Gender-swapped Saintess: A Survival Diary on Hell Difficulty

[Transformation] [Funny] [Prank] [Abstract] [Mind-blowing] [Gender-swap]
"Play less Phoenix Oil and more Wa, otherwise you'll quickly turn into a mother. If you turn into a loli and then start playing Wa, you'll only be called 'Mommy' by others."
Because Luo Lan laughed during the "Don't Laugh" challenge, she was reborn as a heavily indebted candidate for sainthood.
Surrounded by wolves, the system is playing abstract tricks. If I can't pay back the money soon, I'll be starring in a spectacular movie.
How exactly can one become powerful and successful in a world of hellish difficulty, and live the life of a dragon overlord?