye, who hadn't eaten for three days, collapsed in Gan Yu's arms.

Gan Yu still remembers that after Bai Shu examined Li Ye's physical condition, he looked somewhat troubled after taking Li Ye to Bubu Lu.

Bai Shu felt that Gan Yu had come to the wrong place and should have taken Li Ye to the Hall of Rebirth, where the business was more relevant.

After all, even the corpses in the Hall of Rebirth looked healthier than Li Ye's.

Qiqi, on the other hand, was very happy, as it seemed she was about to have a companion.

Despite being extremely weak, Li Ye managed to pull through.

This scene amazed Bai Shu, who said: "Some people are physically healthy, but they die of depression because they have a psychological hurdle they can't overcome. No matter how advanced the medical skills are, they can't save such people."

But someone like Li Ye, whose eyes radiate boundless new life when he opens them, could climb back to Wuwang Slope step by step from the border even without Bubulu's help.

Later, Li Ye told Gan Yu that he had found his dream to live on: to transform Liyue into an ideal country without classes, exploitation, or oppression, where everyone is fair, just, and equal.

Gan Yu told Li Ye that such an ideal kingdom could not exist on the continent of Teyvat.

This is destined to be a road without an end.

Li Ye agreed with Gan Yu's judgment. He knew that on the continent of Teyvat, which possessed demons, immortals, and the Eye of God, pursuing equality for all was simply an unrealistic fantasy.

However, the lack of an end point does not prevent Li Ye from taking the first step and making efforts for this unrealistic ideal.

In scientific research, no matter how much you invest, you may not achieve your desired goal. However, the technology and data you gain in the process of achieving that goal will not be worthless just because you did not achieve it.

After all, nothing is accomplished overnight, isn't it?

So...

If it is impossible to eliminate classes, then strive to narrow the gap between classes.

If it is impossible to eliminate exploitation, then try to limit the power of exploiters.

If it's impossible to eliminate the gap between rich and poor, then we must strive to ensure that those who can't afford food are well-fed and that those who are poorly clothed are warmly clothed.

To allow poor people who cannot afford to go to school to enter the classroom without any burden;

To make it easier for poor people who cannot afford medical care to walk into pharmacies without financial burden;

As long as we persevere, we will always leave behind footprints of progress.

This is one of the reasons why Gan Yu stayed by Li Ye's side. As for the other reasons...

The bathroom door opened, and Li Ye grabbed a dry towel, drying his hair as he walked into the living room.

He was only wearing casual shorts, and his bare upper body was covered with scars. The two deepest scars looked like a diagonal cross, which he had gotten from being scraped by tree branches when he fell from the sky.

Back when Li Ye was carrying sacks at the docks in Liyue Harbor, some hooligans came over to collect protection money. He took off his shirt, grabbed a knife, and before he could even make a move, the hooligans were so frightened that they ran away with their heads in their hands.

Since then, many rumors have circulated at the docks of Liyue Harbor. Some say that Li Ye used to be a famous Red Flower Double Staff user in Liyue, who once used a watermelon knife to cut his way from Nantianmen all the way to Yaoguang Beach!

Some say that Li Ye came to work at the Liyue Harbor docks simply because he was tired of the fighting in the martial world and wanted to retire from it all and live a normal life.

Some say that Li Ye hasn't been a big brother for many years, but as long as he gives an order, who in the underworld wouldn't give him some face?

Fortunately, Li Ye took the initiative to clarify, otherwise, if the rumors had continued to spread, what might have happened: from the Three-Eyed Five Manifestations Immortal to the Seven Stars of Liyue, all of them had Li Ye's people in them, and with just one order, half of Liyue could be easily obtained.

After drying his hair, Li Ye casually tossed the towel onto the sofa, sat down next to Gan Yu, and picked up the few pages of rules and regulations Gan Yu had just finished reading, saying, "So? Did you find any problems?"

"There are basically no problems."

When Gan Yu heard Li Ye mention that he was going to draft new bank regulations and contracts, she thought that this task was crucial and extremely difficult, and that ordinary people would probably find it hard to handle.

