Morax is dead, Liyue will fall into my hands.

"Who in the world is not fluent in the art of 'Ye'?": "I once told 'Guest Elder of the Hall of Rebirth' that I may not be able to make money, but I am confident that I can create wealth just as well as Ningguang of Tianquan."

It is important to emphasize here that making money and creating wealth are two completely different concepts.

For example, if two people make a bet on something and A loses to B by 1,000 Mora, although a transaction occurs, no wealth is created; it is merely a transfer of assets.

In a business transaction, B bought a product from A for 1,000 mora and then sold it to C for 2,000 mora.

No direct transaction occurred during this process, but B added value to the product through their actions. Wealth was created in this process, but not fully created.

Finally, by processing inexpensive raw materials into goods and upgrading them with labor to give them higher value, we can be considered to create wealth in the strict sense.

These three methods are all different.

The first way to make money the fastest: Currently, the most common ways in Liyue are gambling, lending, or other fundraising methods.

The second method is the most common: from Crescent Moon Pavilion and Glass Pavilion, including some antiques, to normal trade at Liyue Harbor, almost all merchants do this.

The third method is the most important: I don't need to say much about this. Real industry may create wealth slowly, but it is the foundation of everything and the source of everything!

Regarding these three approaches, should our team choose one?

My answer is: Only children make choices, I want them all!

Our primary goal is to rapidly amass enough wealth in Liyue Harbor to rival other guilds through a three-pronged approach, establishing a guild of our own.

For most people in the chat group, Li Ye's words were completely easy to understand. However, even so, after a long silence, Ningguang and Keqing simultaneously raised their questions.

"Beef Offal Chef" and "Liyue Rich Woman": "If we do it this way, how will we differ from other merchant guilds in Liyue Harbor?"

Chapter 49: Li Ye's Simple Closed Loop

We all understand the principle, but what's the difference?

Aside from Xiao, who had no idea what Li Ye was talking about, everyone else who saw the phone screen had the same thought in their minds.

You said you wanted everyone to achieve common prosperity, to enjoy fairness, to ensure that the elderly are cared for and the young are supported, and to build a city called "Starfire" in Guili Plains to ignite the direction for Liyue's progress.

And then what? Like other Liyue merchants, make money and create your own trading guild?

What's the difference?

Li Ye seemed to have anticipated that someone would raise such a question, and he answered without hesitation.

"Who in the world doesn't understand Ye?": "There's no difference."

If there is any difference, then the Liyue Harbor Chamber of Commerce is headed by Ningguang of Tianquan and controlled by the presidents of various chambers of commerce.

The chamber of commerce I want to create will be managed by me, Li Ye, and will not be subject to the constraints of anyone else.

To put it bluntly, my chamber of commerce is surnamed Li, while others are surnamed something else—that's the fundamental difference.

"Guest of the Hall of Rebirth": "So the fundamental difference lies in the fact that you, Li Ye, are different from other chamber of commerce presidents, including Tianquan Ningguang."

Upon seeing Zhong Li's words, Li Ye smiled with satisfaction.

Perhaps this is what a true friend is—his words hit the nail on the head, revealing the person you've been dreaming of.

"Who in the world doesn't understand Ye?": "That's right, the difference lies not in the form of the chamber of commerce, but in the person who leads it."

There are countless merchants in Liyue, but almost without exception, all of them do business solely for profit, right?

"Kind-faced old woman": "That's right. I've lived in Liyue Harbor for so many years, and I've never seen a merchant who does business with the intention of losing money."

But that's only natural; who wants to do a losing business?

"Who in the world doesn't understand Ye?": "I'm willing! To be precise, I'm willing to invest the Mora I earn in business into businesses that I know will lose money."

Merchants are driven by profit; they are rational economic agents, and maximizing profits is their primary goal.

In this situation, projects that are known to be unprofitable but require someone to undertake will inevitably be ignored. Even if some chambers of commerce have the capacity to do them, they will turn a blind eye because it will not benefit them in any way.

But Li Ye was thinking further ahead. He knew that if everyone wanted to get rich, these sure-fire loss-making projects would inevitably need to be undertaken by someone. And since these projects were bound to lose money, the prerequisite for wanting them was that he himself had money in his pocket.

Merchants make money in order to make more money; Mora is their ultimate goal.

Li Ye earns money to do projects that benefit people's livelihoods, and Mora is a tool for him to realize his ideals.

Ningguang and Keqing asked about the difference, and Li Ye told them that this was the difference.

The chat group fell silent once again, and Li Ye didn't bring up the topic again, but instead talked about his short-term plans.

"Who in the world is not versed in Ye?": "Currently, our three projects, 'Wanmin Money Shop,' 'Wanmin Daily,' and 'Mora Mobile Phone,' correspond to three different ways of making money."

The purpose of "Wanmin Money Exchange" is to help me borrow enough Mora from the people of Liyue, which means achieving my goal of raising funds in the short term.

This money was borrowed from all the people of Liyue. Borrowing money requires paying interest, and all money deposited in "Wanmin Money House" earns interest, and the interest rate is quite high.

The production of "Mora phones" creates wealth through the reprocessing of raw materials;

This is our main project for making money, and it's our foundation. I will invest the Mora I borrowed from the Liyue people into the "Mora Phone" project.

"Wanmin Daily" is a marketing tool I use. On the one hand, it can better develop "Wanmin Money Shop", and on the other hand, it can also be used for marketing hype for the subsequent "Mora Mobile Phone".

