"Okay, let's go home!" Jiang Pengfei nodded slightly and followed Han Tao towards home.
In fact, the reason why he hid outside was not as nice as he said. Although he wanted to win his daughter's sympathy, he was more planning to borrow money to buy at the bottom and turn his life around.
However, it was not just Zhang Anren who refused to help. He looked for everyone he knew, but no one was willing to lend him money.
So he knew very well that in the next period of time, many people would come to his house to collect debts. He didn't dare to answer the phone or go home.
He didn't even know how to face his family until Han Tao came. He finally put his mind at ease and decided to grab this life-saving straw.
When the two walked into the living room of the Jiang family, Grandma Jiang saw that her son had returned. Although he was still wearing the same clothes as when he went out yesterday, they were no longer neat and decent. At this time, Jiang Pengfei had become decadent, and he looked very embarrassed with dust and dirt.
Although she felt distressed and angry at her son's irresponsibility, seeing him come back safely, Grandma Jiang was still very happy to support him and said:
"I'm glad you're back, I'm glad you're back, hurry up and sit down!"
There was no way Jiang Pengfei could sit down. He hesitated for a long time and then hugged his mother and cried bitterly:
"Mom, I'm sorry! I know this matter is like a snowball, getting bigger and bigger, and now it's out of control.
But I've tried every possible way, and I've sought help from every person I could, including Zhang Anren, but no one is willing to help me!"
Seeing Jiang Pengfei crying like a baby and in such a miserable state, Jiang Nansun couldn't help but have tears in her eyes. She hated her father for causing the family to be heavily in debt, but she also felt distressed when she saw his disheveled, haggard and decadent appearance!
After hugging Grandma Jiang and crying for a while, Jiang Pengfei turned to look at Han Tao and pleaded:
"Xiao Han, please help your uncle. You are the only one who can help me now. I owe a lot of usurers, and those people are not as easy to talk to as banks.
They may seem kind, but they will do whatever it takes to collect debts, and may even cause their families to suffer as a result!"
Han Tao didn't expect Jiang Pengfei to bring this up suddenly. He probably intended to use him as a lifeline. He also intended to act in front of Jiang Nansun to gain sympathy, so he nodded and said,
"Uncle, don't worry, I've already paid back the money I owed to those people. You don't have to worry about the rest. I think you can pay it back by selling the house.
Of course, I will fulfill my promise. I can buy this house in full, so you don’t have to move out and can live here with peace of mind.
As for being harassed by debt collectors during this period, you don't have to worry. Suosuo's house has many empty rooms and is spacious enough. You can move in for a few days to relax and then move back after you've settled things here."
After hearing the conversation between the two, Grandma Jiang looked at her son. Although she felt bad, she still asked seriously:
"Pengfei, you know Mom is someone who values face. Tell me honestly, how much money do you owe? Besides the ones Xiao Han helped send away, are there any more people coming to ask for money?"
"Well, I had a loan sharking debt of 40 million before. Although I paid back part of it by selling stocks, I still have more than 30 million left. This doesn't include the money I borrowed from friends, so the total debt is more than 10 million.
I guess it won't stop for the next few days, and there will be more people coming to ask for money. The attitude of this group of people today is already good!"
After hearing her son Jiang Pengfei's answer, Grandma Jiang could no longer hold back. If it was just a few million, she could still find a way to make ends meet, but with tens of millions, she could not think of any other solution except selling the house.
And this is because Han Tao is willing to help. Otherwise, if you sell the house under such circumstances, many people will take advantage of it and it will not be sold at a high price. It may even be sold below the market price.
Thinking of this, Grandma Jiang shook her head and said, "Forget it, forget it! Dai Yin, go get the property certificate. It's at the bottom of my cabinet, together with the household registration book.
No matter what, we should pay off the debt first, and then we can use the remaining money to buy a smaller house, which will be enough for our family to live in."
After saying that, she turned to look at Han Tao and said with relief: "Today's matter is thanks to Xiao Han, and he is willing to continue to help. Thank you, grandma!"
Without waiting for Han Tao's response, Jiang Pengfei looked at his mother in embarrassment and said guiltily, "Mom, there's no need to take it. The property certificate is not at home."
After hearing Jiang Pengfei's words, except for Han Tao and Jiang Nansun, both Grandma Jiang and Dai Yin felt a pang in their hearts and had an ominous premonition.
...............