In addition, since the new bank mainly targets the lower classes of Liyue, he was worried that as a half-human, half-immortal, he might have overlooked some things and was thinking about whether to ask Yuheng Star for help.

Later, I heard that Yuheng Star was busy with some important things recently and couldn't find the time, so I gave up on this plan.

Unexpectedly, this girl named Kuaiyu completed the task perfectly in just a few days. If it had been given to Yuhengxing, he probably wouldn't have been able to surpass Kuaiyu by much.

However... Gan Yu thought about it and couldn't help but persuade Li Ye: "I still think the new bank project is too complicated. Maybe we can cooperate with Liyue Seven Stars."

Ningguang, the Tianquan type among the Liyue Seven Stars, has a keen eye for investment. You won't have to worry about how the people of Liyue should invest the money they deposit in the bank in the future.

Yuheng Star Keqing excels at rule-making and operation. If any potential loopholes arise in the future operation of the new bank, she will be the first to discover and find solutions.

With their help, I'm confident that everything will be foolproof.

Li Ye put down the documents in his hand and replied with a smile, "What you said is all correct. However, Tianquan Ningguang has its own chamber of commerce. If there are any better projects, it can do them itself. Why hand them over to the bank?"

As for that Yuheng Star, I heard she's very proud and arrogant. Plus, she became one of the Seven Stars of Liyue at such a young age, so how could she possibly be willing to be subordinate to someone like me and work for a nobody like me?

If we really cooperate with them, who will ultimately decide the direction of the bank's development and operations—they or me?

Gan Yu thought about Li Ye's concerns and agreed. Ningguang and Keqing both had strong personalities, and if Li Ye were to actually bring them into the cooperation, he would most likely end up as a puppet.

It's definitely better not to let them meet with Li Ye, or rather, it's better not to involve them.

Chapter Nineteen: Please offer your corrections.

In Li Ye's view, since Mr. Zhongli and Wang Xiaomei both said that there was no problem with the rules and contracts, then there was basically no problem.

At daybreak, Zhongli sent over several suggestions he had come up with via his mobile phone.

After reviewing it, Li Ye felt there were no problems. He then discussed it with Gan Yu and, after confirming there were no oversights, reorganized it and sent it to Ning Guang.

While waiting for news from her, Li Ye also took the application materials for opening a bank to report it.

If you wanted to open a bank in China before you time-traveled, that wouldn't be an easy thing.

Leaving aside other messy and troublesome matters, there are rigid requirements just for the registered capital.

The minimum registered capital for establishing a nationwide commercial bank is one billion yuan.

The minimum registered capital for establishing a city commercial bank is RMB 100 million.

The minimum registered capital for establishing a rural commercial bank is RMB 50 million.

These registered capitals must all be paid-in capital, not so-called subscribed capital.

The difference between paid-in capital and subscribed capital is that subscribed capital is the amount of capital that a sole proprietorship promises to contribute when registering with the business registration authority. However, in reality, there is no need for verification by a bank or accounting firm, meaning that the amount can be exaggerated at will, since it will not be specified on the business license.

However, the subscribed capital must be deposited into a bank within a specified time, and then verified through a bank's credit certificate or an accounting firm's capital verification report.

So the statement that bank owners are all rich is not entirely untrue in a sense.

In addition, opening a bank requires providing a variety of detailed documents, such as an application form, a feasibility study report, qualification certificates of the personnel, capital verification certificates, business policies and plans, etc. In short, it's extremely troublesome.

But it's different in Liyue; all you need is an application document and sufficient assets as collateral.

The collateral can be real estate, and if someone acts as guarantor, it doesn't even need to be real estate.

The reason for requiring asset collateral is simply to compensate customers in case of unforeseen circumstances such as robbery, loss, theft, or absconding during the transfer of MOR between banks.

Besides that, things like feasibility study reports, business policies, and plans are completely unnecessary.

After all, the concept of finance was not very deep at this time, and they couldn't think of any tricks that a small bank could play.

From the perspective of the relevant departments in Liyue, banks are actually no different from escort agencies, since they both help customers temporarily store and transport their valuables. Therefore, banks basically follow the regulations of escort agencies.

Li Ye used Jiaxuan Teahouse as collateral and quickly obtained a license to open a bank.

