this man is not calm

Chapter 262
  As New Year's Day approaches, bonuses that should be paid and benefits that should be cashed in are being delivered to employees step by step.

In addition, there is also a very exciting tidbit, that is, the company has come forward to negotiate with friends about group purchasing discounts for buying houses.

West Beijing is a new urban area developed in recent years, with a large proportion of people coming to Beijing from other places. Jinxi Culture is a new start-up company, with nearly two-thirds of its employees registered in other provinces. As for the subsidiaries and branches scattered across the country, there are even more.

The most benevolent city, many people yearn for it. The capital is large and difficult to live in. Having come all the way to the capital for development, in addition to good wages and remuneration, most of them have the intention of settling down here.

It is easy to come to the capital, but difficult to stay.

Among the many thresholds, buying a house is the most important one.

For thousands of years, Chinese people have had a deeply rooted tradition of starting a family and establishing a career. Without a local house, how can you integrate?
  Jinxi Culture's treatment is pretty good, but it only provides rental subsidies to non-local employees, and does not provide employee dormitories, property allocation and other benefits. Nowadays, the economic situation is not very good, and state-owned enterprises and institutions are gradually no longer taking over everything. Therefore, everyone has recognized the reality and no longer expects too much.

According to Jin Shang, the price of local commercial housing in Beijing is definitely not expensive, but it is indeed unaffordable for the working class whose income is not too high.

At the end of [-], the average house price in the western Beijing area was recorded to be over [-], and it was even lower near the Fourth Ring Road, and towards the city center, it was only over [-].

As for the inner ring of the central city, there are quite a few with a unit price of four to five thousand, and there are too few people who can afford it.

A house of [-] square meters costs more than [-] yuan, which is too expensive for ordinary people with a monthly salary of around [-] yuan.

Many people look at the current housing prices from the perspective of [-] or [-] years from now and regret not taking action earlier.

If you think about it too much, real estate prices are largely linked to local wage levels, rents and supporting facilities. Considering the current level, the pressure on ordinary working families to take out loans to buy a house is really less than it would be twenty years later. How many.

Housing prices are cheap now, but incomes are also low.

Without knowing that house prices will skyrocket in [-] years, buying a house at the expense of others is tantamount to tying the rest of your life to it. It will be okay if you survive it, but if you cannot survive it, your life will be over.

Generally speaking, there are no major changes, and ordinary families will not go all-out to buy a house.

However, if there are discounts, that's a different story.

The total price of commercial housing is extremely high, and with a slight discount, the savings can be huge.

Everyone is not stupid and knows how to calculate accounts. If there is a real advantage and the family income can support it, it is still very profitable to buy it.

The newly joined employees started talking a lot, and the mid-level and senior managers with good salaries all inquired about the authenticity of the matter. Especially after Minhsing Bank was born, the news that Jinxi Culture became the third largest shareholder ignited everyone's enthusiasm.

For employees of private enterprises, it is obviously much more difficult to get a bank loan than for employees working in the public sector. Although there are benefits, they are generally not eligible.

The situation is different for the commercial banks in which we own shares. Let’s not mention how big the discount is. The difficulty of getting a loan will undoubtedly be much lower.

Everyone who has done it knows how difficult it is to get an individual loan approved these days.

Without policy support, such as benefiting farmers, poverty alleviation, charity, student aid, environmental protection, and public welfare, most banks will not accept personal loan applications at all, or even have no business in this area.

It's not that you can't apply for a mortgage, but it's a special matter. Before housing prices continued to rise and land finance became mainstream, local banks and financial companies were extremely strict with personal financing.

Therefore, for the vast majority of individual home buyers who have some money but not enough, the first choice is not to go to the bank for a loan, but to borrow from an acquaintance.

Loans from acquaintances are not just money exchanges. Whether it is safe or not is another matter. It is difficult to repay favor debts.

Various realities have suppressed the home-buying needs of the majority of residents.

For the employees of Jinxi Culture, the emergence of Minxing Bank was a timely blessing.

Not only Wei Shuangping, Liu Yanqing, Yang Qi and others are looking forward to it, but even the editor-in-chief Wang Yan, who has returned from vacation, is very eager to inquire.

The wedding is approaching, not long after my partner was transferred to the capital, and the policy-based welfare housing allocation will definitely not be available. I have only been working for a few years, and my savings are not enough to pay the full amount. There are not many capable relatives in the family, and I can't borrow much money. money.