Finally, a portion of the profits earned by "Mora Mobile" will be used to subsidize "Wanmin Daily," which may continue to suffer losses for some time.

The three complement each other, forming a simple closed loop.

If the "Mora Phone" is a great success, then the Liyue people who deposited their money in the "Wanmin Money Shop" will earn interest income during this transaction.

We earned enough Mora;

The "Wanmin Daily" was able to establish itself;

The wealthy individual who purchased the "Morra phone" obtained the tools he needed.

In addition, the launch of the three new industries has created multiple jobs, allowing more grassroots Liyue residents to obtain higher-quality employment opportunities.

On the surface, we all have a bright future;

In addition, I plan to divide the Mora I earn each time in half.

A portion is invested in generating revenue in the market, including technological upgrades and iterations, new product development, and expansion of promotional channels;

Reduce production costs by leveraging technological upgrades and iterations;

By increasing production volume, the cost of research can be spread out.

Ultimately, we strive to make products that were originally only for the wealthy accessible to every household.

However, this process will be very long and definitely cannot be completed in a day or two.

Technological iteration is not only used for old products, but also for new products, such as textiles, mining, and metallurgy;

We can't rely on just one product, "Mora Mobile," forever. So I published a reward for "mysterious business" in the "Wanmin Daily," hoping to discover more potential projects and overlooked talents.

Expand into other areas of business through investment, partnerships, recruitment, and other means.

While making money, people can also improve their work efficiency and productivity through technological iteration.

Another part is used for public welfare, such as clearing out Hilichurls and Treasure Hoarders from Liyue Harbor to Guili Plains, which pose a threat to people's livelihoods.

For example, repairing bridges and roads, expanding postal services, providing opportunities for some teenagers who cannot afford to go to school, and training more doctors like barefoot doctors... In short, doctors whose professional skills are not particularly strong, but who can solve most diseases in daily life, etc.

Once these people are trained, we can then have them assist us in our development.

These projects will inevitably continue to lose money in the short term, and may not even generate profits for the next ten or twenty years.

But believe me, this investment will one day repay us tenfold, a hundredfold, a thousandfold! It is my true trump card for realizing my dreams.

Li Ye rambled on for a long time, which was the first time he had briefly and concisely explained his future plans.

While everyone was processing Li Ye's words, Grandma Ping asked a question that she didn't quite understand.

"Kind-faced old woman": "I can understand what you are saying, but why do you divide the money you earn in half in the early stages?"

The old woman observed that other businessmen doing this kind of thing always invested all the Mora they earned into new businesses to earn even more Mora.

Once we've earned enough Mora, we'll consider other unprofitable projects.

Chapter 50: In short, disgusting!

Grandma Ping, as an immortal, doesn't understand business, but living in the bustling Liyue Harbor, she has seen many merchants who believe "all the world's hustle and bustle is for profit." That's why she raised such doubts after hearing Li Ye's thoughts.

Making money in business has a snowball effect; the more you invest, the greater the return.

Since Li Ye's plan requires countless Mora, shouldn't he rationally invest all the Mora he earns into the subsequent business first?

Before Li Ye could even speak, Ningguang offered an explanation for the question raised by Grandma Ping.

"Liyue Rich Woman": "In my opinion, there are two reasons for doing this."

First: This kind of loss-making investment does not necessarily yield any return in the short term; it's just that the return is not in the form of Mora.

Furthermore, the returns on such unprofitable investments often take time to materialize; the sooner you invest, the sooner you will receive a return.

After opening Jiaxuan Teahouse, Mr. Li always kept his promise and was willing to entertain the dockworkers free of charge.

Although it did not bring any revenue on Mora, it earned Mr. Li a reputation that was praised by everyone.

This laid a solid foundation for the subsequent operation of the "Wanmin Newspaper" and "Wanmin Bank".

Second: I think it's because... Mora can never earn enough.

When Ningguang gave her second reason, she was filled with emotion.

This statement, while referring to Li Ye, is also a reflection of his own situation.

When Ningguang was still making her first fortune at Liyue Harbor, she was already considering building the Jade Pavilion; when she had just achieved some success in the business world, she had already bought her first piece of floating stone; when she became the Celestial of the Seven Stars, the Jade Pavilion had already taken shape.

For businessmen, Mora is something they can never earn enough of.

If one insists on earning enough Mora before pursuing their dreams, the only outcome will be losing oneself on the path to wealth and ultimately becoming a slave to Mora.

Furthermore, Ningguang understands the value of "human relationships" better than anyone else, while Li Ye's ambition is no longer satisfied with just "human relationships"; he wants to reach an even higher level: "popular support"!

In the bright study, Ningguang sat upright, looking at the information on her phone screen, her chest heaving violently, her hands clenching unconsciously.

Ningguang now clearly realized that Li Ye's plan was still far from successful; he was like a small boat sailing on a turbulent sea. Any one of those waves could send him and the boat sinking to the bottom of the ocean.

However, since there are a million possibilities of failure, if Li Ye can follow the designated plan step by step without any major incidents, then he might actually succeed.

No, it will definitely succeed!

At this moment, Ningguang's perception of Li Ye changed once again.

If Ningguang was willing to waste her time playing along with Li Ye in this farce because she valued his talent and wildly imaginative ideas, then now, when Ningguang looks at Li Ye, she completely regards him as a worthy opponent.

It might not be appropriate to call them rivals at the moment; to be precise, they are competitors with whom we have a cooperative relationship.