In addition, the bank's location has been selected, and we are just waiting for Ningguang to confirm it before sending the investment and related personnel over for training. After the training, they can start working smoothly.

Inside the Moon Sea Pavilion, Ningguang was carefully studying the rules and contracts sent by Li Ye.

As a businesswoman, she realized after only a cursory glance that the person who could write such rules and contracts must be a rare talent.

Li Ye may have spoken with a touch of arrogance, but his ability to judge character is truly unquestionable.

Even someone as proud as Tianquan Ningguang felt a mixture of admiration and envy.

At this moment, Ningguang's attendant and temporary secretary, Baiwen, came over and whispered, "Miss Ningguang, Miss Keqing is here."

Apart from Ningguang of Tianquan, the other six members of the Liyue Seven Stars are all very low-key, but even they are not as elusive as Keqing, who is often unreachable for days or even months.

It's not that there's any problem, but the main issue is that once Yuheng Star disappeared, all the major merchant guilds instantly became extremely nervous and on edge, fearing that Lord Yuheng would infiltrate their guilds again.

After all, any merchant guild that can grow so large in Liyue has some shady dealings to it, and once they're caught red-handed, they're in for a world of trouble.

This wasn't the first time something like this had happened. There was a ruthless tyrant who exploited his workers, and Keqing happened to be working under him for a while...

Thus, this ruthless tyrant taught the various merchant guilds of Liyue a lesson through his tragic end.

Ningguang felt much better when she heard that Keqing had arrived. It was true that things like checking and filling in gaps should be left to the professionals.

However, Ningguang was reluctant to share information about the new bank, especially with Keqing, who was also a member of the Liyue Seven Stars. Therefore, she specially rewrote the rules and regulations of the contract.

There is no difference in the articles of association and contract content; the only difference is in the wording and target audience, making it difficult to immediately associate this with opening a bank.

Back at the Moon Sea Pavilion, Ke Qing changed back into her magnificent and exquisite purple embroidered dress. Purple represents nobility and perfectly accentuates her unapproachable aura.

The two rarely interacted outside of work. Ke Qing felt that she and Ning Guang were incompatible and had conflicting personalities, especially unable to stand Ning Guang's way of doing things.

Not long after he returned, Ningguang sent someone to ask him to come over, as if she needed his help with something important.

Bai Xiao, who was behind the door, saw Ke Qing walking over and immediately stepped forward to greet her, saying, "Miss Ke Qing, please. Miss Ning Guang has been waiting for you inside for a long time."

Ke Qing walked into the living room and saw Ning Guang holding a set of rules and regulations. She then said rudely, "If you need my help, shouldn't you come to me? Why make me come all the way here when you've asked me for help?"

Ningguang knew how to deal with someone like Keqing, so she smiled and agreed, saying, "That makes sense. I just searched for her several times the past two days but couldn't find her, so I left a message saying that if I had known you were coming back today, I would have gone there myself."

"Hmph, that sounds nice, but I think you're just too lazy to walk those few steps."

Keqing denied it verbally, but her expression softened considerably, clearly indicating that she had forgiven Ningguang. She said, "Tell me? What do you need my help with?"

Ningguang guessed that no matter how tough Keqing was, she would eventually agree, so she picked up the rules and regulations in her hand and said, "I have been considering a new business, so I asked someone to draft some rules and regulations."

However, it's inevitable that new businesses lack the experience to draw upon, and while the person drafting the contract may have some cleverness, it's ultimately a case of working in isolation and lacking sophistication, making it difficult for the contract to be riddled with errors and omissions.

Considering that Keqing is undoubtedly the leader of Liyue and the crown jewel of the Seven Stars when it comes to drafting rules and regulations, the reason we invited her here is to have her review these rules and offer any corrections.

.......

PS: There should be another chapter tonight, around 2 AM.

Chapter Twenty: Who is the Traitor?

It turns out they just wanted my help to fill in the gaps in the rules and contracts. I thought it was something serious.

Keqing didn't have any objections, she just felt that Ningguang was making a mountain out of a molehill.

You can easily find someone else to do this, or even more people if necessary. It might cost a little money, but it won't be much.