Chapter 338 Buying Jiang Nansun’s House
After adjusting for a long time, Grandma Jiang stared at her son Jiang Pengfei, and asked with trembling lips, "Where is the property certificate?"
"I used it as collateral at the bank. Besides the 30 million in high-interest loans and the 10 million borrowed from friends, I still owe the bank over 60 million. We can no longer pay it back."
After saying that, Jiang Pengfei looked at his mother guiltily again, lowered his head and dared not look into her eyes.
"Payed it to the bank? You..."
When Grandma Jiang heard that her house had been mortgaged to the bank and that her son Jiang Pengfei's debt was not more than 40 million, but between 90 and 100 million, she knew that the Jiang family really could not afford to pay it back. At the same time, she could no longer hold on and collapsed.
Seeing this, Dai Yin hurried forward and helped Grandma Jiang sit down with Jiang Pengfei. Then Jiang Pengfei knelt in front of his mother and burst into tears:
"Mom, I'm sorry. I didn't want this to happen. Now your house is about to be lost. I'm sorry. I really have no other choice. If I can save the relationship, I would be willing to die.
Actually, I was already standing on the rooftop of the loan company yesterday to repay the loan, but I couldn't bear to leave you. I wanted to take one last look at you, Dai Yin, and Nan Sun, otherwise I wouldn't be able to let go! "
"Bah, bah, bah, I won't let you talk nonsense. The house is gone, so it's gone. As long as our family is safe and sound, don't dwell on the past.
Since it's already been mortgaged, forget it. As long as you don't speculate in the stock market in the future, our family will never starve to death."
When Grandma Jiang heard that her son almost jumped off the building, she no longer cared about anything else. She hurriedly hugged Jiang Pengfei and comforted him, fearing that he would lose his mind and go to extremes.
Jiang Pengfei nodded, turned to look at Han Tao, and burst into tears, "Xiao Han, you are the only one who can help us now, uncle will remember your kindness.
There will be other debt companies coming over in the next few days, so the house will be very messy and may disturb you and Suosuo for a while."
"It's okay. Grandma and Auntie are living there. Suosuo is so happy that she can't wait to say it's a bother!"
Han Tao shook his head and smiled, then glanced at Nansun and continued to comfort her, "As for the funding, uncle, don't worry. I'll buy this house so that you have enough money to pay back the bank and the lending company.
I saw this building when I came here before. I estimate that the three floors are about 400 square meters, plus the 200 square meters garden in front and the garage outside.
According to the price of old houses in this area, it should be at least 200,000 yuan per square meter. In that case, it can probably be sold for around 90 million yuan, which is enough to pay off the debt."
Jiang Nansun sighed and reminded with red eyes: "Han Tao, there are only two rooms on the second floor that belong to us, and there is also a large suite that belongs to someone else.
During that special period, the largest suite on the second floor was allocated to them. My mother later negotiated with them several times, but they still couldn't get it. Now an elderly woman still lives there."
"Is that so? Then the price of this house might be lower. If it's sold as a whole, it's fine. But if it involves the other residents on the second floor, the price will be significantly discounted."
Han Tao then remembered that there was indeed such an old lady in the original plot. She occupied a large suite on the second floor, which was nearly half of the second floor. So after the Jiang family sold the house, not only did they fail to pay off all the debts, they even had to bear millions of debts.
Jiang Pengfei looked at his mother and saw her painful expression after hearing about buying a house. Then he looked at his daughter Jiang Nansun, whose eyes were also red. He couldn't help but stand up and hugged her and cried:
"Nansun, Daddy is sorry for you. Daddy originally wanted to use the money he earned to buy you a wedding house close to home, but this situation has led to this. Daddy didn't want this to happen. Daddy is sorry for you, Mommy, and Grandma!
Daddy promises you guys that he will never trade stocks again. If you still can't change, I'll just jump off the building and never burden you again!"
Jiang Nansun heard what her father said, and again heard that he was going to jump off the building, and she couldn't help crying:
"Dad, let's not talk about this anymore, okay? You are the only man in this family and the head of the family. Only if you are well can this family be complete. If something really happens to you, what will happen to me, my mother, and my grandmother?
I will go out to work and earn money in the future, and I will be able to support our family. You should spend more time with mom and grandma, and I hope our family lives in peace and happiness!"
"Nansun, thank you for not blaming Dad. I have hands and feet, so I can go out and find a job and work hard to earn money to support your mom and grandma. You just need to take care of yourself. Dad can't be a burden to you."