Although the relationship between the two is very good, and both parents and families are also very satisfied, it is not good to work hard in the capital, get married and have children, without a place to stay, and always renting a house.

He originally wanted to explain it in detail after the holidays, but there was a lot of discussion below, which seemed to affect his work. Jin Shang had no choice but to call the management of each department for a short meeting to explain it a little bit.

"The specific situation is like this. Please be patient. There is still half a year to hand over the house, and there is still one month to go before the bank opens. It is not the right time to go through the procedures."

"I just don't know how many houses there are, and if there aren't many, I don't know how many can be divided..."

The impatient Wang Yan hurriedly asked, "Don't worry, I will get married in as little as three months or as long as one year." It was supposed to be a good thing last year, but it changed due to work transfer. It was pushed again and again. If it is not decided yet, I am afraid it will be a long night and a dream.

"There are nearly [-] units in the first phase. I estimate that I can get no less than [-] units. Logically speaking, it should be enough. We will look at the unit types and floors in the next step. This number should be able to meet the internal demand. I have visited the places where the communities are located, and they are all small high-rise buildings of excellent quality, small and beautiful garden communities, and the locations are not bad.”

two hundred?

This data should not be bad.

According to the company's development trend, by the end of the first quarter of next year, there will be about [-] permanent residents in the capital headquarters, and those who are truly capable of buying a house will definitely be less than one-third.

Among them, there are some who own houses, such as Zhao Rongzhen, who do not have a very urgent need to purchase commercial housing.

Jin Shang's words made the employees present breathe a sigh of relief.

If there are really two hundred sets, there must be more.

"For the specific number, we will issue a statistical table in a few days to see what everyone's needs are, and then select a few representatives to go see the houses, and then add them up when we come back. How to do it specifically? Ask Secretary Huang. If she is not available, ask Consultant Zheng if she can find one. When you arrive, leave a message on my personal chat account and I will deal with it. Everyone should pay attention..."

After a pause, Jin Shang solemnly warned:

"This is a benefit that the company strives for for everyone. Although it is not a trade secret, it should not be spread everywhere to avoid unnecessary trouble. If you know it yourself, just talk about it internally. If things happen in the future, you can steal it yourself Just have fun."

"I understand, you can make a fortune by keeping quiet."

The pre-sale policy is not yet complete, and Jin Shang and Mei Yingnian just have a time gap.

Increasing preferential treatment does not mean that developers will lose money. They will withdraw funds in advance, save operating costs, and continue to acquire land and develop new properties.

The turnover rate has increased, and the losses from promotions and discounts can be effectively recovered.

In the long run, it will definitely not be a loss. From Minxing Bank’s perspective, it received a large amount of business just after it opened, so it can be considered a good start.

After suppressing the "little things" that caused a fuss, Jin Shang also breathed a sigh of relief.

When you are a boss, it is necessary to be able to draw a pie. If you can fulfill it, it will undoubtedly increase the employees' sense of belonging to the company.

The company's remuneration is not bad to begin with. If employees have mortgages and families to worry about, their desire to change jobs will be much less.

What you say in private is called weakness, and what you say publicly is called responsibility.

In order to increase the company's soft power and enhance the attractiveness of talents, Jin Shang also worked hard.

In the past two days, not only the employees of Jinxi Culture were inquiring, but also people from the football club came over with connections to ask if they could add a stopper.

Jin Shang was also a little unprepared when he saw this.

It was originally thought that in an era when real estate prices were skyrocketing, people would go crazy for a house. This is obviously a misunderstanding. Chinese people are as obsessed with houses as ever. In the past, they were not too keen on it. It was just because the gap was too big and they couldn't reach higher. Now that there is a glimmer of possibility, they can seize whatever it takes.

In the past, Jin Shang felt that the company's headquarters being located in the capital was a great advantage. Only now did he realize what a house in the capital means to people who come here to work hard from other places.

From just passing through to settling down, a house is the perfect proof.

After get off work, I took Li Xuan back to her hometown for dinner. The sub-adult shepherd dogs, Golden Label and Yellow Ears, who were no longer young, were quietly crawling at their feet and blowing on the heater.

When the weather gets cold, active pets don’t want to go out for a walk and prefer to stay at home and sleep at night.

"I've said it a long time ago. It's too early to throw out your method of group buying houses. It's a great weapon to attract talents. It's a bit wasteful to use it now..."

