You want me to take out a loan to practice cultivation? I'll just pay off the debt physically.

When Lin Xia woke up, she found herself in the world of extraordinary professionals and was burdened with a loan of gratitude that she could never repay in her lifetime.
Upgrade loan, equipment loan, skill loan, dungeon loan, soul loan...
In this world of extraordinary professionals, ordinary people cannot get anywhere without relying on loans.
Fortunately, Lin Xia has a life simulator, which allows her to create her own perfect future through repeated life simulations.
......
[In the first simulation, you were burdened with eighty-five different loans. Fighting alone, you were stripped of your soul and your internal organs were harvested by the debt collectors, leaving you dead.]
[In the second simulation, you, who are dubbed as a genius, have a higher loan limit. After you have used up all the loans, you start to form your own team and teach your teammates how to use the loans reasonably to develop together.
In the end, your Red Heart Team defeated the multi-party debt collection team in the wilderness, but was wanted by the federal law enforcement team.
【...】
[In the tenth simulation, you use the money from the loan to train a war group, build an army, and borrow more and more in a snowball manner.
When you become the most powerful violent organization in the world, you recall the many debts you incurred when you were young and ignorant.
So, you start the most direct way to repay your debts - physical debt elimination.

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