Seeing her son finally come to his senses, Grandma Jiang stood up, patted his arm and said, "What can you do? Working is hard. I hope you won't trade stocks anymore!"
"Mom, I can't let Nansun support me at this age. It doesn't matter if it's a little bit harder. It's all my fault that I've come to this point today. Maybe this is retribution. I deserve it!
I already know I was wrong. I have been idle for so many years. If I can’t control myself in the future, I will gouge out my eyes and chop off my hands... "
Grandma Jiang interrupted her son's oath and glared at him: "Pfft, pfft, pfft, it's already this time, don't make yourself unlucky, think about how to solve the problem at hand.
I still have some hidden jewelry in my closet, and there's a passbook at the bottom of the jewelry box with 200,000 yuan in it. It's my coffin banknote, so I can use it for emergencies!"
"I still have 100,000 or 200,000 yuan here. I was planning to use it for Nansun's doctoral studies. Although it can't solve the problem, it will still provide basic living needs. As for the future, we can discuss it as a family!"
"Yes, and here I am. I still have tens of thousands of dollars left from the money my mother gave me last time. If anything happens, our whole family will handle it together!"
Seeing the Jiang family members united for the first time and comforting each other, Han Tao pondered for a moment and said, "Uncle, can you help contact the people on the second floor?
If they are willing to sell, I will pay the full price of the old house. If not, I can only pay the highest price of ordinary houses in this area."
Jiang Pengfei was very excited when he heard this. If he really sold the house, he could pay back most of the debt, and the remaining favor would be much smaller.
After all, thirty million is easier to pay back than one hundred million, so he said happily:
"Leave the second floor issue to me. I've discussed this with her son before, but they didn't agree with the previous price. Later, he wanted to sell it, but I didn't have the funds to buy it. If the old house is priced at its current price, I think they will definitely agree."
After saying that, Jiang Pengfei took out his cell phone and walked aside to contact the old lady's family on the second floor.
Han Tao looked at Grandma Jiang, who was reluctant to leave, and said with a smile: "Grandma, don't worry, I bought this house to prevent it from being auctioned by the bank. By then, not only will the price be lower than the market price, but there will be no room for negotiation.
But after I buy it, you can live in it whenever you want and you don't have to move out. Uncle, aunt, and Nansun don't have to worry about this issue. When Nansun or uncle are able to do so one day, I will agree to let them buy it back.
Of course, I could also lend money to Nansun and let her pay it back to the bank and creditors, so that the house doesn't have to be sold. But I don't think that would be a good thing for Nansun, and I don't want our relationship to be entangled in too many interests!"
Grandma Jiang and Dai Yin nodded. Han Tao's proposal to buy their house made them feel more at ease than if he directly offered money. This was a sign of his sincere desire to help their family. Otherwise, they really didn't know what to do.
“Well, grandma knows your intentions, and you took over this house for the good of our family.
In fact, this house is nothing more than a possession besides the memory. As long as the family is safe and sound, it is better than anything else. Besides, you also said that you won’t let us move out. Thank you, grandma!
Seeing that Grandma Jiang understood the interests involved, Han Tao smiled and said, "Grandma, you're welcome, it's just a small favor!
But I estimated that even if you calculate it based on the price of the old villa, you can get a maximum of 80 million for this house. But the debt that Uncle Jiang just mentioned is more than 100 million, not counting the debt he didn't explain in full.
Even so, after deducting the 80 million yuan for the house, there is still a gap of more than 30 million yuan. It is estimated that the Jiang family will still be in debt!"
Jiang Nansun thought that the problem would be solved after selling the house, but after hearing Han Tao's analysis, she realized that her family still owed a lot of money after selling the house. She felt very lost and helpless for a while.
Seeing that things were almost done and everything that needed to be said had been said, Han Tao knew that Jiang Nansun's family also needed some time alone. After all, such a big matter still needed to be discussed, so he took the initiative to say goodbye:
"Grandma, Auntie, let Nansun stay with you. I'll go and arrange the money and the transfer. You guys should take a break too. Don't worry too much. Everything will be over!"
"Xiao Han, something like this happened at home, and we really need to sort it out. We should also ask your uncle to at least know the specific amount of debt.
So Auntie won't keep you here anymore. Go back and be careful. Thank you so much for today, and thank you Suosuo too!"
