In crossover anime, who isn't a childhood friend?

“…Yes.” Matsui Kento’s face turned very pale, but he still admitted it directly: “I know…I’m sorry to Yuki, but Yuki has terminal cancer, and the doctor said she only has a few months left at most.”

We don't have children... I'm only twenty-nine, I'm still young, I love her very much, but... I also need to think about the rest of my life!

Ugh—!

Scum!

The girls watching simultaneously displayed undisguised contempt and disgust.

Utaha and Yukino, in perfect unison, both let out a mocking snort.

No matter how high-sounding the words are, they still cannot cover up the ugly fact that this man cheated on his wife and betrayed his marriage while she was seriously ill!

"Well, well," Hattori Heiji gestured for him to calm down and not get so agitated.

"There's no need for such a detailed explanation. My reason for asking about this isn't to judge your personal conduct here; I'm just curious—"

As Ms. Matsui Yuki's sole and first-in-line legal heir and insurance beneficiary, how do you plan to allocate and handle her substantial life insurance payout after her "unfortunate death"?

"!"

Hattori's last words were like a silent thunderclap behind Matsui Kento!

His face turned pale, and he staggered back two steps, almost losing his balance.

Meanwhile, on the other side, Ariyama Shinju, who was clinging tightly to Kuma's arm, also looked desperate.

"What...what is going on..."

The situation at the scene was unfolding rapidly and with a great deal of information being conveyed through the back-and-forth between the two teenagers. Sergeant Michida, who had just dismissed the criminals for treating the police as idiots, felt that he was falling behind.

I think I understand some of it, but not all of it.

Gen Chiya ignored Matsui Kento's loss of composure and Aru An Shinju's breakdown.

He calmly took out his phone from his pocket, turned on the screen, and looked at the information he had looked up beforehand.

"Based on the information previously revealed by Mr. Kuma, and the information we subsequently learned,..."

The deceased, Ms. Matsui Yuki, had a long-standing habit of purchasing various types of insurance for herself.

These include National Health Insurance, National Life Insurance, and high-value accidental injury insurance.

One point that requires special attention is that there are several specifically highlighted compensation rules regarding National Life's whole life insurance and accidental injury insurance—

Regarding National Life's Whole Life Insurance: During the term of this contract, if the insured dies due to illness or accidental injury, the company will pay the death benefit in accordance with the basic sum insured stipulated in this contract.

“Hey…you…” Veins bulged on Matsui Kento’s forehead.

Yuan Qianye did not stop, continuing to speak clearly.

Regarding accidental injury compensation insurance: Accidental injury as referred to in this contract means bodily injury caused directly by an external, sudden, and unintentional objective event.

If the insured suffers accidental injury, and within 365 days from the date of the accidental injury, the accidental injury is the direct cause of resulting mental trauma, physical injury, or death, the company will pay the accidental death benefit as stipulated in this contract.

Matsui Kento's eyes widened as he stared intently at Minamoto Chiya: "...Stop talking."

Yuan Qianye still ignored him: "As for these two insurances, they have extremely similar exclusion clauses. Here I will talk about the accidental injury insurance."

The Company shall not be liable for paying insurance benefits if the insured's death is caused by any of the following circumstances:

1. Intentional killing or intentional injury of the insured by the policyholder.

2. The insured is intoxicated, or actively inhales or injects drugs.

3. The insured fails to follow the doctor's advice and takes, applies, or injects prescription drugs without authorization.

IV. The insured's suicide, intentional self-harm, intentional crime, or resistance to legally enforced criminal coercive measures…

"I told you to shut up!!!"

When Chiya Minamoto uttered the word "suicide," Kento Matsui finally broke down completely! He rushed straight towards him!

But Yuan Qianye didn't even look at him.

next moment--

"boom!"

A muffled thud!

Matsui Kento felt his forward-moving body suddenly lighten, and his vision spun around him.

Before he could even see what was happening, a sharp pain shot through his back, making his internal organs feel as if they had shifted, and he let out a painful groan.

Sergeant Michida, still in the position after the over-the-shoulder throw, glanced coldly at Matsui Kento, whom he had subdued in an instant, and gave a wink to the detective next to him.

Two people immediately stepped forward and firmly held down Matsui Kento, who was curled up on the ground in pain.

“I think the events of last night were roughly as follows,” Hattori Heiji said, nodding to Minamoto Chiya.

Having received his message, Gen Chiya, who was standing at the doorway, turned around and walked outside, looking at Matsui Kento and Arisu Shinju.

“Last night, the two of you returned to Ms. Matsui Yuki’s room.”

Perhaps you came back together, or perhaps one of you came back first and then discovered Ms. Matsui Yuki's condition, and frantically called for the other person.

But that's not important; what's important is what happens next.

In front of so many people, Gen Chiya, seemingly oblivious to everyone else, grasped the hand of Eriri, who was closest to him.

The intention was to compare the two of them to Kento Matsui and Shinju Ariyama at the time, and to give a brief demonstration of what happened last night.

Eriri's face turned red, but she could tell that he was acting on a serious matter.

So she obediently let him hold her hand without any resistance.

However, even without that reason, she would definitely not refuse, based on her own heart.