Lao Jin said to Jin Shang who was amusing himself with the sheepdog,
  "Look at the football team. They took advantage of discounts on home registration and house purchase. In ten years, they were promoted from the sixth level to the second level. If it weren't for such convenience, those good players would have transferred away long ago. Well, most of the good talents in the youth training will not be retained. For example, Ajima, who was in the limelight in the second half of this year, had the team not happened to be upgraded, with Pasang Tsering, the big brother of the captain, leading the team, and the team Ambitious and well-paid, I'm afraid there will be trouble this winter..."

"Ajima? I heard the day before yesterday that he came on as a substitute in the national youth team's warm-up match and scored a goal."

"I also played in the last warm-up match, and my performance was okay. Some A-level teams have already asked about the situation, but I declined."

Pasang Tsering is not young anymore. Depending on his condition, it won't be a big problem to play for another two or three years, but it won't last long.

The dilemma of having no successors and no successors has never been improved.

It's not that there aren't blue-collar players with enough quality, but there's a lack of stars who can make a name for themselves.

It took a lot of effort to create a recognizable and topical Ejima. How could it be sold at this time?

"If the team cannot reach the top level in two years at most, Ejima will definitely not be able to keep it."

Jin Shang said very firmly.

This has nothing to do with favors and is purely driven by interests.

The big brother, the captain, doesn’t want to delay Ajima’s future, so he still has to invest money and buy a few good players. Even if he can’t be promoted this year, at least let people see the ambition of the club. If he works harder next year, the hope is very good. Big.

Two years is still affordable, but any longer will be hard to say.

Jin Shi also agreed very much with Jin Shang's words.

"A-ugly level is just a quagmire. If you can't get out of it early, you will be dragged into it sooner or later."

"After the Chinese New Year, I will ask the technical director to ask about the situation. If we invest money, relegation will not be a big problem, and we must try to move up the rankings."

After talking about the club's arrangements, Lao Jin was probably too busy to take care of it. His mother, Mei Xinghong, was pregnant and could not leave her at all times. There was also a very busy garment factory, and the business of fresh food was getting better and better. Supermarkets and hot pot cities have no time to care about team reinforcement arrangements.

Jin Shang was too lazy to take care of those trivial matters and only looked after business development. Specific competitive matters were also powerless and could only be left to the head coach, technical director and the Yan family.

Later, Jin Shi chatted with Jin Shang about Mei Yingnian.

"At the bank, it is estimated that the executive CEO will be hired externally. The president will be nominated by the shareholders' meeting and submitted to the board of directors for approval, and the supervisory department will also need to nod."

As for Jin Shi, Jin Shang also understands that banks are different from other fields, and supervision is different from ordinary joint stock companies.

"I don't care how to operate it specifically. My second uncle has his own plans. I haven't reached the time to participate in this kind of game yet."

His strength and connections are not that great. He is just a follower in the board of directors.

With this banking entity as the core, a large number of business people are united based on it.

In addition to Erjiumei Yingnian's shipping, shipbuilding and real estate, the Tan family's hotel chain and Jinshang's Internet, there are also auto parts, coal chemicals, metal smelting, etc., most of which are industries with abundant cash flow.

These are the connections Mei Yingnian has accumulated over more than [-] years in the business world and the important partners she has attracted.

Overall, it is a loose multi-industry mutual aid group. Everyone has the need to control financial chips. The strength of one or several companies alone cannot support the situation.

Mei Yingnian took the lead and everyone worked together to finally build the Minxing Bank.

There are still many things that need to be done in the future, but there will definitely not be anything related to Jin Shang in recent years.

Being able to get [-]% of the shares and rank as the third largest shareholder not only paid for it, but also Jinshang promised to hand over the huge cash flow and accumulated prepayment business of the e-commerce platform to Minxing Bank to help Only after it has passed the initial difficulties can it be qualified to get it.

Expanding Jinxi Mall, increasing transaction volume, and fulfilling commitments are what Jinshang will do next.

For now, it shouldn't be a big problem.

The game console Venus is sold at a discount almost regardless of the cost. The sales of game boards are rising steadily. Coupled with the hot sales of Mercury mobile phones, it is not difficult to break through the [-] million annual turnover barrier.

Coupled with the local warehousing logistics and distribution after-sales services in Beijing, the advantages of door-to-door installation and maintenance of home appliances have gradually emerged.

It’s the end of the year, and it’s common for ordinary people who have made money to buy a few big items for their homes. Employees wearing orange vests from Jinxi Mall walk through the streets and alleys, entering and exiting various major districts, and they are gradually beginning to be accepted and used by the public.

(End of this chapter)