"It's okay, Auntie. I'm leaving now. Please take good care of grandma. Please stay. Goodbye!"
"Han Tao, wait a moment!"
Jiang Nansun called Han Tao, then said a few words to her mother and grandmother, picked up her bag and chased after him, walking out with him while explaining:
"I'm walking you out of the alley, and I have something to tell you."
"Okay, let's talk in the car!"
Han Tao nodded, walked to the Pullman car parked at the intersection, opened the door, and invited Jiang Nansun in to chat.
Ding~ Congratulations to the host for contacting film and television characters, and receiving 30 points of goodwill from Jiang Pengfei, the supporting actor in the film and television world "The Golden Years", and the system rewarded 300 million yuan.
Ding~ Congratulations to the host for contacting film and television characters, and obtaining 20 points of goodwill from Dai Yin, a supporting character in the film and television world "The Golden Years", and the system rewards 200 million.
Ding~ Congratulations to the host for contacting film and television characters, and obtaining 30 points of goodwill from Grandma Jiang, a supporting role in the film and television world "The Golden Years". The system rewards funds of 300 million.
Han Tao has already guessed why Jiang Nansun wants to see him. Han Tao chooses you, Jiang Nansun, not only because he really likes her, but also because he will not suffer any loss in this matter, and may even get a reward far exceeding what he has paid.
…………
Chapter 339: Nansun borrows money in exchange for her body?
Sitting in the car, Jiang Nansun hesitated for a moment and said, "Han Tao, besides selling our house, can you lend me some money separately?"
Han Tao looked at her and asked, "Okay, how much can I borrow?"
"Didn't you say you were still short of 30 million? So I want to borrow 30 million. I'll go work and pay you back later!"
After saying that, Jiang Nansun looked at Han Tao awkwardly, afraid that he would reject her.
Han Tao didn't hesitate and nodded directly, "Okay, give me your bank account number and I'll have someone transfer it to you tomorrow."
Jiang Nansun didn't expect Han Tao to be so straightforward. Since he agreed to her request without any conditions, she couldn't help but express her gratitude:
"Thank you, I will definitely pay it back and repay you."
Ding~ Congratulations to the host for contacting film and television characters, and receiving 30 points of goodwill from Jiang Nansun, the heroine of the film and television world "The Golden Years", and the system reward funds of 600 million.
Listening to the system's prompt, Han Tao jokingly said, "How will I repay you? Will I pledge my love to you? I don't deny that I like you, but I'm not helping you out of any desire for repayment, nor do I want to take advantage of you. And I will definitely do what I promised.
But I have to remind you, you have to keep this money. Don't give it directly to your uncle. You must give it to the creditor. Otherwise, I'm worried that Uncle Jiang will be unwilling to give up and impulsively invest in the stock market, and the hole will get bigger and bigger."
"Don't worry, I know. Every failure teaches us a lesson. My mom and I both had our cars sold to pay for a debt by my dad. How could I not be careful?"
Jiang Nansun also knew the importance of this issue. The reason why she didn't ask to borrow money at home was that she didn't want her father Jiang Pengfei to have access to the money. She was really scared.
It turned out that the family had debts, all owed by her father. Jiang Nansun didn't feel very confident yet, but after experiencing the previous debt collection, when she thought about the 30 million yuan she borrowed from Han Tao, she knew what to do, especially how to pay back such a large sum of money. It was a problem she couldn't avoid.
Considering what Han Tao had just said, even though she knew he was joking, Jiang Nansun couldn't help but ask, "Han Tao, even if I really promised myself to you, what would you choose? After all, you're Suosuo's boyfriend!"
Han Tao couldn't help but smile when he heard her ask this, and continued jokingly, "You don't have to worry about this, as long as you figure it out. Suosuo won't mind you sharing a boyfriend with her, and she might even be happy to have you share the burden with him.
Suosuo will feel that with you helping her keep an eye on me, I won’t have the energy to mess around with other women, and you two can live together forever. She would love that!
Okay, enough kidding, every experience is part of growth. Remember, even when life is full of troubles, there are still beautiful things in the garden. Adjust your mindset and do well on your exam this afternoon. Good luck!
After saying that, Han Tao opened the car door without waiting for Jiang Nansun's response, indicating that she could go home. He said this half-jokingly today just to give her enough time to digest it.
At this moment, Jiang Nansun was indeed in an indescribable feeling. There would be no harm without comparison.
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