"You have discovered Ms. Matsui Yuki, who has committed suicide."

Inside the room, Hattori Heiji, following Minamoto Chiya's narration, assumed a kneeling position as if examining something.

"Ms. Matsui Yuki discovered your affair and, feeling betrayed, does not want you to receive the insurance money from her death."

Therefore, she chose suicide, perhaps by taking an overdose of drugs, or perhaps by some other means.

But by the time you realize it, it will be too late.

Gen Chiya led Eriri by the hand to Hattori and said, "After realizing that Ms. Matsui Yuki had committed suicide, you also realized a very serious problem for you."

At this moment, Inspector Kuma finally realized what was happening and blurted out, "If Ms. Matsui Yuki commits suicide, the insurance company will not pay out the insurance money!"

Hattori Heiji nodded: "That's right, she doesn't want the traitors to get any benefits from what she left behind."

Yuan Qianye continued, "And you two, having realized this, were shocked and panicked, but you came up with a greedy plan."

If the suicide scene can be disguised as a homicide, the conditions for insurance compensation will still be met.

The compensation of over 100 million is enough to make you take the risk.

As for what Matsui Kento said to persuade Arisu Shinju, it might be like this—"

Gen Chiya faced Eriri and slowly placed his palm on her face.

Yinglili: "!!!"

She froze completely, her eyes wide open, reflecting the handsome face of Yuan Qianye so close to her.

She could feel the warmth of his fingertips and smell his refreshing scent. Her mind went blank, and her heart pounded wildly, almost bursting out of her chest!

Yuan Qianye remained focused and single-mindedly attempted to recreate the conspiracy between the two men from the previous night.

"Shinju, listen to me... I am Yuki's legal husband and the sole beneficiary of the insurance policy, so I cannot be the one who killed her, otherwise I will not receive a single penny of the insurance money and I will be finished too!"

Therefore, you are the only one who can play the role of the 'murderer'!

Don't worry, Japanese law doesn't impose particularly harsh sentences on those who commit crimes of passion and show remorse.

I am the only family member of the deceased. As long as you are sincere and actively confess your guilt, I will present a letter of understanding to the court to express my forgiveness for your momentary impulse. The judge will most likely give you a lenient sentence.

You will only need to stay in prison for a few years at most, and if you behave well, you may even be released early.

I love you. When you get out of prison, you'll be in your thirties at most. We'll move to a different city, change our names, get married, have a child, and live happily ever after.

You're not worried that I'll betray you or abandon you, because we're accomplices in this matter. You can tell the police the truth at any time and have me arrested. We're in the same boat...

After saying this, Gen Chiya stopped gazing affectionately at Eriri and slowly let go of her hand.

Eriri's mind was filled with the words "I love you" that Chiya had said. Her eyes were darting around, and she was dizzy as if she were drunk.

Yukino quickly stepped forward and helped Eriri up. Not only her, but Utaha, who was standing next to her, also glared angrily at Minamoto Chiya.

These issues will be dealt with later, so Yuan Qianye ignored them for the time being and turned to Yu An Zhenzhu beside him: "...What Matsui Kento told you last night, that's the gist of it, right?"

An Zhenru felt as if her soul had been instantly ripped away; her body was ice-cold, and she slumped to the ground, motionless.

The events of last night were recounted almost verbatim by the young man in front of him.

It was as if he had been hiding in the corner of the room and heard every single word they said!

Hattori Heiji said calmly, "This is why you chose to stage the scene as a home invasion robbery, and did so in such a crude manner, and deliberately left so many wounds on Matsui Yuki, all to confuse the police."

The police easily passed through the first level and noticed something was wrong. After identifying the so-called 'real culprit', Ayumi Shinju confessed, and the murderer was successfully caught. Matsui Kento, her only surviving family member, also 'sadly' accepted this result.

This seemingly straightforward case of intentional homicide, with its "clear facts and conclusive evidence," appears to have been solved, allowing everyone to breathe a sigh of relief, including the police who might choose not to pursue the matter further in order to close it quickly. Consequently, the insurance payout would naturally follow.

Unlike Ayane Shinju, who was pale and filled with despair.

Even as he was pinned to the ground, Matsui Kento continued to resist stubbornly, attempting a final stand.

"Stop talking such nonsense! This is all your imagination. I did not do such a thing. Yuki was killed by Shinra, and it has nothing to do with me!"

"This is a frame-up! There's absolutely no evidence! I'm calling a lawyer!"

"Evidence?" Yuan Qianye knelt down slowly in front of him: "Mr. Matsui Kento, you underestimate modern criminal investigation technology."

Indeed, in Japan, there is a severe shortage of forensic human resources, as well as the influence of traditional cultural concepts and the wishes of family members.

The rate of autopsies in cases of unnatural death is indeed extremely low in developed countries.

However, that usually happens when the case is very clear, a conviction is basically possible, or there is strong opposition from the family.

To respect the deceased and their families, the police may choose not to conduct an autopsy and close the case based on the existing evidence.

However, that was under the premise that no one raised reasonable doubts and no major hidden secrets were discovered in the case.

The police are now aware of your strong suspicion and criminal motives regarding fabricating the crime scene to defraud insurance money.